Financial inclusion indicators
Databases about access to, and usage of, financial services by the population, including data on access points, account holding, electronic payments, cash withdrawals and credit for natural persons.
Data are retrieved from the reporting systems applicable to financial institutions regulated by the BCRA and other institutions subject to information submission requirements. They are released in open formats to enable access, reuse, and analysis, with disaggregation by geographic area, gender, age group, and other variables.
Every indicator is available in two formats:
| Format | Recommended use |
|---|---|
| XLSX | Accessing and working on data using spreadsheets. |
| TXT | Reusing data in systems, databases, or automated processes. |
1. Financial access points
Financial access points shape the financial infrastructure available in Argentina. They include bank branches, ATMs, self-service terminals (terminales de autoservicio, TASs), mobile branches, and financial services supplementary agencies (agencias complementarias de servicios financieros, ACSFs).
1.1 Access points by type of service unit
| Indicator | XLSX | TXT |
|---|---|---|
| Financial access points by type | Download XLSX | Download TXT |
| Financial access points by type and province | Download XLSX | Download TXT |
| Financial access points by type and district | Download XLSX | Download TXT |
| Financial access points by type and municipality | Download XLSX | Download TXT |
1.2 Access points by financial institution and institutional group
| Indicator | XLSX | TXT |
|---|---|---|
| Financial access points by institution and type | Download XLSX | Download TXT |
| Financial access points by institution, type and province | Download XLSX | Download TXT |
| Financial access points by institution, type and district | Download XLSX | Download TXT |
| Financial access points by institution, type and municipality | Download XLSX | Download TXT |
1.3 Access points every 10,000 adults
| Indicator | XLSX | TXT |
|---|---|---|
| Financial access points every 10,000 adults by type | Download XLSX | Download TXT |
| Financial access points every 10,000 adults by type and province | Download XLSX | Download TXT |
| Financial access points every 10,000 adults by type and district | Download XLSX | Download TXT |
| Financial access points every 10,000 adults by type and municipality | Download XLSX | Download TXT |
2. Bank and payment account holding
Account holding indicators show the percentage of the adult population that has at least one bank account offered by financial institutions, or a payment account offered by payment service providers. These accounts enable payments and transfers, as well as savings and investments.
2.1 Bank and payment account holding
| Indicator | XLSX | TXT |
|---|---|---|
| Bank and payment account holding | Download XLSX | Download TXT |
| Bank and payment account holding by gender | Download XLSX | Download TXT |
| Bank and payment account holding by age group | Download XLSX | Download TXT |
| Bank and payment account holding by province | Download XLSX | Download TXT |
3. Electronic means of payment and cash withdrawals
3.1 Number of transactions per adult
| Indicator | XLSX | TXT |
|---|---|---|
| Electronic means of payment by instrument and channel | Download XLSX | Download TXT |
| Cash withdrawals by channel | Download XLSX | Download TXT |
3.2 Amount of transactions per adult
| Indicator | XLSX | TXT |
|---|---|---|
| Electronic means of payment by instrument and channel | Download XLSX | Download TXT |
| Cash withdrawals by channel | Download XLSX | Download TXT |
4. Financing to natural persons
Financing indicators are based on loans granted to natural persons by institutions that report to the BCRA. Such information is gathered in the Debtors Database (Central de Deudores, CENDEU).
This includes banks, finance companies and credit or purchase card issuers, as well as other non-financial credit providers which also report their debtors.
4.1 Natural persons with financing, total
| Indicator | XLSX | TXT |
|---|---|---|
| Debtors of the broad financial system by gender | Download XLSX | Download TXT |
| Debtors of the broad financial system by age group | Download XLSX | Download TXT |
| Debtors of the broad financial system by province | Download XLSX | Download TXT |
| Debtors of the broad financial system by age group and gender | Download XLSX | Download TXT |
| Debtors of the broad financial system by province and gender | Download XLSX | Download TXT |
4.2 Natural persons with financing by type of credit product
| Indicator | XLSX | TXT |
|---|---|---|
| Debtors of the broad financial system by type of credit product | Download XLSX | Download TXT |
| Debtors of the broad financial system by credit product and gender | Download XLSX | Download TXT |
| Debtors of the broad financial system by credit product and age group | Download XLSX | Download TXT |
| Debtors of the broad financial system by credit product and province | Download XLSX | Download TXT |
4.3 Natural persons with financing by type of provider
| Indicator | XLSX | TXT |
|---|---|---|
| Debtors of the broad financial system by institutional group | Download XLSX | Download TXT |
| Debtors of the broad financial system by institutional group and gender | Download XLSX | Download TXT |
| Debtors of the broad financial system by institutional group and province | Download XLSX | Download TXT |
| Debtors of the broad financial system by institutional group and age group | Download XLSX | Download TXT |