The Universal Free Account (Cuenta Gratuita Universal, CGU) is a savings bank account in pesos. Its opening, maintenance, movements of funds and balance inquiries are free of charge.
Universal Free Account
It is aimed at anyone with no bank accounts.
Requirements to open the Universal Free Account
Only submission of your identity document and not having any bank accounts.
Benefits of the Universal Free Account
- Free of charge opening, maintenance, movements of funds and balance inquiries in ATMs at different banks and networks throughout the country.
- Debit card.
- No ATM fees for cash withdrawn from the bank where you open the account.
- Up to eight monthly cash withdrawal transactions for free at any ATM.
Where
As from February 1, 2020, all institutions must offer the Universal Free Account. If the bank refuses to open it, a claim can be submitted to the person responsible for customer service of the same bank.



