The 2017 Financial Innovation Hackathon was attended by over 360 registrants, 50 external mentors, 35 mentors from the BCRA, and more than 400 online supporters for the proposals.
The 2017 edition focused on four challenges: usability, sustainability, data, and consumer protection.
The event, organized jointly by the BCRA, the Ministry of Social Development, and the Ministry of Modernization, took place on August 25-26.
As a novelty, four co-creation meetings were held, not only in the Autonomous City of Buenos Aires but also in Córdoba, Neuquén, Salta, and Mendoza.
Winners
First Prize | Diamonds is a pedagogical, didactic, easy-to-use, and omnichannel browser and mobile game, aimed at increasing youth financial inclusion.
Team members: Carolina Giosa, Angélica Julieta Chung, Natalia Tolotti, Juan Pablo Ron and Gabriel Ivan Nocce.
Second Prize | Mobile SOS Digital Banking is a digital platform that captures the income of people whether or not they are included in the banking system operating throughout the country.
Third Prize | miPim is an app for transferring money among people at no cost and with no internet connection. Use the Pim platform to support the financial inclusion of informal workers.
Team members: Mario Tomelin, David Jaramillo, Hernán Gómez Marredo and Federico Kucher.
Finalists
Score.It is an open technology platform that allows institutions with relevant information for credit risk assessment to make it available in a quick and seamless manner.
Financial Inclusion in the Province of Neuquén is a proposal that aims at reaching the entire population of the province of Neuquén and its area of influence, thereby increasing banking access by working to reduce barriers that exclude part of the population from the financial sector.
Banking Correspondent are neighborhood stores that are members of a bank and equipped with the necessary technology to become small banking agencies.
FI.AR is an online platform aimed at financing small purchases in stores based on the existing trust with their customers.
FinWallet—your financial wallet—is an app that pays interest on the money held in the user’s savings account through predetermined mutual funds, which are low risk and highly liquid.
Guarantee Market is a virtual platform for requesting and granting multiple guarantees to an applicant who—once the surety is obtained—can monetize it through a bank or stock market.
UBE – University E-Wallet enables university students to make payments with their mobile phones with no need for cash.
Judges
Julián Costabile: Director of the National Microcredit Commission, Ministry of Social Development, Argentina.
Rudi Borrmann: Undersecretary of Public Innovation and Open Government, Ministry of Modernization, Argentina.
Alejo Macaya: Financial Innovation Manager at the BCRA.
Sebastián Cadenas: CEO and Founder of Increasecard.
Alejandro Cosentino: Founder of Afluenta.
