Financial Statements

(*) At the bottom of this Balance Sheet is a table with the detail of the note of the Auditor's Report corresponding to the end of the quarterly or annual financial year

Amounts expressed in thousands of pesos.

	Dic-2023	Dic-2024	Dic-2025	Ene-2026	Feb-2026
A C T I V O	38,848,280,606	81,601,690,971	113,620,439,634	114,786,228,624	116,143,175,607
EFECTIVO Y DEPOSITO EN BANCOS	4,740,552,657	8,434,262,593	11,659,313,528	13,336,961,696	12,377,782,401
TÍTULOS PÚBLICOS Y PRIVADOS	11,749,050,285	31,347,558,612	41,940,274,699	39,229,178,326	38,236,876,853
PRÉSTAMOS	7,746,867,932	26,702,064,366	44,367,134,646	45,882,011,022	47,311,128,137
SECTOR PÚBLICO NO FINANCIERO	478,811,836	1,087,541,453	1,727,017,552	1,635,015,406	1,803,377,547
SECTOR FINANCIERO	10,455,065	108,859,745	430,265,422	452,143,095	535,371,942
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	8,021,344,197	26,105,829,679	44,509,294,383	46,397,087,382	47,801,622,693
ADELANTOS	209,655,334	587,273,644	1,042,626,561	1,155,580,556	1,149,627,075
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS	1,955,678,599	8,136,533,340	11,177,525,124	11,597,882,631	11,990,425,482
HIPOTECARIOS	535,401,921	1,152,380,179	4,177,313,008	4,460,544,189	4,667,326,475
PRENDARIOS	224,872,977	848,904,348	1,367,711,244	1,349,282,045	1,325,641,206
PERSONALES	725,203,254	3,856,249,136	7,713,781,045	8,067,570,812	8,329,420,315
OTROS	2,577,593,693	6,623,051,244	12,045,736,050	12,523,157,663	12,846,546,135
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR	1,963,691,125	5,320,285,159	7,348,182,633	7,605,884,087	7,853,790,926
COBROS NO APLICADOS	-2,502,647	-4,630,418	-5,657,055	-6,286,991	-7,263,841
INTERESES DOCUMENTADOS	-92,093,256	-217,887,075	-204,957,986	-203,811,647	-203,744,672
AJUSTES NIIF	-76,156,803	-196,329,878	-152,966,241	-152,715,963	-150,146,408
PREVISIONES	-763,743,166	-600,166,511	-2,299,442,711	-2,602,234,861	-2,829,244,045
OTROS CRED.POR INTERM.FINAN.	10,580,983,280	7,869,427,749	5,438,193,766	6,278,568,137	6,339,667,954
CREDITO POR ARRENDAMIENTO FINANCIERO	28,039,383	70,105,269	128,130,083	131,027,239	129,131,381
PART. EN OTRAS SOCIEDADES	661,257,680	1,399,418,617	1,958,401,546	2,011,837,769	2,221,341,397
EN ENTIDADES FINANCIERAS	134,166,280	235,676,989	289,650,307	297,996,926	304,823,717
OTRAS	527,440,442	1,164,484,626	1,669,691,769	1,714,781,373	1,917,458,210
DETERIORO DE VALOR	-349,042	-742,998	-940,530	-940,530	-940,530
CRÉDITOS DIVERSOS	1,018,894,671	1,392,505,040	2,161,689,991	1,814,978,926	3,305,618,492
PROPIEDAD, PLANTAS Y EQUIPO	1,537,421,051	3,108,572,649	4,095,021,175	4,205,058,402	4,322,378,820
BIENES DIVERSOS	67,067,605	139,524,233	233,279,285	244,395,416	251,015,856
ACTIVOS INTANGIBLES	66,082,684	189,829,835	238,384,766	241,032,743	248,481,060
FILIALES EN EL EXTERIOR	646,729,433	872,313,949	1,334,172,347	1,331,847,097	1,304,073,156
PARTIDAS PEND. DE IMPUTACIÓN	5,333,945	76,108,059	66,443,802	79,331,851	95,680,100
P A S I V O	30,013,494,967	58,832,337,977	82,840,441,249	83,059,309,156	83,589,670,378
DEPÓSITOS	26,486,060,990	54,372,435,986	75,748,210,029	75,556,209,541	76,167,634,716
SECTOR PÚBLICO NO FINANCIERO	8,234,482,339	19,324,126,473	25,691,358,102	24,719,840,564	24,603,234,475
SECTOR FINANCIERO	164,752,393	202,685,361	180,474,113	177,377,163	193,873,179
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	18,086,826,258	34,845,624,152	49,876,377,814	50,658,991,814	51,370,527,062
CUENTAS CORRIENTES	1,274,772,363	3,138,242,609	3,841,702,781	3,624,285,618	3,877,863,403
CAJA DE AHORROS	8,125,469,919	11,734,990,838	17,804,997,543	17,030,242,080	17,576,365,937
PLAZO FIJO E INVERSIONES A PLAZO	7,635,339,892	18,147,641,747	26,273,122,903	27,953,385,258	27,848,136,767
OTROS	497,285,975	1,097,852,025	1,520,647,366	1,635,167,615	1,639,839,916
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR	553,958,109	726,896,933	435,907,221	415,911,243	428,321,039
OTRAS OBLIG.POR INTERMED. FINANC.	1,366,733,678	2,210,660,855	3,257,154,949	3,671,908,376	3,256,259,799
OBLIGACIONES DIVERSAS	2,010,816,883	1,937,498,993	3,299,264,608	3,282,603,261	3,589,772,299
PROVISIONES	138,871,826	244,365,571	443,344,866	469,688,784	496,484,477
PARTIDAS PENDIENTES DE IMPUTACIÓN	11,011,590	67,376,572	92,466,797	78,899,194	79,519,087
P A T R I M O N I O N E T O	8,834,785,639	22,769,352,994	30,779,998,385	31,726,919,468	32,553,505,229
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO	6,446,275,644	16,753,273,822	29,263,978,824	29,940,220,330	30,926,215,122
RESULTADOS NO ASIGNADOS	2,388,509,995	6,016,079,172	1,516,019,561	1,786,699,138	1,627,290,107
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O	2,391,752,394	4,158,693,298	1,404,306,448	71,826,603	-27,371,546
INGRESOS FINANCIEROS	26,628,697,870	40,428,799,366	28,849,454,982	2,455,632,018	4,828,036,972
POR INTERESES	13,684,031,865	16,695,972,427	18,914,854,178	1,709,098,227	3,353,166,499
OTROS INGRESOS FINANCIEROS	12,944,666,005	23,732,826,939	9,934,600,804	746,533,791	1,474,870,473
EGRESOS FINANCIEROS	-15,765,453,136	-16,902,697,483	-13,999,828,679	-941,031,976	-1,930,340,543
POR INTERESES	-14,506,156,845	-14,362,872,867	-12,441,845,140	-811,566,348	-1,621,349,130
OTROS EGRESOS FINANCIEROS	-1,259,296,291	-2,539,824,616	-1,557,983,539	-129,465,628	-308,991,413
CARGO POR INCOBRABILIDAD	-472,274,528	-610,377,071	-2,212,677,701	-506,787,487	-897,198,741
INGRESOS POR SERVICIOS	704,436,541	1,412,353,812	2,190,016,381	195,757,469	395,391,669
EGRESOS POR SERVICIOS	-666,112,782	-1,513,541,947	-1,919,381,203	-157,351,313	-315,470,461
GASTOS DE ADMINISTRACIÓN	-2,379,425,636	-4,933,925,241	-6,246,000,602	-497,971,990	-998,694,105
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS	142,746,591	282,417,575	780,388,369	212,663,169	442,386,187
RESULTADO MONETARIO	-4,784,493,608	-10,452,599,828	-6,388,564,888	-664,514,292	-1,391,210,736
OTROS	28,697,043	-168,442,760	-180,524,366	-31,021,996	-134,449,345
IMPUESTO A LAS GANANCIAS	-1,286,491,765	-2,038,670,640	-326,393,848	118,213,089	28,930,933
OTRO RESULTADO INTEGRAL	241,425,804	-1,344,622,485	857,818,003	-111,760,088	-54,753,376
PARTIDAS FUERA DE BALANCE
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE	437,001,608	992,378,561	1,447,227,063	1,434,805,297	1,411,085,816
CONTINGENTES ACREEDORAS	6,003,121,285	17,494,836,300	39,187,127,498	39,404,508,809	40,859,989,523
DE CONTROL ACREEDORAS	452,549,288	190,693,820	306,309,436	261,114,952	138,809,178
DE DERIVADOS ACREEDORAS	91,021,868	46,160,590	3,271,000	17,934,000	13,025,500
CONTINGENTES DEUDORAS	10,004,635,254	28,309,035,229	53,892,520,122	54,984,221,329	56,123,421,511
DE CONTROL DEUDORAS	24,812,210,140	29,254,304,842	61,041,540,513	63,768,110,955	68,365,329,151
DE DERIVADOS DEUDORAS	1,885,337,268	2,142,318,785	59,972,030	58,072,780	53,090,250
DE ACTIVIDAD FIDUCIARIA DEUDORAS	6,815,630,278	9,658,362,618	13,618,312,959	13,586,529,536	13,640,414,588

REPORTS
GUY	CODE	GUY	CODE
YEAR-END CLOSING		YEAR-END CLOSING
FAVORABLE WITHOUT QUALIFICATIONS	1	ADVERSE OPINION	6
FAVOURABLE WITH CERTAIN EXPOSURE QUALIFICATIONS	2	ABSTENTION OF OPINION	7
FAVORABLE WITH CERTAIN VALUATION QUALIFICATIONS	3	QUARTERLY CLOSE (LIMITED SCOPE)
FAVORABLE WITH INDETERMINATE QUALIFICATIONS WITH LIMITATIONS ON SCOPE	4	NO COMMENTS	8
FAVORABLE WITH INDETER RESERVATIONS. WITH UNCERTAINTY S/ FUTURE EVENTS	5	WITH OBSERVATIONS FOR CERTAIN FACTS	9
		WITH OBSERVATIONS FOR UNDETERMINED FACTS	10