Debtors Situation
Information updated to October of 2025
Amounts expressed in millions of pesos. Ratios expressed in %.
| SISTEMA FINANCIERO | Dic-2023 | Dic-2024 | Ago-2025 | Set-2025 | Oct-2025 |
|---|---|---|---|---|---|
| TOTAL DE FINANCIACIONES Y GARANTIAS OTORGADAS ($) | 25,722,569.13 | 83,069,039.47 | 130,327,694.28 | 135,022,225.69 | 138,610,726.50 |
| TF.Sit.1: En situación normal (%) | 95.52 | 97.26 | 94.15 | 93.58 | 92.91 |
| TF.Sit.2: Con seguimiento especial/Riesgo bajo (%) | 1.16 | 1.24 | 2.34 | 2.57 | 2.86 |
| TF.Sit.3: Con problemas/Riesgo medio (%) | 0.61 | 0.62 | 1.79 | 1.98 | 2.12 |
| TF.Sit.4: Con alto riesgo de insolvencia/Riesgo alto (%) | 0.71 | 0.58 | 1.35 | 1.55 | 1.75 |
| TF.Sit.5: Irrecuperable (%) | 2.00 | 0.30 | 0.36 | 0.33 | 0.36 |
| TOTAL GARANTIZADO - Garantías Preferidas A y B (%) | 17.30 | 15.43 | 15.66 | 16.08 | 16.49 |
| Previsiones por riesgo de incobrabilidad constituídas | 1,268,090.91 | 2,094,007.47 | 5,026,506.37 | 5,402,594.67 | 5,988,909.96 |
| SISTEMA FINANCIERO | Dic-2023 | Dic-2024 | Ago-2025 | Set-2025 | Oct-2025 |
| CARTERA COMERCIAL ($) | 10,470,895.65 | 32,390,161.68 | 49,403,300.53 | 51,486,955.37 | 52,524,481.71 |
| Total cartera sobre financiaciones (%) | 40.71 | 38.99 | 37.91 | 38.13 | 37.89 |
| C.COM.Sit.1: En situación normal (%) | 94.26 | 98.90 | 98.59 | 98.61 | 98.43 |
| C.COM.Sit.2: Con seguimiento especial (%) | 0.83 | 0.39 | 0.47 | 0.50 | 0.54 |
| C.COM.Sit.3: Con problemas (%) | 0.31 | 0.16 | 0.26 | 0.40 | 0.37 |
| C.COM.Sit.4: Con alto riesgo de insolvencia (%) | 0.35 | 0.16 | 0.36 | 0.31 | 0.48 |
| C.COM.Sit.5: Irrecuperable (%) | 4.25 | 0.39 | 0.31 | 0.17 | 0.18 |
| C.COM.TOTAL GARANTIZADO - Garantías Preferidas A y B (%) | 10.73 | 7.71 | 6.81 | 6.98 | 7.00 |
| SISTEMA FINANCIERO | Dic-2023 | Dic-2024 | Ago-2025 | Set-2025 | Oct-2025 |
| CARTERA DE CONSUMO O VIVIENDA ($) | 10,122,358.13 | 34,889,055.31 | 55,114,618.86 | 57,068,995.92 | 58,744,653.35 |
| Total cartera sobre financiaciones (%) | 39.35 | 42.00 | 42.29 | 42.27 | 42.38 |
| C.CON.Sit.1: En situación normal (%) | 95.67 | 95.31 | 89.45 | 88.41 | 87.37 |
| C.CON.Sit.2: Riesgo bajo (%) | 1.58 | 2.18 | 4.08 | 4.44 | 4.98 |
| C.CON.Sit.3: Riesgo medio (%) | 1.03 | 1.16 | 3.48 | 3.72 | 3.94 |
| C.CON.Sit.4: Riesgo alto (%) | 1.18 | 1.07 | 2.53 | 2.92 | 3.14 |
| C.CON.Sit.5: Irrecuperable (%) | 0.54 | 0.27 | 0.47 | 0.51 | 0.56 |
| C.CON.TOTAL GARANTIZADO - Garantías Preferidas A y B (%) | 19.57 | 18.53 | 20.47 | 21.24 | 22.01 |
| SISTEMA FINANCIERO | Dic-2023 | Dic-2024 | Ago-2025 | Set-2025 | Oct-2025 |
| 5,129,315.34 | 5,129,315.34 | 15,789,822.49 | 25,809,774.89 | 26,466,274.40 | 27,341,591.43 |
| 19.94 | 19.94 | 19.01 | 19.80 | 19.60 | 19.73 |
| 97.79 | 97.79 | 98.21 | 95.69 | 94.93 | 94.22 |
| 0.98 | 0.98 | 0.88 | 2.21 | 2.54 | 2.77 |
| 0.42 | 0.42 | 0.36 | 1.13 | 1.29 | 1.57 |
| 0.54 | 0.54 | 0.35 | 0.74 | 1.01 | 1.18 |
| 0.27 | 0.27 | 0.19 | 0.22 | 0.24 | 0.25 |
| 26.25 | 26.25 | 24.39 | 22.32 | 22.68 | 22.84 |