Debtor classification
Information updated as of marzo, 2026
Amounts expressed in millions of pesos. Ratios expressed in %.
| SISTEMA FINANCIERO | Dic-2024 | Dic-2025 | Ene-2026 | Feb-2026 | Mar-2026 |
|---|---|---|---|---|---|
| TOTAL DE FINANCIACIONES Y GARANTIAS OTORGADAS ($) | 83,069,039.47 | 148,664,274.06 | 150,583,415.33 | 151,671,141.54 | 156,093,128.59 |
| TF.Sit.1: En situación normal (%) | 97.26 | 91.90 | 91.42 | 90.83 | 90.54 |
| TF.Sit.2: Con seguimiento especial/Riesgo bajo (%) | 1.24 | 2.97 | 2.73 | 2.98 | 2.98 |
| TF.Sit.3: Con problemas/Riesgo medio (%) | 0.62 | 2.41 | 2.82 | 2.69 | 2.56 |
| TF.Sit.4: Con alto riesgo de insolvencia/Riesgo alto (%) | 0.58 | 2.32 | 2.57 | 2.95 | 3.27 |
| TF.Sit.5: Irrecuperable (%) | 0.30 | 0.40 | 0.46 | 0.55 | 0.65 |
| TOTAL GARANTIZADO - Garantías Preferidas A y B (%) | 15.43 | 16.42 | 16.49 | 16.69 | 16.72 |
| Previsiones por riesgo de incobrabilidad constituídas | 2,094,007.47 | 7,207,143.86 | 7,937,098.65 | 8,523,704.33 | 9,117,856.25 |
| SISTEMA FINANCIERO | Dic-2024 | Dic-2025 | Ene-2026 | Feb-2026 | Mar-2026 |
| CARTERA COMERCIAL ($) | 32,390,161.68 | 56,370,174.35 | 56,511,161.70 | 56,128,971.42 | 57,655,943.32 |
| Total cartera sobre financiaciones (%) | 38.99 | 37.92 | 37.53 | 37.01 | 36.94 |
| C.COM.Sit.1: En situación normal (%) | 98.90 | 98.42 | 98.32 | 98.27 | 98.26 |
| C.COM.Sit.2: Con seguimiento especial (%) | 0.39 | 0.45 | 0.46 | 0.64 | 0.60 |
| C.COM.Sit.3: Con problemas (%) | 0.16 | 0.41 | 0.51 | 0.34 | 0.30 |
| C.COM.Sit.4: Con alto riesgo de insolvencia (%) | 0.16 | 0.58 | 0.56 | 0.61 | 0.68 |
| C.COM.Sit.5: Irrecuperable (%) | 0.39 | 0.14 | 0.14 | 0.15 | 0.16 |
| C.COM.TOTAL GARANTIZADO - Garantías Preferidas A y B (%) | 7.71 | 7.24 | 7.14 | 7.20 | 7.39 |
| SISTEMA FINANCIERO | Dic-2024 | Dic-2025 | Ene-2026 | Feb-2026 | Mar-2026 |
| CARTERA DE CONSUMO O VIVIENDA ($) | 34,889,055.31 | 62,514,608.12 | 63,979,534.51 | 65,146,202.95 | 66,771,799.72 |
| Total cartera sobre financiaciones (%) | 42.00 | 42.05 | 42.49 | 42.95 | 42.78 |
| C.CON.Sit.1: En situación normal (%) | 95.31 | 85.68 | 85.04 | 84.09 | 83.59 |
| C.CON.Sit.2: Riesgo bajo (%) | 2.18 | 5.14 | 4.52 | 4.87 | 4.94 |
| C.CON.Sit.3: Riesgo medio (%) | 1.16 | 4.36 | 5.06 | 4.86 | 4.58 |
| C.CON.Sit.4: Riesgo alto (%) | 1.07 | 4.14 | 4.57 | 5.22 | 5.71 |
| C.CON.Sit.5: Irrecuperable (%) | 0.27 | 0.68 | 0.81 | 0.97 | 1.17 |
| C.CON.TOTAL GARANTIZADO - Garantías Preferidas A y B (%) | 18.53 | 22.13 | 22.40 | 22.76 | 23.08 |
| SISTEMA FINANCIERO | Dic-2024 | Dic-2025 | Ene-2026 | Feb-2026 | Mar-2026 |
| CARTERA COMERCIAL ASIMILABLE A CONSUMO ($) | 15,789,822.49 | 29,779,491.58 | 30,092,719.13 | 30,395,967.17 | 31,665,385.55 |
| Total cartera sobre financiaciones (%) | 19.01 | 20.03 | 19.98 | 20.04 | 20.29 |
| C.CAC.Sit.1: En situación normal (%) | 98.21 | 92.64 | 92.01 | 91.54 | 91.14 |
| C.CAC.Sit.2: Riesgo bajo (%) | 0.88 | 3.18 | 3.16 | 3.25 | 3.15 |
| C.CAC.Sit.3: Riesgo medio (%) | 0.36 | 2.11 | 2.39 | 2.41 | 2.40 |
| C.CAC.Sit.4: Riesgo alto (%) | 0.35 | 1.78 | 2.12 | 2.42 | 2.85 |
| C.CAC.Sit.5: Irrecuperable (%) | 0.19 | 0.29 | 0.32 | 0.38 | 0.46 |
| C.CAC.TOTAL GARANTIZADO - Garantías Preferidas A y B (%) | 24.39 | 21.84 | 21.47 | 21.20 | 20.31 |