Estados contables
Información actualizada a marzo de 2026
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2024 | Dic-2025 | Ene-2026 | Feb-2026 | Mar-2026 | |
|---|---|---|---|---|---|
| A C T I V O | 104.068.480.689 | 157.282.582.698 | 156.909.788.836 | 157.137.134.083 | 161.294.151.712 |
| EFECTIVO Y DEPOSITO EN BANCOS | 21.911.092.651 | 31.469.567.171 | 31.605.650.701 | 29.927.728.172 | 28.719.802.445 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 25.991.944.037 | 31.838.645.514 | 32.366.931.548 | 34.871.966.610 | 35.824.810.764 |
| PRÉSTAMOS | 40.215.139.763 | 73.426.368.229 | 72.815.165.071 | 72.430.399.864 | 75.139.928.240 |
| SECTOR PÚBLICO NO FINANCIERO | 85.337.389 | 365.361.155 | 368.430.456 | 351.714.906 | 416.206.163 |
| SECTOR FINANCIERO | 644.721.339 | 2.261.242.704 | 2.119.255.557 | 2.102.935.238 | 2.327.920.793 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 40.657.065.334 | 74.847.032.502 | 74.718.956.497 | 74.659.889.027 | 77.377.510.208 |
| ADELANTOS | 3.565.624.216 | 7.300.586.391 | 7.372.600.435 | 7.337.574.560 | 7.472.137.612 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 10.386.573.996 | 17.867.369.525 | 17.826.973.413 | 17.602.967.690 | 18.231.881.121 |
| HIPOTECARIOS | 868.369.715 | 2.885.564.321 | 2.906.791.524 | 2.916.430.287 | 2.969.704.126 |
| PRENDARIOS | 2.334.992.365 | 3.822.704.143 | 3.782.237.453 | 3.773.098.051 | 3.726.543.013 |
| PERSONALES | 4.683.092.861 | 8.559.352.318 | 8.674.646.898 | 8.746.164.976 | 8.832.851.857 |
| OTROS | 16.800.389.164 | 30.696.648.782 | 30.242.752.921 | 30.230.843.362 | 31.925.343.845 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 2.469.291.006 | 4.384.270.446 | 4.541.011.163 | 4.647.466.360 | 4.801.054.144 |
| COBROS NO APLICADOS | -1.317.810 | -4.697.723 | -2.277.627 | -2.217.627 | -3.000.743 |
| INTERESES DOCUMENTADOS | -272.193.037 | -403.763.493 | -366.911.748 | -354.916.968 | -342.045.327 |
| AJUSTES NIIF | -177.757.142 | -261.002.208 | -258.867.935 | -237.521.664 | -236.959.440 |
| PREVISIONES | -1.171.984.299 | -4.047.268.132 | -4.391.477.439 | -4.684.139.307 | -4.981.708.924 |
| OTROS CRED.POR INTERM.FINAN. | 5.199.558.096 | 7.508.504.613 | 6.313.660.354 | 6.009.137.521 | 7.593.725.365 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 185.309.344 | 328.048.401 | 336.691.115 | 340.082.196 | 350.881.174 |
| PART. EN OTRAS SOCIEDADES | 1.662.910.371 | 1.007.911.767 | 1.155.997.428 | 1.192.778.522 | 1.111.456.270 |
| EN ENTIDADES FINANCIERAS | 123.843.946 | 239.536.607 | 247.581.738 | 256.075.330 | 264.114.542 |
| OTRAS | 1.539.066.425 | 768.375.160 | 908.415.690 | 936.703.192 | 847.341.728 |
| CRÉDITOS DIVERSOS | 3.483.706.977 | 4.140.532.618 | 4.570.158.006 | 4.435.144.178 | 4.365.596.668 |
| PROPIEDAD, PLANTAS Y EQUIPO | 3.817.080.532 | 5.245.830.218 | 5.385.976.997 | 5.506.987.662 | 5.664.772.119 |
| BIENES DIVERSOS | 541.614.953 | 823.725.544 | 865.034.127 | 892.525.867 | 919.295.914 |
| ACTIVOS INTANGIBLES | 1.034.759.296 | 1.448.789.522 | 1.467.391.093 | 1.499.778.705 | 1.534.754.131 |
| PARTIDAS PEND. DE IMPUTACIÓN | 25.364.669 | 44.659.101 | 27.132.396 | 30.604.786 | 69.128.622 |
| P A S I V O | 80.309.383.995 | 127.623.731.052 | 126.303.006.883 | 125.507.811.881 | 128.619.233.978 |
| DEPÓSITOS | 67.605.103.982 | 103.033.603.177 | 102.323.698.590 | 103.096.898.428 | 103.692.073.252 |
| SECTOR PÚBLICO NO FINANCIERO | 1.843.385.398 | 3.191.699.540 | 3.710.223.827 | 5.009.663.305 | 5.087.146.939 |
| SECTOR FINANCIERO | 73.911.710 | 82.183.152 | 53.233.490 | 52.623.359 | 64.322.355 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 65.687.806.874 | 99.759.720.485 | 98.560.241.273 | 98.034.611.764 | 98.540.603.958 |
| CUENTAS CORRIENTES | 10.484.887.717 | 14.339.002.751 | 12.128.434.639 | 11.907.880.087 | 13.259.539.799 |
| CAJA DE AHORROS | 33.828.574.791 | 46.919.330.313 | 45.385.035.215 | 44.972.806.119 | 43.476.444.865 |
| PLAZO FIJO E INVERSIONES A PLAZO | 19.866.979.851 | 37.020.639.068 | 39.524.379.744 | 39.578.735.038 | 40.219.861.928 |
| OTROS | 723.343.944 | 763.771.692 | 727.292.264 | 751.376.134 | 756.830.436 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 784.020.571 | 716.976.661 | 795.099.411 | 823.814.386 | 827.926.930 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 8.328.081.008 | 18.311.852.979 | 17.932.854.445 | 16.766.653.576 | 18.846.892.194 |
| OBLIGACIONES DIVERSAS | 2.728.456.864 | 4.279.471.905 | 4.504.239.963 | 4.200.882.762 | 4.567.566.504 |
| PROVISIONES | 632.760.683 | 579.851.948 | 568.639.459 | 515.392.238 | 543.534.940 |
| OBLIGACIONES SUBORDINADAS | 958.961.832 | 1.346.614.964 | 918.678.661 | 894.183.621 | 881.035.225 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 56.019.626 | 72.336.079 | 54.895.765 | 33.801.256 | 88.131.863 |
| P A T R I M O N I O N E T O | 23.759.096.694 | 29.658.851.646 | 30.606.781.953 | 31.629.322.202 | 32.674.917.734 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 19.232.386.881 | 28.188.785.565 | 28.946.971.136 | 29.913.171.438 | 31.458.183.522 |
| RESULTADOS NO ASIGNADOS | 4.526.709.813 | 1.470.066.081 | 1.659.810.817 | 1.716.150.764 | 1.216.734.212 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 2.969.386.843 | 948.970.603 | 99.837.014 | 234.224.585 | 526.381.045 |
| INGRESOS FINANCIEROS | 39.736.294.980 | 35.742.349.576 | 3.248.108.086 | 6.389.857.376 | 10.105.499.848 |
| POR INTERESES | 25.833.356.433 | 26.808.869.314 | 2.365.356.873 | 4.616.185.912 | 7.092.908.355 |
| OTROS INGRESOS FINANCIEROS | 13.902.938.547 | 8.933.480.262 | 882.751.213 | 1.773.671.464 | 3.012.591.493 |
| EGRESOS FINANCIEROS | -15.688.359.020 | -17.335.717.079 | -1.412.011.598 | -2.873.885.929 | -4.388.301.731 |
| POR INTERESES | -11.949.519.653 | -14.246.102.348 | -1.101.446.330 | -2.200.252.887 | -3.370.953.549 |
| OTROS EGRESOS FINANCIEROS | -3.738.839.367 | -3.089.614.731 | -310.565.268 | -673.633.042 | -1.017.348.182 |
| CARGO POR INCOBRABILIDAD | -1.392.609.392 | -4.900.945.348 | -799.061.381 | -1.232.892.046 | -1.928.418.947 |
| INGRESOS POR SERVICIOS | 3.873.584.339 | 5.967.640.000 | 506.352.534 | 1.006.657.156 | 1.576.270.476 |
| EGRESOS POR SERVICIOS | -1.830.204.983 | -2.646.203.025 | -220.532.320 | -430.241.788 | -665.619.018 |
| GASTOS DE ADMINISTRACIÓN | -8.187.071.641 | -9.862.289.967 | -787.967.457 | -1.571.959.201 | -2.514.135.266 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 101.512.297 | 307.562.247 | 253.618.312 | 123.868.832 | 178.041.758 |
| RESULTADO MONETARIO | -12.242.673.875 | -5.713.737.073 | -585.080.345 | -1.204.015.765 | -1.972.768.881 |
| OTROS | 109.977.529 | 334.180.334 | 2.136.631 | 30.362.671 | 49.382.413 |
| IMPUESTO A LAS GANANCIAS | -709.240.076 | -797.747.648 | -58.209.797 | -78.195.551 | -97.550.416 |
| OTRO RESULTADO INTEGRAL | -801.823.315 | -146.121.414 | -47.515.651 | 74.668.830 | 183.980.809 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 401.641.912 | 1.431.211.352 | 1.631.408.695 | 1.894.447.172 | 2.098.838.114 |
| CONTINGENTES ACREEDORAS | 58.195.404.365 | 79.125.564.882 | 79.420.156.976 | 79.819.166.783 | 77.857.618.164 |
| DE CONTROL ACREEDORAS | 1.161.109.483 | 1.079.775.290 | 1.269.122.692 | 1.480.015.220 | 1.599.333.571 |
| DE DERIVADOS ACREEDORAS | 3.081.116.697 | 5.661.044.788 | 6.048.405.604 | 5.163.504.458 | 5.376.011.034 |
| CONTINGENTES DEUDORAS | 13.501.174.830 | 22.143.297.536 | 22.260.147.763 | 21.703.051.799 | 22.298.090.091 |
| DE CONTROL DEUDORAS | 137.141.382.999 | 222.208.741.276 | 241.152.386.950 | 246.687.083.215 | 261.268.818.804 |
| DE DERIVADOS DEUDORAS | 4.813.289.023 | 6.525.012.593 | 7.044.023.847 | 6.218.607.860 | 5.953.955.229 |
| DE ACTIVIDAD FIDUCIARIA DEUDORAS | 324.528.764 | 196.290.624 | 196.722.375 | 197.191.487 | 940.762.087 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||