Estados contables
Información actualizada a marzo de 2026
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2024 | Dic-2025 | Ene-2026 | Feb-2026 | Mar-2026 | |
|---|---|---|---|---|---|
| A C T I V O | 3.105.942.851 | 6.402.096.820 | 6.203.757.908 | 6.259.603.578 | 6.266.786.496 |
| EFECTIVO Y DEPOSITO EN BANCOS | 115.403.083 | 315.434.852 | 403.523.306 | 369.214.864 | 333.537.040 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 202.467.288 | 866.873.035 | 945.964.912 | 940.864.415 | 836.161.691 |
| PRÉSTAMOS | 1.615.816.639 | 3.770.450.713 | 3.726.277.135 | 3.844.610.643 | 3.954.956.465 |
| SECTOR FINANCIERO | 28.882.937 | 229.588.463 | 151.224.219 | 148.111.203 | 114.779.537 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 1.650.257.376 | 3.740.970.087 | 3.794.945.273 | 3.933.639.360 | 4.104.593.543 |
| ADELANTOS | 16.804.100 | 64.293.915 | 78.200.666 | 72.829.303 | 65.691.723 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 89.341.570 | 244.591.196 | 207.131.901 | 205.062.330 | 188.296.411 |
| HIPOTECARIOS | 815.069 | 693.223 | 687.641 | 669.259 | 425.584 |
| PRENDARIOS | 651.973.322 | 1.842.265.524 | 1.890.881.384 | 2.182.080.328 | 2.293.388.615 |
| PERSONALES | 529.662.555 | 1.033.185.236 | 1.063.417.139 | 1.118.425.022 | 1.181.083.289 |
| OTROS | 341.250.623 | 611.563.106 | 622.643.802 | 412.324.329 | 422.081.863 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 108.036.836 | 219.573.010 | 226.341.997 | 240.817.203 | 255.841.813 |
| COBROS NO APLICADOS | -103.879 | -136.706 | -116.235 | -420.264 | -326.410 |
| INTERESES DOCUMENTADOS | -1.544.831 | -2.083.786 | -1.867.640 | -1.679.178 | -1.829.208 |
| AJUSTES NIIF | -85.977.989 | -272.974.631 | -292.375.382 | -296.468.972 | -300.060.137 |
| PREVISIONES | -63.323.674 | -200.107.837 | -219.892.357 | -237.139.920 | -264.416.615 |
| OTROS CRED.POR INTERM.FINAN. | 988.782.637 | 1.117.155.494 | 776.162.044 | 746.019.355 | 778.785.981 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 57.529.784 | 111.372.296 | 115.644.535 | 119.154.457 | 119.415.585 |
| PART. EN OTRAS SOCIEDADES | 24.048 | 303.511 | 145.649 | 92.496 | 110.343 |
| OTRAS | 24.048 | 303.511 | 145.649 | 92.496 | 110.343 |
| CRÉDITOS DIVERSOS | 86.153.890 | 151.454.711 | 164.627.809 | 167.951.058 | 170.585.624 |
| PROPIEDAD, PLANTAS Y EQUIPO | 25.672.213 | 35.963.586 | 37.031.192 | 35.695.794 | 21.995.287 |
| BIENES DIVERSOS | 2.795.824 | 3.484.151 | 3.771.839 | 4.184.599 | 17.965.309 |
| ACTIVOS INTANGIBLES | 11.101.369 | 27.547.794 | 28.259.175 | 29.223.004 | 30.169.730 |
| PARTIDAS PEND. DE IMPUTACIÓN | 196.076 | 2.056.677 | 2.350.312 | 2.592.893 | 3.103.441 |
| P A S I V O | 2.751.100.944 | 5.697.946.259 | 5.454.908.268 | 5.470.045.002 | 5.426.684.312 |
| DEPÓSITOS | 1.610.316.992 | 2.822.687.433 | 2.479.094.752 | 2.498.792.312 | 2.494.455.749 |
| SECTOR PÚBLICO NO FINANCIERO | 2.094.342 | 388 | 385 | 382 | 378 |
| SECTOR FINANCIERO | 453.183 | 298.721 | 378.446 | 366.164 | 408.957 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 1.607.769.467 | 2.822.388.324 | 2.478.715.921 | 2.498.425.766 | 2.494.046.414 |
| CAJA DE AHORROS | 1.453.073.459 | 2.042.232.443 | 1.671.973.889 | 1.671.784.788 | 1.676.250.185 |
| PLAZO FIJO E INVERSIONES A PLAZO | 144.663.471 | 764.924.855 | 789.643.456 | 807.493.934 | 796.916.518 |
| OTROS | 1.287.551 | 1.672.174 | 1.763.777 | 1.662.454 | 1.943.117 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 8.750.679 | 13.565.939 | 15.342.937 | 17.490.813 | 18.942.874 |
| AJUSTES NIIF | -5.693 | -7.087 | -8.138 | -6.223 | -6.280 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 1.010.781.343 | 2.594.727.335 | 2.678.194.242 | 2.665.539.075 | 2.606.858.791 |
| OBLIGACIONES DIVERSAS | 111.359.936 | 251.944.817 | 269.492.071 | 277.702.676 | 297.428.358 |
| PROVISIONES | 716.031 | 4.603.949 | 4.670.587 | 4.685.849 | 4.913.265 |
| OBLIGACIONES SUBORDINADAS | 17.758.167 | 23.172.601 | 23.296.779 | 23.072.962 | 22.855.862 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 168.475 | 810.124 | 159.837 | 252.128 | 172.287 |
| P A T R I M O N I O N E T O | 354.841.907 | 704.150.561 | 748.849.640 | 789.558.576 | 840.102.184 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 393.612.831 | 646.275.291 | 665.322.648 | 686.152.647 | 710.096.325 |
| RESULTADOS NO ASIGNADOS | -38.770.924 | 57.875.270 | 83.526.992 | 103.405.929 | 130.005.859 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 52.516.737 | 182.607.310 | 24.011.749 | 42.175.541 | 66.723.756 |
| INGRESOS FINANCIEROS | 1.144.603.320 | 2.281.052.262 | 225.402.967 | 443.032.315 | 677.266.922 |
| POR INTERESES | 999.624.433 | 2.023.628.287 | 208.941.255 | 407.854.539 | 617.720.484 |
| OTROS INGRESOS FINANCIEROS | 144.978.887 | 257.423.975 | 16.461.712 | 35.177.776 | 59.546.438 |
| EGRESOS FINANCIEROS | -628.861.128 | -1.357.001.883 | -116.033.929 | -230.151.245 | -358.714.446 |
| POR INTERESES | -520.402.354 | -1.153.185.168 | -95.028.679 | -189.264.727 | -294.522.514 |
| OTROS EGRESOS FINANCIEROS | -108.458.774 | -203.816.715 | -21.005.250 | -40.886.518 | -64.191.932 |
| CARGO POR INCOBRABILIDAD | -116.131.747 | -323.272.922 | -42.182.303 | -81.473.065 | -114.027.114 |
| INGRESOS POR SERVICIOS | 65.330.854 | 157.948.977 | 15.096.439 | 30.454.897 | 49.185.997 |
| EGRESOS POR SERVICIOS | -65.434.534 | -117.091.480 | -12.071.560 | -25.491.476 | -37.688.166 |
| GASTOS DE ADMINISTRACIÓN | -178.413.657 | -252.860.553 | -21.097.325 | -43.272.800 | -67.241.631 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 10.585.554 | 7.404.739 | 609.249 | 1.643.615 | 2.342.520 |
| RESULTADO MONETARIO | -162.303.052 | -130.582.090 | -16.693.067 | -35.193.719 | -59.666.874 |
| OTROS | 18.936.770 | 19.991.329 | 2.390.318 | 2.059.365 | 6.670.314 |
| IMPUESTO A LAS GANANCIAS | -27.302.244 | -103.141.209 | -11.446.538 | -19.488.552 | -31.479.533 |
| OTRO RESULTADO INTEGRAL | -8.493.399 | 160.140 | 37.498 | 56.206 | 75.767 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 50.812.784 | 192.148.331 | 213.167.905 | 231.493.132 | 232.542.184 |
| CONTINGENTES ACREEDORAS | 30.285.983 | 38.392.242 | 37.927.816 | 37.315.977 | 44.174.184 |
| DE CONTROL ACREEDORAS | 10.964.465 | 15.575.233 | 13.834.275 | 13.763.527 | 23.374.599 |
| CONTINGENTES DEUDORAS | 1.432.451.566 | 3.824.827.352 | 3.872.992.486 | 3.938.461.918 | 4.076.480.163 |
| DE CONTROL DEUDORAS | 245.573.827 | 1.116.062.144 | 740.431.051 | 872.144.847 | 974.510.654 |
| DE DERIVADOS DEUDORAS | 7.044.000 | 65.086.111 | 64.411.111 | 58.736.111 | 58.061.111 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||