Estados contables
Información actualizada a mayo de 2026
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2024 | Dic-2025 | Mar-2026 | Abr-2026 | May-2026 | |
|---|---|---|---|---|---|
| A C T I V O | 3.105.942.851 | 6.402.096.820 | 6.266.563.480 | 6.322.357.393 | 6.458.476.204 |
| EFECTIVO Y DEPOSITO EN BANCOS | 115.403.083 | 315.434.852 | 333.537.040 | 312.584.757 | 265.959.600 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 202.467.288 | 866.873.035 | 836.222.483 | 887.209.907 | 893.150.609 |
| PRÉSTAMOS | 1.615.816.639 | 3.770.450.713 | 3.954.581.299 | 3.936.566.864 | 4.008.909.514 |
| SECTOR FINANCIERO | 28.882.937 | 229.588.463 | 114.779.537 | 63.563.097 | 80.739.252 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 1.650.257.376 | 3.740.970.087 | 4.104.593.543 | 4.168.039.253 | 4.251.915.709 |
| ADELANTOS | 16.804.100 | 64.293.915 | 65.691.723 | 70.992.827 | 73.382.089 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 89.341.570 | 244.591.196 | 188.296.411 | 185.879.114 | 182.977.306 |
| HIPOTECARIOS | 815.069 | 693.223 | 425.584 | 425.072 | 434.058 |
| PRENDARIOS | 651.973.322 | 1.842.265.524 | 2.293.388.615 | 2.354.286.383 | 2.423.198.329 |
| PERSONALES | 529.662.555 | 1.033.185.236 | 1.181.083.289 | 1.189.676.381 | 1.178.709.088 |
| OTROS | 341.250.623 | 611.563.106 | 422.081.863 | 405.501.469 | 422.372.881 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 108.036.836 | 219.573.010 | 255.841.813 | 268.692.028 | 282.114.248 |
| COBROS NO APLICADOS | -103.879 | -136.706 | -326.410 | -341.817 | -314.289 |
| INTERESES DOCUMENTADOS | -1.544.831 | -2.083.786 | -1.829.208 | -1.831.876 | -1.823.879 |
| AJUSTES NIIF | -85.977.989 | -272.974.631 | -300.060.137 | -305.240.328 | -309.134.122 |
| PREVISIONES | -63.323.674 | -200.107.837 | -264.791.781 | -295.035.486 | -323.745.447 |
| OTROS CRED.POR INTERM.FINAN. | 988.782.637 | 1.117.155.494 | 778.785.981 | 828.918.597 | 932.518.572 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 57.529.784 | 111.372.296 | 119.415.585 | 122.878.969 | 128.533.873 |
| PART. EN OTRAS SOCIEDADES | 24.048 | 303.511 | 110.288 | 33.974 | 33.827 |
| OTRAS | 24.048 | 303.511 | 110.288 | 33.974 | 33.827 |
| CRÉDITOS DIVERSOS | 86.153.890 | 151.454.711 | 170.645.420 | 174.999.428 | 169.617.505 |
| PROPIEDAD, PLANTAS Y EQUIPO | 25.672.213 | 35.963.586 | 22.012.750 | 21.951.431 | 22.020.475 |
| BIENES DIVERSOS | 2.795.824 | 3.484.151 | 17.965.309 | 3.895.616 | 4.030.658 |
| ACTIVOS INTANGIBLES | 11.101.369 | 27.547.794 | 30.183.884 | 29.807.706 | 30.318.846 |
| PARTIDAS PEND. DE IMPUTACIÓN | 196.076 | 2.056.677 | 3.103.441 | 3.510.144 | 3.382.725 |
| P A S I V O | 2.751.100.944 | 5.697.946.259 | 5.426.704.612 | 5.388.769.336 | 5.519.621.672 |
| DEPÓSITOS | 1.610.316.992 | 2.822.687.433 | 2.494.455.749 | 2.439.321.732 | 2.466.557.684 |
| SECTOR PÚBLICO NO FINANCIERO | 2.094.342 | 388 | 378 | 500 | 497 |
| SECTOR FINANCIERO | 453.183 | 298.721 | 408.957 | 311.102 | 453.133 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 1.607.769.467 | 2.822.388.324 | 2.494.046.414 | 2.439.010.130 | 2.466.104.054 |
| CAJA DE AHORROS | 1.453.073.459 | 2.042.232.443 | 1.676.250.185 | 1.691.200.025 | 1.694.842.594 |
| PLAZO FIJO E INVERSIONES A PLAZO | 144.663.471 | 764.924.855 | 796.916.518 | 732.006.914 | 756.909.239 |
| OTROS | 1.287.551 | 1.672.174 | 1.943.117 | 1.739.758 | 1.816.814 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 8.750.679 | 13.565.939 | 18.942.874 | 14.069.603 | 12.541.302 |
| AJUSTES NIIF | -5.693 | -7.087 | -6.280 | -6.170 | -5.895 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 1.010.781.343 | 2.594.727.335 | 2.606.858.791 | 2.598.650.742 | 2.740.503.832 |
| OBLIGACIONES DIVERSAS | 111.359.936 | 251.944.817 | 297.448.658 | 311.835.367 | 276.049.860 |
| PROVISIONES | 716.031 | 4.603.949 | 4.913.265 | 4.942.032 | 2.133.215 |
| OBLIGACIONES SUBORDINADAS | 17.758.167 | 23.172.601 | 22.855.862 | 33.388.670 | 34.076.211 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 168.475 | 810.124 | 172.287 | 630.793 | 300.870 |
| P A T R I M O N I O N E T O | 354.841.907 | 704.150.561 | 839.858.868 | 933.588.057 | 938.854.532 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 393.612.831 | 646.275.291 | 710.104.190 | 975.811.133 | 950.036.254 |
| RESULTADOS NO ASIGNADOS | -38.770.924 | 57.875.270 | 129.754.678 | -42.223.076 | -11.181.722 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 52.516.737 | 182.607.310 | 66.486.907 | 94.423.836 | 128.727.958 |
| INGRESOS FINANCIEROS | 1.144.603.320 | 2.281.052.262 | 677.266.922 | 910.311.218 | 1.138.459.701 |
| POR INTERESES | 999.624.433 | 2.023.628.287 | 617.720.484 | 823.490.024 | 1.026.884.603 |
| OTROS INGRESOS FINANCIEROS | 144.978.887 | 257.423.975 | 59.546.438 | 86.821.194 | 111.575.098 |
| EGRESOS FINANCIEROS | -628.861.128 | -1.357.001.883 | -358.719.032 | -477.533.448 | -590.344.104 |
| POR INTERESES | -520.402.354 | -1.153.185.168 | -294.522.514 | -389.079.683 | -479.964.738 |
| OTROS EGRESOS FINANCIEROS | -108.458.774 | -203.816.715 | -64.196.518 | -88.453.765 | -110.379.366 |
| CARGO POR INCOBRABILIDAD | -116.131.747 | -323.272.922 | -114.402.280 | -150.115.972 | -187.536.413 |
| INGRESOS POR SERVICIOS | 65.330.854 | 157.948.977 | 49.303.627 | 67.148.377 | 85.823.479 |
| EGRESOS POR SERVICIOS | -65.434.534 | -117.091.480 | -37.805.796 | -50.086.043 | -63.801.829 |
| GASTOS DE ADMINISTRACIÓN | -178.413.657 | -252.860.553 | -67.241.302 | -91.506.501 | -116.285.726 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 10.585.554 | 7.404.739 | 2.342.520 | 2.985.006 | 3.850.764 |
| RESULTADO MONETARIO | -162.303.052 | -130.582.090 | -59.581.511 | -76.840.656 | -94.029.914 |
| OTROS | 18.936.770 | 19.991.329 | 6.668.230 | 8.353.836 | 11.802.705 |
| IMPUESTO A LAS GANANCIAS | -27.302.244 | -103.141.209 | -31.420.238 | -48.360.039 | -59.603.144 |
| OTRO RESULTADO INTEGRAL | -8.493.399 | 160.140 | 75.767 | 68.058 | 392.439 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 50.812.784 | 192.148.331 | 232.542.184 | 234.543.985 | 237.931.473 |
| CONTINGENTES ACREEDORAS | 30.285.983 | 38.392.242 | 44.174.184 | 47.113.761 | 47.216.561 |
| DE CONTROL ACREEDORAS | 10.964.465 | 15.575.233 | 23.374.599 | 4.906.031 | 6.264.000 |
| CONTINGENTES DEUDORAS | 1.432.451.566 | 3.824.827.352 | 4.076.480.163 | 4.188.180.839 | 4.302.997.250 |
| DE CONTROL DEUDORAS | 245.573.827 | 1.116.062.144 | 974.510.654 | 952.346.665 | 1.010.715.364 |
| DE DERIVADOS DEUDORAS | 7.044.000 | 65.086.111 | 58.061.111 | 58.135.611 | 57.510.111 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||