Estados contables
Información actualizada a mayo de 2026
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2024 | Dic-2025 | Mar-2026 | Abr-2026 | May-2026 | |
|---|---|---|---|---|---|
| A C T I V O | 81.601.690.971 | 113.620.439.634 | 118.618.246.205 | 121.454.240.000 | 127.554.824.111 |
| EFECTIVO Y DEPOSITO EN BANCOS | 8.434.262.593 | 11.659.313.528 | 12.216.726.037 | 11.051.562.917 | 11.629.157.548 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 31.347.558.612 | 41.940.274.699 | 39.997.426.695 | 42.566.433.647 | 45.540.505.806 |
| PRÉSTAMOS | 26.702.064.366 | 44.367.134.646 | 48.579.508.332 | 50.244.765.450 | 51.889.642.898 |
| SECTOR PÚBLICO NO FINANCIERO | 1.087.541.453 | 1.727.017.552 | 1.782.756.328 | 1.737.909.808 | 1.582.664.338 |
| SECTOR FINANCIERO | 108.859.745 | 430.265.422 | 341.631.374 | 312.954.923 | 298.365.366 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 26.105.829.679 | 44.509.294.383 | 49.533.040.139 | 51.489.656.040 | 53.550.707.202 |
| ADELANTOS | 587.273.644 | 1.042.626.561 | 1.369.099.910 | 1.375.398.517 | 1.475.769.322 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 8.136.533.340 | 11.177.525.124 | 12.292.144.918 | 12.875.220.781 | 13.565.209.350 |
| HIPOTECARIOS | 1.152.380.179 | 4.177.313.008 | 4.899.364.528 | 5.043.853.562 | 5.211.608.850 |
| PRENDARIOS | 848.904.348 | 1.367.711.244 | 1.330.345.719 | 1.506.535.163 | 1.674.828.044 |
| PERSONALES | 3.856.249.136 | 7.713.781.045 | 8.553.419.295 | 8.764.215.702 | 8.894.149.522 |
| OTROS | 6.623.051.244 | 12.045.736.050 | 13.308.169.933 | 13.859.512.917 | 14.244.798.542 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 5.320.285.159 | 7.348.182.633 | 8.137.497.520 | 8.409.648.191 | 8.819.803.079 |
| COBROS NO APLICADOS | -4.630.418 | -5.657.055 | -7.706.972 | -8.063.661 | -12.020.971 |
| INTERESES DOCUMENTADOS | -217.887.075 | -204.957.986 | -200.112.481 | -188.309.536 | -175.008.010 |
| AJUSTES NIIF | -196.329.878 | -152.966.241 | -149.182.231 | -148.355.596 | -148.430.526 |
| PREVISIONES | -600.166.511 | -2.299.442.711 | -3.077.919.509 | -3.295.755.321 | -3.542.094.008 |
| OTROS CRED.POR INTERM.FINAN. | 7.869.427.749 | 5.438.193.766 | 5.787.037.619 | 5.118.044.606 | 6.033.043.327 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 70.105.269 | 128.130.083 | 132.104.561 | 134.367.099 | 142.685.985 |
| PART. EN OTRAS SOCIEDADES | 1.399.418.617 | 1.958.401.546 | 2.269.953.912 | 2.349.123.457 | 2.403.068.492 |
| EN ENTIDADES FINANCIERAS | 235.676.989 | 289.650.307 | 317.137.172 | 325.326.223 | 314.749.483 |
| OTRAS | 1.164.484.626 | 1.669.691.769 | 1.953.889.281 | 2.024.869.775 | 2.089.391.550 |
| DETERIORO DE VALOR | -742.998 | -940.530 | -1.072.541 | -1.072.541 | -1.072.541 |
| CRÉDITOS DIVERSOS | 1.392.505.040 | 2.161.689.991 | 3.297.349.021 | 3.477.986.278 | 3.326.745.215 |
| PROPIEDAD, PLANTAS Y EQUIPO | 3.108.572.649 | 4.095.021.175 | 4.469.651.458 | 4.579.948.631 | 4.671.245.644 |
| BIENES DIVERSOS | 139.524.233 | 233.279.285 | 246.848.776 | 251.665.222 | 255.014.873 |
| ACTIVOS INTANGIBLES | 189.829.835 | 238.384.766 | 251.453.024 | 254.683.962 | 256.761.665 |
| FILIALES EN EL EXTERIOR | 872.313.949 | 1.334.172.347 | 1.279.770.079 | 1.289.856.083 | 1.321.754.328 |
| PARTIDAS PEND. DE IMPUTACIÓN | 76.108.059 | 66.443.802 | 90.416.691 | 135.802.648 | 85.198.330 |
| P A S I V O | 58.832.337.977 | 82.840.441.249 | 84.906.484.520 | 86.604.221.335 | 91.595.228.340 |
| DEPÓSITOS | 54.372.435.986 | 75.748.210.029 | 77.509.825.848 | 79.156.343.000 | 83.943.602.384 |
| SECTOR PÚBLICO NO FINANCIERO | 19.324.126.473 | 25.691.358.102 | 25.322.606.769 | 25.848.219.797 | 29.082.568.135 |
| SECTOR FINANCIERO | 202.685.361 | 180.474.113 | 170.656.227 | 185.663.405 | 188.546.641 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 34.845.624.152 | 49.876.377.814 | 52.016.562.852 | 53.122.459.798 | 54.672.487.608 |
| CUENTAS CORRIENTES | 3.138.242.609 | 3.841.702.781 | 3.610.184.083 | 3.582.065.428 | 3.818.450.582 |
| CAJA DE AHORROS | 11.734.990.838 | 17.804.997.543 | 17.406.240.439 | 17.453.480.418 | 18.487.171.250 |
| PLAZO FIJO E INVERSIONES A PLAZO | 18.147.641.747 | 26.273.122.903 | 28.830.066.346 | 29.911.785.510 | 30.088.170.573 |
| OTROS | 1.097.852.025 | 1.520.647.366 | 1.725.898.541 | 1.768.568.846 | 1.887.942.237 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 726.896.933 | 435.907.221 | 444.173.443 | 406.559.596 | 390.752.966 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 2.210.660.855 | 3.257.154.949 | 3.105.841.784 | 3.003.239.856 | 3.645.121.862 |
| OBLIGACIONES DIVERSAS | 1.937.498.993 | 3.299.264.608 | 3.799.355.295 | 3.962.256.851 | 3.497.838.624 |
| PROVISIONES | 244.365.571 | 443.344.866 | 362.519.324 | 385.696.699 | 409.992.201 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 67.376.572 | 92.466.797 | 128.942.269 | 96.684.929 | 98.673.269 |
| P A T R I M O N I O N E T O | 22.769.352.994 | 30.779.998.385 | 33.711.761.685 | 34.850.018.665 | 35.959.595.771 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 16.753.273.822 | 29.263.978.824 | 32.192.774.997 | 33.052.423.416 | 33.790.756.241 |
| RESULTADOS NO ASIGNADOS | 6.016.079.172 | 1.516.019.561 | 1.518.986.688 | 1.797.595.249 | 2.168.839.530 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 4.158.693.298 | 1.404.306.448 | 30.360.022 | 300.862.431 | 687.811.104 |
| INGRESOS FINANCIEROS | 40.428.799.366 | 28.849.454.982 | 7.713.610.036 | 10.594.516.485 | 13.589.643.280 |
| POR INTERESES | 16.695.972.427 | 18.914.854.178 | 5.238.979.444 | 7.081.088.889 | 9.005.683.950 |
| OTROS INGRESOS FINANCIEROS | 23.732.826.939 | 9.934.600.804 | 2.474.630.592 | 3.513.427.596 | 4.583.959.330 |
| EGRESOS FINANCIEROS | -16.902.697.483 | -13.999.828.679 | -3.026.054.053 | -4.047.054.960 | -4.997.456.165 |
| POR INTERESES | -14.362.872.867 | -12.441.845.140 | -2.558.783.648 | -3.433.427.777 | -4.260.924.115 |
| OTROS EGRESOS FINANCIEROS | -2.539.824.616 | -1.557.983.539 | -467.270.405 | -613.627.183 | -736.532.050 |
| CARGO POR INCOBRABILIDAD | -610.377.071 | -2.212.677.701 | -1.246.696.964 | -1.589.695.647 | -1.991.340.973 |
| INGRESOS POR SERVICIOS | 1.412.353.812 | 2.190.016.381 | 635.518.722 | 900.222.882 | 1.155.085.906 |
| EGRESOS POR SERVICIOS | -1.513.541.947 | -1.919.381.203 | -510.682.764 | -720.412.446 | -913.625.327 |
| GASTOS DE ADMINISTRACIÓN | -4.933.925.241 | -6.246.000.602 | -1.577.340.301 | -2.183.651.247 | -2.794.150.770 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 282.417.575 | 780.388.369 | 462.076.873 | 573.209.078 | 650.304.145 |
| RESULTADO MONETARIO | -10.452.599.828 | -6.388.564.888 | -2.272.460.596 | -2.983.045.363 | -3.595.104.928 |
| OTROS | -168.442.760 | -180.524.366 | -78.532.577 | -96.890.563 | -114.798.989 |
| IMPUESTO A LAS GANANCIAS | -2.038.670.640 | -326.393.848 | -15.936.922 | -95.307.406 | -271.657.296 |
| OTRO RESULTADO INTEGRAL | -1.344.622.485 | 857.818.003 | -53.141.432 | -51.028.382 | -29.087.779 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 992.378.561 | 1.447.227.063 | 1.387.154.639 | 1.399.430.178 | 1.485.535.070 |
| CONTINGENTES ACREEDORAS | 17.494.836.300 | 39.187.127.498 | 37.491.609.678 | 34.963.355.632 | 35.525.388.899 |
| DE CONTROL ACREEDORAS | 190.693.820 | 306.309.436 | 376.035.341 | 237.959.278 | 309.469.477 |
| DE DERIVADOS ACREEDORAS | 46.160.590 | 3.271.000 | 25.433.000 | 25.928.000 | 82.308.309 |
| CONTINGENTES DEUDORAS | 28.309.035.229 | 53.892.520.122 | 57.855.973.477 | 62.276.017.692 | 65.182.693.489 |
| DE CONTROL DEUDORAS | 29.254.304.842 | 61.041.540.513 | 73.421.475.515 | 77.443.135.075 | 84.687.818.767 |
| DE DERIVADOS DEUDORAS | 2.142.318.785 | 59.972.030 | 50.995.750 | 61.362.339 | 97.380.309 |
| DE ACTIVIDAD FIDUCIARIA DEUDORAS | 9.658.362.618 | 13.618.312.959 | 13.420.025.305 | 13.443.541.420 | 13.712.031.196 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||