Estados contables
Información actualizada a marzo de 2026
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2024 | Dic-2025 | Ene-2026 | Feb-2026 | Mar-2026 | |
|---|---|---|---|---|---|
| A C T I V O | 81.601.690.971 | 113.620.439.634 | 114.786.228.624 | 116.143.175.607 | 118.643.495.803 |
| EFECTIVO Y DEPOSITO EN BANCOS | 8.434.262.593 | 11.659.313.528 | 13.336.961.696 | 12.377.782.401 | 12.217.204.665 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 31.347.558.612 | 41.940.274.699 | 39.229.178.326 | 38.236.876.853 | 39.997.426.695 |
| PRÉSTAMOS | 26.702.064.366 | 44.367.134.646 | 45.882.011.022 | 47.311.128.137 | 48.579.509.922 |
| SECTOR PÚBLICO NO FINANCIERO | 1.087.541.453 | 1.727.017.552 | 1.635.015.406 | 1.803.377.547 | 1.782.756.329 |
| SECTOR FINANCIERO | 108.859.745 | 430.265.422 | 452.143.095 | 535.371.942 | 341.631.374 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 26.105.829.679 | 44.509.294.383 | 46.397.087.382 | 47.801.622.693 | 49.533.038.202 |
| ADELANTOS | 587.273.644 | 1.042.626.561 | 1.155.580.556 | 1.149.627.075 | 1.369.099.910 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 8.136.533.340 | 11.177.525.124 | 11.597.882.631 | 11.990.425.482 | 12.292.144.918 |
| HIPOTECARIOS | 1.152.380.179 | 4.177.313.008 | 4.460.544.189 | 4.667.326.475 | 4.899.364.528 |
| PRENDARIOS | 848.904.348 | 1.367.711.244 | 1.349.282.045 | 1.325.641.206 | 1.330.345.719 |
| PERSONALES | 3.856.249.136 | 7.713.781.045 | 8.067.570.812 | 8.329.420.315 | 8.553.419.295 |
| OTROS | 6.623.051.244 | 12.045.736.050 | 12.523.157.663 | 12.846.546.135 | 13.308.167.996 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 5.320.285.159 | 7.348.182.633 | 7.605.884.087 | 7.853.790.926 | 8.137.497.520 |
| COBROS NO APLICADOS | -4.630.418 | -5.657.055 | -6.286.991 | -7.263.841 | -7.706.972 |
| INTERESES DOCUMENTADOS | -217.887.075 | -204.957.986 | -203.811.647 | -203.744.672 | -200.112.481 |
| AJUSTES NIIF | -196.329.878 | -152.966.241 | -152.715.963 | -150.146.408 | -149.182.231 |
| PREVISIONES | -600.166.511 | -2.299.442.711 | -2.602.234.861 | -2.829.244.045 | -3.077.915.983 |
| OTROS CRED.POR INTERM.FINAN. | 7.869.427.749 | 5.438.193.766 | 6.278.568.137 | 6.339.667.954 | 5.787.037.619 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 70.105.269 | 128.130.083 | 131.027.239 | 129.131.381 | 132.104.561 |
| PART. EN OTRAS SOCIEDADES | 1.399.418.617 | 1.958.401.546 | 2.011.837.769 | 2.221.341.397 | 2.301.097.242 |
| EN ENTIDADES FINANCIERAS | 235.676.989 | 289.650.307 | 297.996.926 | 304.823.717 | 315.566.299 |
| OTRAS | 1.164.484.626 | 1.669.691.769 | 1.714.781.373 | 1.917.458.210 | 1.986.471.473 |
| DETERIORO DE VALOR | -742.998 | -940.530 | -940.530 | -940.530 | -940.530 |
| CRÉDITOS DIVERSOS | 1.392.505.040 | 2.161.689.991 | 1.814.978.926 | 3.305.618.492 | 3.291.107.839 |
| PROPIEDAD, PLANTAS Y EQUIPO | 3.108.572.649 | 4.095.021.175 | 4.205.058.402 | 4.322.378.820 | 4.469.637.926 |
| BIENES DIVERSOS | 139.524.233 | 233.279.285 | 244.395.416 | 251.015.856 | 246.765.044 |
| ACTIVOS INTANGIBLES | 189.829.835 | 238.384.766 | 241.032.743 | 248.481.060 | 251.419.730 |
| FILIALES EN EL EXTERIOR | 872.313.949 | 1.334.172.347 | 1.331.847.097 | 1.304.073.156 | 1.279.767.869 |
| PARTIDAS PEND. DE IMPUTACIÓN | 76.108.059 | 66.443.802 | 79.331.851 | 95.680.100 | 90.416.691 |
| P A S I V O | 58.832.337.977 | 82.840.441.249 | 83.059.309.156 | 83.589.670.378 | 84.904.700.254 |
| DEPÓSITOS | 54.372.435.986 | 75.748.210.029 | 75.556.209.541 | 76.167.634.716 | 77.509.826.138 |
| SECTOR PÚBLICO NO FINANCIERO | 19.324.126.473 | 25.691.358.102 | 24.719.840.564 | 24.603.234.475 | 25.322.606.769 |
| SECTOR FINANCIERO | 202.685.361 | 180.474.113 | 177.377.163 | 193.873.179 | 170.656.227 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 34.845.624.152 | 49.876.377.814 | 50.658.991.814 | 51.370.527.062 | 52.016.563.142 |
| CUENTAS CORRIENTES | 3.138.242.609 | 3.841.702.781 | 3.624.285.618 | 3.877.863.403 | 3.610.184.083 |
| CAJA DE AHORROS | 11.734.990.838 | 17.804.997.543 | 17.030.242.080 | 17.576.365.937 | 17.406.240.439 |
| PLAZO FIJO E INVERSIONES A PLAZO | 18.147.641.747 | 26.273.122.903 | 27.953.385.258 | 27.848.136.767 | 28.830.066.346 |
| OTROS | 1.097.852.025 | 1.520.647.366 | 1.635.167.615 | 1.639.839.916 | 1.725.898.831 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 726.896.933 | 435.907.221 | 415.911.243 | 428.321.039 | 444.173.443 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 2.210.660.855 | 3.257.154.949 | 3.671.908.376 | 3.256.259.799 | 3.106.354.007 |
| OBLIGACIONES DIVERSAS | 1.937.498.993 | 3.299.264.608 | 3.282.603.261 | 3.589.772.299 | 3.799.515.761 |
| PROVISIONES | 244.365.571 | 443.344.866 | 469.688.784 | 496.484.477 | 360.062.079 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 67.376.572 | 92.466.797 | 78.899.194 | 79.519.087 | 128.942.269 |
| P A T R I M O N I O N E T O | 22.769.352.994 | 30.779.998.385 | 31.726.919.468 | 32.553.505.229 | 33.738.795.549 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 16.753.273.822 | 29.263.978.824 | 29.940.220.330 | 30.926.215.122 | 32.175.989.595 |
| RESULTADOS NO ASIGNADOS | 6.016.079.172 | 1.516.019.561 | 1.786.699.138 | 1.627.290.107 | 1.562.805.954 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 4.158.693.298 | 1.404.306.448 | 71.826.603 | -27.371.546 | 58.109.446 |
| INGRESOS FINANCIEROS | 40.428.799.366 | 28.849.454.982 | 2.455.632.018 | 4.828.036.972 | 7.713.086.833 |
| POR INTERESES | 16.695.972.427 | 18.914.854.178 | 1.709.098.227 | 3.353.166.499 | 5.238.979.444 |
| OTROS INGRESOS FINANCIEROS | 23.732.826.939 | 9.934.600.804 | 746.533.791 | 1.474.870.473 | 2.474.107.389 |
| EGRESOS FINANCIEROS | -16.902.697.483 | -13.999.828.679 | -941.031.976 | -1.930.340.543 | -3.025.566.394 |
| POR INTERESES | -14.362.872.867 | -12.441.845.140 | -811.566.348 | -1.621.349.130 | -2.558.820.799 |
| OTROS EGRESOS FINANCIEROS | -2.539.824.616 | -1.557.983.539 | -129.465.628 | -308.991.413 | -466.745.595 |
| CARGO POR INCOBRABILIDAD | -610.377.071 | -2.212.677.701 | -506.787.487 | -897.198.741 | -1.244.693.836 |
| INGRESOS POR SERVICIOS | 1.412.353.812 | 2.190.016.381 | 195.757.469 | 395.391.669 | 635.518.722 |
| EGRESOS POR SERVICIOS | -1.513.541.947 | -1.919.381.203 | -157.351.313 | -315.470.461 | -510.682.764 |
| GASTOS DE ADMINISTRACIÓN | -4.933.925.241 | -6.246.000.602 | -497.971.990 | -998.694.105 | -1.577.445.622 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 282.417.575 | 780.388.369 | 212.663.169 | 442.386.187 | 459.891.453 |
| RESULTADO MONETARIO | -10.452.599.828 | -6.388.564.888 | -664.514.292 | -1.391.210.736 | -2.272.667.487 |
| OTROS | -168.442.760 | -180.524.366 | -31.021.996 | -134.449.345 | -33.679.758 |
| IMPUESTO A LAS GANANCIAS | -2.038.670.640 | -326.393.848 | 118.213.089 | 28.930.933 | -22.157.413 |
| OTRO RESULTADO INTEGRAL | -1.344.622.485 | 857.818.003 | -111.760.088 | -54.753.376 | -63.494.288 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 992.378.561 | 1.447.227.063 | 1.434.805.297 | 1.411.085.816 | 1.387.154.639 |
| CONTINGENTES ACREEDORAS | 17.494.836.300 | 39.187.127.498 | 39.404.508.809 | 40.859.989.523 | 37.491.609.678 |
| DE CONTROL ACREEDORAS | 190.693.820 | 306.309.436 | 261.114.952 | 138.809.178 | 376.035.341 |
| DE DERIVADOS ACREEDORAS | 46.160.590 | 3.271.000 | 17.934.000 | 13.025.500 | 25.433.000 |
| CONTINGENTES DEUDORAS | 28.309.035.229 | 53.892.520.122 | 54.984.221.329 | 56.123.421.511 | 57.828.610.360 |
| DE CONTROL DEUDORAS | 29.254.304.842 | 61.041.540.513 | 63.768.110.955 | 68.365.329.151 | 73.423.008.349 |
| DE DERIVADOS DEUDORAS | 2.142.318.785 | 59.972.030 | 58.072.780 | 53.090.250 | 50.995.750 |
| DE ACTIVIDAD FIDUCIARIA DEUDORAS | 9.658.362.618 | 13.618.312.959 | 13.586.529.536 | 13.640.414.588 | 13.636.702.783 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||