Estados contables
Información actualizada a marzo de 2026
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2024 | Dic-2025 | Ene-2026 | Feb-2026 | Mar-2026 | |
|---|---|---|---|---|---|
| A C T I V O | 209.479.733.228 | 303.007.517.677 | 304.462.074.190 | 306.539.393.811 | 313.728.912.584 |
| EFECTIVO Y DEPOSITO EN BANCOS | 33.146.259.861 | 47.403.282.839 | 49.566.844.737 | 46.903.348.763 | 45.568.299.247 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 65.810.403.509 | 81.576.581.779 | 79.748.498.097 | 81.881.182.970 | 84.800.294.053 |
| PRÉSTAMOS | 74.257.866.165 | 131.221.155.104 | 132.434.945.797 | 133.380.822.487 | 137.306.159.576 |
| SECTOR PÚBLICO NO FINANCIERO | 1.292.356.221 | 2.179.504.459 | 2.093.254.247 | 2.240.945.763 | 2.202.451.631 |
| SECTOR FINANCIERO | 1.393.557.295 | 4.258.058.409 | 4.438.506.194 | 4.387.429.862 | 4.255.956.042 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 73.530.871.810 | 131.848.485.099 | 133.695.092.213 | 135.134.138.743 | 139.819.406.922 |
| ADELANTOS | 4.807.339.889 | 9.368.255.389 | 9.553.832.124 | 9.488.866.064 | 9.763.410.826 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 19.816.008.509 | 31.000.263.909 | 31.303.207.749 | 31.491.801.569 | 32.452.627.285 |
| HIPOTECARIOS | 2.108.707.683 | 7.291.475.883 | 7.615.187.084 | 7.821.759.957 | 8.102.209.786 |
| PRENDARIOS | 3.920.755.532 | 7.269.693.766 | 7.268.314.210 | 7.532.240.117 | 7.607.955.964 |
| PERSONALES | 9.951.127.856 | 18.890.298.915 | 19.445.714.379 | 19.851.143.783 | 20.286.247.929 |
| OTROS | 25.841.127.687 | 47.015.679.730 | 47.032.120.552 | 47.068.169.028 | 49.238.737.815 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 8.136.147.394 | 12.420.705.067 | 12.854.474.101 | 13.235.935.544 | 13.705.870.712 |
| COBROS NO APLICADOS | -11.003.772 | -16.744.097 | -13.101.851 | -20.645.901 | -21.317.406 |
| INTERESES DOCUMENTADOS | -568.907.126 | -719.386.706 | -681.497.814 | -669.474.973 | -647.744.555 |
| AJUSTES NIIF | -470.431.842 | -671.756.757 | -683.158.321 | -665.656.445 | -668.591.434 |
| PREVISIONES | -1.958.919.161 | -7.064.892.863 | -7.791.906.857 | -8.381.691.881 | -8.971.655.019 |
| OTROS CRED.POR INTERM.FINAN. | 15.603.522.214 | 16.260.939.803 | 15.308.546.674 | 15.110.881.514 | 16.363.818.609 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 446.675.131 | 842.341.667 | 867.694.755 | 879.096.861 | 897.783.894 |
| PART. EN OTRAS SOCIEDADES | 3.303.456.161 | 3.352.390.194 | 3.567.081.315 | 3.822.793.323 | 3.836.217.328 |
| EN ENTIDADES FINANCIERAS | 410.234.994 | 610.014.407 | 628.321.485 | 643.327.864 | 661.945.491 |
| OTRAS | 2.901.721.014 | 2.743.316.317 | 2.939.700.360 | 3.180.405.989 | 3.175.212.367 |
| DETERIORO DE VALOR | -8.499.847 | -940.530 | -940.530 | -940.530 | -940.530 |
| CRÉDITOS DIVERSOS | 5.670.777.548 | 7.215.540.083 | 7.445.603.915 | 8.677.197.698 | 8.650.406.283 |
| PROPIEDAD, PLANTAS Y EQUIPO | 7.901.171.988 | 10.396.524.863 | 10.679.379.742 | 10.946.860.388 | 11.269.300.489 |
| BIENES DIVERSOS | 984.418.260 | 1.291.017.388 | 1.342.183.898 | 1.382.769.028 | 1.426.481.503 |
| ACTIVOS INTANGIBLES | 1.369.586.629 | 1.958.454.936 | 1.986.663.448 | 2.034.771.076 | 2.082.174.437 |
| FILIALES EN EL EXTERIOR | 872.313.949 | 1.334.172.347 | 1.331.847.097 | 1.304.073.156 | 1.279.767.869 |
| PARTIDAS PEND. DE IMPUTACIÓN | 113.281.813 | 155.116.674 | 182.784.715 | 215.596.547 | 248.209.296 |
| P A S I V O | 158.363.815.871 | 236.722.773.986 | 236.085.459.533 | 236.087.899.688 | 240.761.835.027 |
| DEPÓSITOS | 136.766.137.907 | 197.949.880.957 | 197.154.098.409 | 198.933.866.819 | 201.193.874.684 |
| SECTOR PÚBLICO NO FINANCIERO | 23.558.155.212 | 30.686.947.169 | 30.683.726.564 | 31.783.030.325 | 32.625.770.984 |
| SECTOR FINANCIERO | 286.420.468 | 279.168.850 | 269.454.316 | 281.799.159 | 252.064.421 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 112.921.562.227 | 166.983.764.938 | 166.200.917.529 | 166.869.037.335 | 168.316.039.279 |
| CUENTAS CORRIENTES | 17.053.971.396 | 22.023.624.411 | 19.390.389.113 | 19.665.999.574 | 20.736.101.811 |
| CAJA DE AHORROS | 51.411.187.162 | 72.356.135.461 | 69.405.280.142 | 69.548.918.304 | 68.087.242.449 |
| PLAZO FIJO E INVERSIONES A PLAZO | 40.769.850.179 | 68.709.336.446 | 73.371.972.860 | 73.559.716.037 | 75.259.239.383 |
| OTROS | 2.060.367.411 | 2.632.801.027 | 2.695.840.273 | 2.712.107.835 | 2.832.640.864 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 1.626.191.772 | 1.261.874.680 | 1.337.443.279 | 1.382.301.808 | 1.400.821.052 |
| AJUSTES NIIF | -5.693 | -7.087 | -8.138 | -6.223 | -6.280 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 13.808.577.256 | 27.232.387.736 | 27.646.539.818 | 25.969.674.814 | 27.804.132.430 |
| OBLIGACIONES DIVERSAS | 5.763.144.964 | 8.935.238.528 | 9.124.566.208 | 9.085.405.554 | 9.672.911.651 |
| PROVISIONES | 901.117.193 | 1.052.003.872 | 1.068.435.496 | 1.041.845.288 | 934.996.279 |
| OBLIGACIONES SUBORDINADAS | 977.971.858 | 1.371.040.410 | 943.234.339 | 918.550.268 | 915.213.646 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 146.866.693 | 182.222.483 | 148.585.263 | 138.556.945 | 240.706.337 |
| P A T R I M O N I O N E T O | 51.115.917.357 | 66.284.743.691 | 68.376.614.657 | 70.451.494.123 | 72.967.077.557 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 40.175.392.566 | 63.006.650.332 | 64.589.338.002 | 66.734.778.097 | 69.905.268.038 |
| RESULTADOS NO ASIGNADOS | 10.940.524.791 | 3.278.093.359 | 3.787.276.655 | 3.716.716.026 | 3.061.809.519 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 7.719.338.952 | 2.893.873.449 | 205.386.955 | 261.086.582 | 674.531.332 |
| INGRESOS FINANCIEROS | 90.603.227.295 | 73.978.106.716 | 6.530.099.551 | 12.861.422.870 | 20.408.737.928 |
| POR INTERESES | 49.242.800.987 | 53.158.158.540 | 4.754.526.243 | 9.297.260.825 | 14.345.162.388 |
| OTROS INGRESOS FINANCIEROS | 41.360.426.308 | 20.819.948.176 | 1.775.573.308 | 3.564.162.045 | 6.063.575.540 |
| EGRESOS FINANCIEROS | -38.139.200.444 | -36.471.661.574 | -2.755.491.634 | -5.606.393.195 | -8.634.607.609 |
| POR INTERESES | -31.019.548.945 | -31.018.269.400 | -2.245.785.580 | -4.480.895.260 | -6.934.650.545 |
| OTROS EGRESOS FINANCIEROS | -7.119.651.499 | -5.453.392.174 | -509.706.054 | -1.125.497.935 | -1.699.957.064 |
| CARGO POR INCOBRABILIDAD | -2.253.228.776 | -7.965.781.488 | -1.425.786.803 | -2.361.224.568 | -3.516.383.252 |
| INGRESOS POR SERVICIOS | 6.053.991.514 | 9.169.240.743 | 786.736.750 | 1.573.698.809 | 2.476.920.855 |
| EGRESOS POR SERVICIOS | -3.730.834.747 | -5.093.794.660 | -425.422.102 | -842.446.201 | -1.322.517.367 |
| GASTOS DE ADMINISTRACIÓN | -15.250.438.785 | -18.458.807.743 | -1.481.917.706 | -2.967.232.984 | -4.726.188.003 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 417.875.972 | 1.155.724.811 | 477.539.475 | 584.989.191 | 673.081.901 |
| RESULTADO MONETARIO | -24.715.850.430 | -13.118.045.470 | -1.360.266.977 | -2.823.544.793 | -4.620.375.010 |
| OTROS | -26.999.782 | 227.826.060 | -27.040.877 | -101.336.353 | 23.895.256 |
| IMPUESTO A LAS GANANCIAS | -3.041.046.380 | -1.245.792.799 | 48.926.451 | -70.762.264 | -199.929.502 |
| OTRO RESULTADO INTEGRAL | -2.198.156.485 | 716.858.853 | -161.989.173 | 13.916.070 | 111.896.135 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 1.539.134.861 | 3.205.151.192 | 3.416.833.301 | 3.676.107.592 | 3.860.705.279 |
| CONTINGENTES ACREEDORAS | 78.806.544.431 | 122.362.586.477 | 123.430.230.746 | 124.519.648.833 | 118.830.244.427 |
| DE CONTROL ACREEDORAS | 1.508.640.453 | 2.042.639.861 | 2.013.174.907 | 2.030.545.621 | 2.619.384.885 |
| DE DERIVADOS ACREEDORAS | 4.384.018.170 | 7.514.834.643 | 7.932.554.320 | 7.362.825.057 | 7.701.250.980 |
| CONTINGENTES DEUDORAS | 45.672.641.700 | 84.845.454.464 | 86.207.125.966 | 86.796.090.827 | 89.309.857.229 |
| DE CONTROL DEUDORAS | 542.283.374.485 | 344.577.790.482 | 371.189.687.129 | 388.983.400.258 | 411.165.100.617 |
| DE DERIVADOS DEUDORAS | 8.678.453.928 | 8.606.342.540 | 9.194.197.874 | 8.594.515.794 | 8.321.226.514 |
| DE ACTIVIDAD FIDUCIARIA DEUDORAS | 10.730.191.444 | 15.536.389.579 | 15.624.497.693 | 15.776.269.711 | 16.554.133.021 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||