Estados contables
Información actualizada a Enero de 2025
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2023 | Dic-2024 | Jul-2025 | Ago-2025 | Set-2025 | |
|---|---|---|---|---|---|
| A C T I V O | 97.421.520.190 | 209.479.733.228 | 262.162.913.358 | 267.240.731.240 | 277.296.349.131 |
| EFECTIVO Y DEPOSITO EN BANCOS | 15.052.186.455 | 33.146.259.861 | 41.802.701.920 | 43.167.894.581 | 45.580.000.454 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 23.848.381.636 | 65.810.403.509 | 73.673.640.687 | 70.977.327.671 | 73.259.002.083 |
| PRÉSTAMOS | 21.500.439.879 | 74.257.866.165 | 112.286.574.281 | 116.205.189.347 | 120.008.884.599 |
| SECTOR PÚBLICO NO FINANCIERO | 534.981.568 | 1.292.356.221 | 1.721.704.628 | 1.812.424.584 | 1.824.249.506 |
| SECTOR FINANCIERO | 265.224.622 | 1.393.557.295 | 2.760.861.275 | 3.036.916.605 | 3.228.053.567 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 21.890.111.303 | 73.530.871.810 | 112.038.600.512 | 116.187.579.376 | 120.224.545.375 |
| ADELANTOS | 1.658.762.970 | 4.807.339.889 | 8.384.099.119 | 7.763.266.029 | 8.324.159.864 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 5.155.575.875 | 19.816.008.509 | 26.387.506.162 | 27.264.202.723 | 27.716.781.741 |
| HIPOTECARIOS | 711.487.293 | 2.108.707.683 | 4.869.491.849 | 5.363.064.657 | 5.954.389.342 |
| PRENDARIOS | 1.160.451.686 | 3.920.755.532 | 6.408.394.439 | 6.596.847.350 | 6.930.430.116 |
| PERSONALES | 1.901.082.745 | 9.951.127.856 | 16.835.742.336 | 17.564.348.371 | 17.930.797.582 |
| OTROS | 8.586.870.858 | 25.841.127.687 | 39.871.234.258 | 41.933.260.612 | 43.497.206.868 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 3.264.584.946 | 8.136.147.394 | 10.395.533.172 | 10.891.184.156 | 11.194.396.008 |
| COBROS NO APLICADOS | -5.510.649 | -11.003.772 | -18.216.896 | -16.512.464 | -12.355.528 |
| INTERESES DOCUMENTADOS | -321.008.877 | -568.907.126 | -573.659.841 | -637.376.813 | -710.651.387 |
| AJUSTES NIIF | -222.185.544 | -470.431.842 | -521.524.086 | -534.705.245 | -600.609.231 |
| PREVISIONES | -1.189.877.614 | -1.958.919.161 | -4.234.592.134 | -4.831.731.218 | -5.267.963.849 |
| OTROS CRED.POR INTERM.FINAN. | 26.358.364.242 | 15.603.522.214 | 9.897.653.100 | 11.221.569.755 | 12.584.448.767 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 173.247.011 | 446.675.131 | 713.181.868 | 751.258.597 | 785.791.019 |
| PART. EN OTRAS SOCIEDADES | 1.508.288.746 | 3.303.456.161 | 2.825.539.804 | 2.827.906.273 | 2.871.484.468 |
| EN ENTIDADES FINANCIERAS | 636.273.647 | 410.234.994 | 523.184.001 | 499.216.620 | 509.331.784 |
| OTRAS | 872.364.141 | 2.901.721.014 | 2.314.875.259 | 2.341.209.109 | 2.374.753.884 |
| DETERIORO DE VALOR | -349.042 | -8.499.847 | -12.519.456 | -12.519.456 | -12.601.200 |
| CRÉDITOS DIVERSOS | 3.170.262.010 | 5.670.777.548 | 7.552.047.184 | 8.084.886.604 | 8.230.804.617 |
| PROPIEDAD, PLANTAS Y EQUIPO | 4.065.905.902 | 7.901.171.988 | 9.202.174.724 | 9.342.719.681 | 9.565.961.906 |
| BIENES DIVERSOS | 484.768.977 | 984.418.260 | 1.170.211.075 | 1.198.197.274 | 1.209.307.777 |
| ACTIVOS INTANGIBLES | 597.111.529 | 1.369.586.629 | 1.715.178.718 | 1.737.299.665 | 1.780.051.744 |
| FILIALES EN EL EXTERIOR | 646.729.433 | 872.313.949 | 1.196.079.326 | 1.180.935.499 | 1.228.426.775 |
| PARTIDAS PEND. DE IMPUTACIÓN | 15.834.370 | 113.281.813 | 127.930.671 | 545.546.293 | 192.184.922 |
| P A S I V O | 75.072.044.116 | 158.363.815.871 | 203.610.652.581 | 208.631.323.761 | 218.452.808.616 |
| DEPÓSITOS | 62.796.457.948 | 136.766.137.907 | 172.512.411.771 | 173.725.023.717 | 182.171.472.982 |
| SECTOR PÚBLICO NO FINANCIERO | 9.620.213.316 | 23.558.155.212 | 31.256.842.005 | 32.423.686.180 | 32.565.721.561 |
| SECTOR FINANCIERO | 223.446.475 | 286.420.468 | 442.423.301 | 375.167.965 | 439.297.298 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 52.952.798.157 | 112.921.562.227 | 140.813.146.465 | 140.926.169.572 | 149.166.454.123 |
| CUENTAS CORRIENTES | 9.390.215.000 | 17.053.971.396 | 19.049.350.997 | 17.856.834.610 | 18.425.756.030 |
| CAJA DE AHORROS | 25.598.517.067 | 51.411.187.162 | 63.693.346.969 | 60.452.935.545 | 64.350.937.286 |
| PLAZO FIJO E INVERSIONES A PLAZO | 15.559.905.369 | 40.769.850.179 | 54.499.296.831 | 58.565.451.767 | 62.174.678.434 |
| OTROS | 1.029.045.150 | 2.060.367.411 | 2.356.769.799 | 2.459.373.664 | 2.467.001.437 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 1.375.117.604 | 1.626.191.772 | 1.214.387.724 | 1.591.581.903 | 1.748.088.356 |
| AJUSTES NIIF | -2.033 | -5.693 | -5.855 | -7.917 | -7.420 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 5.910.273.984 | 13.808.577.256 | 20.602.582.620 | 24.725.274.252 | 26.199.678.182 |
| OBLIGACIONES DIVERSAS | 5.250.540.385 | 5.763.144.964 | 8.174.856.423 | 7.885.140.974 | 7.699.065.557 |
| PROVISIONES | 318.315.237 | 901.117.193 | 919.600.680 | 906.842.038 | 923.297.820 |
| OBLIGACIONES SUBORDINADAS | 762.309.564 | 977.971.858 | 1.267.214.570 | 1.239.730.945 | 1.283.280.956 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 34.146.998 | 146.866.693 | 133.986.517 | 149.311.835 | 176.013.119 |
| P A T R I M O N I O N E T O | 22.349.476.074 | 51.115.917.357 | 58.552.260.777 | 58.609.407.479 | 58.843.540.515 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 17.291.150.373 | 40.175.392.566 | 49.677.710.097 | 55.351.328.390 | 55.730.259.966 |
| RESULTADOS NO ASIGNADOS | 5.058.325.701 | 10.940.524.791 | 8.874.550.680 | 3.258.079.089 | 3.113.280.549 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 5.300.705.371 | 7.719.338.952 | 1.470.069.811 | 837.586.984 | -69.014.607 |
| INGRESOS FINANCIEROS | 62.607.485.917 | 90.603.227.295 | 36.541.854.498 | 42.583.245.014 | 49.639.084.388 |
| POR INTERESES | 40.938.448.131 | 49.242.800.987 | 24.490.156.306 | 29.360.765.746 | 34.943.747.107 |
| OTROS INGRESOS FINANCIEROS | 21.669.037.786 | 41.360.426.308 | 12.051.698.192 | 13.222.479.268 | 14.695.337.281 |
| EGRESOS FINANCIEROS | -35.635.197.332 | -38.139.200.444 | -16.763.528.962 | -20.181.161.032 | -24.520.938.437 |
| POR INTERESES | -31.653.123.817 | -31.019.548.945 | -13.949.225.833 | -16.961.948.402 | -20.695.575.752 |
| OTROS EGRESOS FINANCIEROS | -3.982.073.515 | -7.119.651.499 | -2.814.303.129 | -3.219.212.630 | -3.825.362.685 |
| CARGO POR INCOBRABILIDAD | -1.078.755.195 | -2.253.228.776 | -3.138.759.575 | -3.929.438.611 | -4.730.804.211 |
| INGRESOS POR SERVICIOS | 2.921.575.205 | 6.053.991.514 | 4.647.260.050 | 5.461.860.450 | 6.346.839.333 |
| EGRESOS POR SERVICIOS | -1.696.979.760 | -3.730.834.747 | -2.536.285.578 | -2.952.783.875 | -3.472.781.447 |
| GASTOS DE ADMINISTRACIÓN | -7.066.124.673 | -15.250.438.785 | -9.534.449.597 | -11.033.068.701 | -12.691.817.177 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 244.213.260 | 417.875.972 | 679.822.575 | 813.688.575 | 907.959.021 |
| RESULTADO MONETARIO | -13.477.893.844 | -24.715.850.430 | -6.914.973.206 | -7.817.897.159 | -8.890.453.094 |
| OTROS | 498.640.277 | -26.999.782 | 99.551.756 | 36.788.580 | 107.138.984 |
| IMPUESTO A LAS GANANCIAS | -2.792.595.071 | -3.041.046.380 | -958.692.201 | -1.036.677.726 | -863.992.060 |
| OTRO RESULTADO INTEGRAL | 776.336.587 | -2.198.156.485 | -651.729.949 | -1.106.968.531 | -1.899.249.907 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 769.726.402 | 1.539.134.861 | 2.153.325.998 | 2.080.151.938 | 2.433.742.345 |
| CONTINGENTES ACREEDORAS | 26.231.874.325 | 78.806.544.431 | 105.644.108.922 | 108.135.452.042 | 108.526.291.494 |
| DE CONTROL ACREEDORAS | 1.290.132.482 | 1.508.640.453 | 1.823.270.259 | 2.215.272.670 | 2.205.725.039 |
| DE DERIVADOS ACREEDORAS | 1.678.930.646 | 4.384.018.170 | 7.382.377.631 | 7.201.842.311 | 10.255.898.382 |
| CONTINGENTES DEUDORAS | 16.239.296.433 | 45.672.641.700 | 72.613.813.036 | 71.174.886.211 | 75.967.347.127 |
| DE CONTROL DEUDORAS | 151.122.571.461 | 542.283.374.485 | 271.682.505.271 | 277.248.641.424 | 283.577.345.522 |
| DE DERIVADOS DEUDORAS | 10.792.577.669 | 8.678.453.928 | 7.647.213.527 | 8.184.721.070 | 10.118.192.538 |
| DE ACTIVIDAD FIDUCIARIA DEUDORAS | 7.244.880.543 | 10.730.191.444 | 14.229.447.679 | 14.257.851.383 | 14.757.631.610 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||