Estados contables
Información actualizada a mayo de 2026
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2024 | Dic-2025 | Mar-2026 | Abr-2026 | May-2026 | |
|---|---|---|---|---|---|
| A C T I V O | 209.479.733.228 | 303.007.517.677 | 313.708.602.245 | 320.161.110.254 | 329.251.596.040 |
| EFECTIVO Y DEPOSITO EN BANCOS | 33.146.259.861 | 47.403.282.839 | 45.568.320.707 | 42.062.672.907 | 41.667.718.028 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 65.810.403.509 | 81.576.581.779 | 84.800.354.845 | 92.234.316.729 | 98.406.611.036 |
| PRÉSTAMOS | 74.257.866.165 | 131.221.155.104 | 137.306.473.288 | 139.634.248.323 | 143.143.123.507 |
| SECTOR PÚBLICO NO FINANCIERO | 1.292.356.221 | 2.179.504.459 | 2.202.451.630 | 2.155.566.003 | 1.873.441.302 |
| SECTOR FINANCIERO | 1.393.557.295 | 4.258.058.409 | 4.255.991.713 | 3.680.353.004 | 3.828.023.274 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 73.530.871.810 | 131.848.485.099 | 139.820.062.968 | 143.158.930.305 | 147.391.144.330 |
| ADELANTOS | 4.807.339.889 | 9.368.255.389 | 9.763.410.826 | 9.787.658.826 | 10.169.957.860 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 19.816.008.509 | 31.000.263.909 | 32.452.627.285 | 33.499.873.252 | 34.504.985.369 |
| HIPOTECARIOS | 2.108.707.683 | 7.291.475.883 | 8.102.209.786 | 8.293.893.790 | 8.546.945.769 |
| PRENDARIOS | 3.920.755.532 | 7.269.693.766 | 7.607.955.964 | 7.800.662.978 | 8.094.827.703 |
| PERSONALES | 9.951.127.856 | 18.890.298.915 | 20.286.247.240 | 20.591.859.700 | 20.791.221.381 |
| OTROS | 25.841.127.687 | 47.015.679.730 | 49.238.739.752 | 50.423.224.306 | 51.845.183.812 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 8.136.147.394 | 12.420.705.067 | 13.705.870.712 | 14.046.977.225 | 14.715.865.578 |
| COBROS NO APLICADOS | -11.003.772 | -16.744.097 | -21.317.406 | -18.133.274 | -26.987.632 |
| INTERESES DOCUMENTADOS | -568.907.126 | -719.386.706 | -647.744.555 | -606.125.423 | -588.472.727 |
| AJUSTES NIIF | -470.431.842 | -671.756.757 | -667.936.636 | -660.961.075 | -662.382.783 |
| PREVISIONES | -1.958.919.161 | -7.064.892.863 | -8.972.033.023 | -9.360.600.989 | -9.949.485.399 |
| OTROS CRED.POR INTERM.FINAN. | 15.603.522.214 | 16.260.939.803 | 16.363.947.227 | 15.687.417.182 | 15.387.467.153 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 446.675.131 | 842.341.667 | 897.783.894 | 933.100.543 | 981.404.768 |
| PART. EN OTRAS SOCIEDADES | 3.303.456.161 | 3.352.390.194 | 3.805.214.584 | 3.965.060.800 | 3.977.659.542 |
| EN ENTIDADES FINANCIERAS | 410.234.994 | 610.014.407 | 663.516.364 | 726.299.126 | 727.778.507 |
| OTRAS | 2.901.721.014 | 2.743.316.317 | 3.142.770.761 | 3.239.834.215 | 3.250.953.576 |
| DETERIORO DE VALOR | -8.499.847 | -940.530 | -1.072.541 | -1.072.541 | -1.072.541 |
| CRÉDITOS DIVERSOS | 5.670.777.548 | 7.215.540.083 | 8.660.783.264 | 8.970.215.207 | 8.776.301.686 |
| PROPIEDAD, PLANTAS Y EQUIPO | 7.901.171.988 | 10.396.524.863 | 11.268.947.009 | 11.532.910.150 | 11.750.200.354 |
| BIENES DIVERSOS | 984.418.260 | 1.291.017.388 | 1.426.565.235 | 1.453.140.171 | 1.475.953.979 |
| ACTIVOS INTANGIBLES | 1.369.586.629 | 1.958.454.936 | 2.082.221.885 | 2.122.964.201 | 2.153.892.061 |
| FILIALES EN EL EXTERIOR | 872.313.949 | 1.334.172.347 | 1.279.770.079 | 1.289.856.083 | 1.321.754.328 |
| PARTIDAS PEND. DE IMPUTACIÓN | 113.281.813 | 155.116.674 | 248.220.228 | 275.207.958 | 209.509.598 |
| P A S I V O | 158.363.815.871 | 236.722.773.986 | 240.771.445.557 | 244.916.357.034 | 251.882.801.270 |
| DEPÓSITOS | 136.766.137.907 | 197.949.880.957 | 201.193.874.293 | 206.739.330.315 | 212.937.027.756 |
| SECTOR PÚBLICO NO FINANCIERO | 23.558.155.212 | 30.686.947.169 | 32.625.770.984 | 32.908.145.375 | 36.796.171.026 |
| SECTOR FINANCIERO | 286.420.468 | 279.168.850 | 252.064.421 | 270.915.008 | 286.007.818 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 112.921.562.227 | 166.983.764.938 | 168.316.038.888 | 173.560.269.932 | 175.854.848.912 |
| CUENTAS CORRIENTES | 17.053.971.396 | 22.023.624.411 | 20.736.101.811 | 20.364.407.941 | 21.003.601.148 |
| CAJA DE AHORROS | 51.411.187.162 | 72.356.135.461 | 68.087.242.449 | 69.350.258.579 | 70.446.460.756 |
| PLAZO FIJO E INVERSIONES A PLAZO | 40.769.850.179 | 68.709.336.446 | 75.259.239.383 | 79.655.332.156 | 80.135.260.780 |
| OTROS | 2.060.367.411 | 2.632.801.027 | 2.832.640.574 | 2.912.480.749 | 3.123.142.863 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 1.626.191.772 | 1.261.874.680 | 1.400.820.951 | 1.277.796.677 | 1.146.389.260 |
| AJUSTES NIIF | -5.693 | -7.087 | -6.280 | -6.170 | -5.895 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 13.808.577.256 | 27.232.387.736 | 27.804.129.944 | 25.732.186.332 | 27.655.744.686 |
| OBLIGACIONES DIVERSAS | 5.763.144.964 | 8.935.238.528 | 9.679.328.893 | 10.360.234.390 | 9.132.659.224 |
| PROVISIONES | 901.117.193 | 1.052.003.872 | 938.192.444 | 974.231.411 | 1.046.888.531 |
| OBLIGACIONES SUBORDINADAS | 977.971.858 | 1.371.040.410 | 915.213.646 | 926.666.448 | 946.218.726 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 146.866.693 | 182.222.483 | 240.706.337 | 183.708.138 | 164.262.347 |
| P A T R I M O N I O N E T O | 51.115.917.357 | 66.284.743.691 | 72.937.156.688 | 75.244.753.220 | 77.368.794.770 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 40.175.392.566 | 63.006.650.332 | 69.925.119.495 | 72.171.275.086 | 73.784.764.566 |
| RESULTADOS NO ASIGNADOS | 10.940.524.791 | 3.278.093.359 | 3.012.037.193 | 3.073.478.134 | 3.584.030.204 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 7.719.338.952 | 2.893.873.449 | 643.901.373 | 1.256.567.384 | 2.070.209.168 |
| INGRESOS FINANCIEROS | 90.603.227.295 | 73.978.106.716 | 20.414.259.812 | 27.737.882.518 | 35.140.303.371 |
| POR INTERESES | 49.242.800.987 | 53.158.158.540 | 14.346.554.836 | 19.262.426.398 | 24.315.228.538 |
| OTROS INGRESOS FINANCIEROS | 41.360.426.308 | 20.819.948.176 | 6.067.704.976 | 8.475.456.120 | 10.825.074.833 |
| EGRESOS FINANCIEROS | -38.139.200.444 | -36.471.661.574 | -8.639.397.030 | -11.413.619.100 | -14.058.195.583 |
| POR INTERESES | -31.019.548.945 | -31.018.269.400 | -6.934.613.291 | -9.176.348.312 | -11.320.578.308 |
| OTROS EGRESOS FINANCIEROS | -7.119.651.499 | -5.453.392.174 | -1.704.783.739 | -2.237.270.788 | -2.737.617.275 |
| CARGO POR INCOBRABILIDAD | -2.253.228.776 | -7.965.781.488 | -3.518.722.121 | -4.581.572.985 | -5.756.854.539 |
| INGRESOS POR SERVICIOS | 6.053.991.514 | 9.169.240.743 | 2.477.167.114 | 3.415.689.116 | 4.352.015.425 |
| EGRESOS POR SERVICIOS | -3.730.834.747 | -5.093.794.660 | -1.323.742.598 | -1.824.244.947 | -2.320.199.361 |
| GASTOS DE ADMINISTRACIÓN | -15.250.438.785 | -18.458.807.743 | -4.726.353.652 | -6.487.358.522 | -8.262.783.791 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 417.875.972 | 1.155.724.811 | 675.265.641 | 836.677.785 | 931.506.434 |
| RESULTADO MONETARIO | -24.715.850.430 | -13.118.045.470 | -4.617.562.443 | -6.077.714.103 | -7.341.641.479 |
| OTROS | -26.999.782 | 227.826.060 | -21.485.631 | 2.240.224 | 22.115.417 |
| IMPUESTO A LAS GANANCIAS | -3.041.046.380 | -1.245.792.799 | -197.776.710 | -463.118.205 | -823.105.252 |
| OTRO RESULTADO INTEGRAL | -2.198.156.485 | 716.858.853 | 122.248.991 | 111.705.603 | 187.048.526 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 1.539.134.861 | 3.205.151.192 | 3.860.705.814 | 4.181.581.696 | 4.484.341.882 |
| CONTINGENTES ACREEDORAS | 78.806.544.431 | 122.362.586.477 | 118.830.255.203 | 116.261.438.060 | 117.524.257.334 |
| DE CONTROL ACREEDORAS | 1.508.640.453 | 2.042.639.861 | 2.619.385.420 | 2.564.965.165 | 2.941.125.633 |
| DE DERIVADOS ACREEDORAS | 4.384.018.170 | 7.514.834.643 | 7.701.250.980 | 7.281.322.475 | 5.871.122.736 |
| CONTINGENTES DEUDORAS | 45.672.641.700 | 84.845.454.464 | 89.337.220.345 | 92.244.825.652 | 97.821.127.210 |
| DE CONTROL DEUDORAS | 542.283.374.485 | 344.577.790.482 | 411.163.567.784 | 437.366.416.177 | 466.756.253.479 |
| DE DERIVADOS DEUDORAS | 8.678.453.928 | 8.606.342.540 | 8.341.226.514 | 8.001.918.971 | 5.866.066.764 |
| DE ACTIVIDAD FIDUCIARIA DEUDORAS | 10.730.191.444 | 15.536.389.579 | 16.360.690.088 | 16.423.635.862 | 15.973.421.498 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||