Estados contables
Información actualizada a Enero de 2025
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2023 | Dic-2024 | Jul-2025 | Ago-2025 | Set-2025 | |
|---|---|---|---|---|---|
| A C T I V O | 57.732.191.931 | 124.772.099.406 | 157.718.683.918 | 159.118.612.710 | 167.482.454.951 |
| EFECTIVO Y DEPOSITO EN BANCOS | 10.249.347.879 | 24.596.594.185 | 29.596.371.803 | 30.021.002.736 | 33.262.572.241 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 12.053.725.828 | 34.260.377.609 | 36.508.542.019 | 34.295.025.312 | 33.793.689.893 |
| PRÉSTAMOS | 13.308.506.217 | 45.939.985.160 | 70.584.230.917 | 72.815.538.631 | 75.947.547.088 |
| SECTOR PÚBLICO NO FINANCIERO | 56.169.732 | 204.814.768 | 258.816.395 | 296.900.010 | 288.685.078 |
| SECTOR FINANCIERO | 250.820.798 | 1.255.814.613 | 2.429.329.353 | 2.573.152.432 | 2.812.849.665 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 13.414.172.143 | 45.774.784.755 | 70.739.403.080 | 73.206.115.366 | 76.382.817.259 |
| ADELANTOS | 1.444.913.331 | 4.203.262.145 | 7.552.781.677 | 7.026.317.536 | 7.339.963.158 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 3.155.306.674 | 11.590.133.599 | 15.809.921.597 | 16.294.103.113 | 17.220.001.211 |
| HIPOTECARIOS | 175.327.222 | 955.512.435 | 2.447.328.482 | 2.643.435.893 | 2.843.562.488 |
| PRENDARIOS | 716.855.309 | 2.419.877.862 | 3.644.137.242 | 3.728.510.145 | 3.869.475.773 |
| PERSONALES | 1.092.152.537 | 5.565.216.165 | 9.229.756.307 | 9.543.817.866 | 9.700.733.883 |
| OTROS | 5.917.656.570 | 18.876.825.820 | 28.741.348.366 | 30.450.610.237 | 31.792.124.759 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 1.267.969.930 | 2.707.825.399 | 3.890.960.978 | 4.147.800.233 | 4.325.328.236 |
| COBROS NO APLICADOS | -2.906.047 | -6.269.475 | -12.557.287 | -9.731.540 | -6.208.535 |
| INTERESES DOCUMENTADOS | -227.776.333 | -349.475.220 | -381.262.433 | -428.224.483 | -506.031.917 |
| AJUSTES NIIF | -125.327.050 | -188.123.975 | -183.011.849 | -190.523.634 | -196.131.797 |
| PREVISIONES | -412.656.456 | -1.295.428.976 | -2.843.317.911 | -3.260.629.177 | -3.536.804.914 |
| OTROS CRED.POR INTERM.FINAN. | 15.598.187.259 | 6.745.311.828 | 6.116.433.617 | 7.072.441.240 | 8.042.676.142 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 113.826.558 | 319.040.078 | 518.070.115 | 546.066.008 | 570.767.647 |
| PART. EN OTRAS SOCIEDADES | 846.164.061 | 1.904.013.496 | 1.096.684.268 | 1.105.639.601 | 1.140.979.495 |
| EN ENTIDADES FINANCIERAS | 502.107.367 | 174.558.005 | 242.069.697 | 242.599.072 | 250.790.468 |
| OTRAS | 344.056.694 | 1.737.212.340 | 866.355.161 | 874.781.119 | 901.929.617 |
| DETERIORO DE VALOR | -7.756.849 | -11.740.590 | -11.740.590 | -11.740.590 | |
| CRÉDITOS DIVERSOS | 2.098.793.386 | 4.192.118.618 | 5.238.538.163 | 5.100.172.525 | 6.358.059.997 |
| PROPIEDAD, PLANTAS Y EQUIPO | 2.512.452.223 | 4.766.927.126 | 5.526.258.411 | 5.607.529.879 | 5.760.746.763 |
| BIENES DIVERSOS | 416.516.623 | 842.098.203 | 989.308.385 | 1.004.179.025 | 1.002.003.653 |
| ACTIVOS INTANGIBLES | 524.451.156 | 1.168.655.425 | 1.480.129.945 | 1.500.841.530 | 1.532.317.100 |
| PARTIDAS PEND. DE IMPUTACIÓN | 10.220.741 | 36.977.678 | 64.116.275 | 50.176.223 | 71.094.932 |
| P A S I V O | 44.366.554.238 | 96.780.376.950 | 126.768.005.622 | 127.859.008.570 | 135.992.246.681 |
| DEPÓSITOS | 35.997.416.565 | 80.783.384.929 | 103.887.437.920 | 103.141.666.516 | 108.525.568.725 |
| SECTOR PÚBLICO NO FINANCIERO | 1.385.730.977 | 4.231.934.397 | 5.759.589.022 | 6.082.386.345 | 6.065.997.745 |
| SECTOR FINANCIERO | 58.474.197 | 83.281.924 | 187.335.551 | 110.752.124 | 189.926.680 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 34.553.211.391 | 76.468.168.608 | 97.940.513.347 | 96.948.528.047 | 102.269.644.300 |
| CUENTAS CORRIENTES | 8.115.442.637 | 13.915.728.787 | 15.535.260.696 | 14.589.250.650 | 15.088.166.016 |
| CAJA DE AHORROS | 17.222.198.389 | 38.223.122.865 | 47.560.312.020 | 43.510.224.471 | 46.994.628.421 |
| PLAZO FIJO E INVERSIONES A PLAZO | 7.869.669.460 | 22.477.544.961 | 33.069.744.872 | 36.723.121.676 | 38.107.249.643 |
| OTROS | 530.998.865 | 961.227.835 | 948.070.461 | 1.019.126.552 | 962.627.900 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 814.902.040 | 890.544.160 | 827.125.298 | 1.106.804.698 | 1.116.972.320 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 4.208.202.005 | 10.587.135.058 | 15.662.001.107 | 17.796.056.917 | 20.431.264.709 |
| OBLIGACIONES DIVERSAS | 3.206.490.978 | 3.714.286.035 | 5.259.611.297 | 4.994.526.831 | 5.051.241.083 |
| PROVISIONES | 178.828.889 | 656.035.591 | 643.350.624 | 626.596.478 | 650.715.051 |
| OBLIGACIONES SUBORDINADAS | 752.551.051 | 960.213.691 | 1.245.974.082 | 1.218.401.223 | 1.261.982.000 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 23.064.750 | 79.321.646 | 69.630.592 | 81.760.605 | 71.475.113 |
| P A T R I M O N I O N E T O | 13.365.637.693 | 27.991.722.456 | 30.950.678.296 | 31.259.604.140 | 31.490.208.270 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 10.609.737.313 | 23.028.505.913 | 29.162.414.306 | 29.599.892.603 | 29.920.543.262 |
| RESULTADOS NO ASIGNADOS | 2.755.900.380 | 4.963.216.543 | 1.788.263.990 | 1.659.711.537 | 1.569.665.008 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 2.945.480.199 | 3.508.128.917 | 810.146.115 | 578.983.574 | 246.267.438 |
| INGRESOS FINANCIEROS | 35.444.267.426 | 49.029.824.609 | 21.028.109.253 | 24.590.893.903 | 28.716.710.732 |
| POR INTERESES | 26.758.119.237 | 31.547.204.127 | 14.979.480.243 | 17.940.374.188 | 21.283.382.854 |
| OTROS INGRESOS FINANCIEROS | 8.686.148.189 | 17.482.620.482 | 6.048.629.010 | 6.650.519.715 | 7.433.327.878 |
| EGRESOS FINANCIEROS | -19.485.242.843 | -20.607.641.833 | -9.628.770.485 | -11.687.144.616 | -14.165.465.276 |
| POR INTERESES | -16.813.609.748 | -16.136.273.724 | -7.766.043.746 | -9.562.897.469 | -11.641.612.024 |
| OTROS EGRESOS FINANCIEROS | -2.671.633.095 | -4.471.368.109 | -1.862.726.739 | -2.124.247.147 | -2.523.853.252 |
| CARGO POR INCOBRABILIDAD | -588.346.680 | -1.526.719.958 | -2.114.831.428 | -2.664.723.279 | -3.261.904.471 |
| INGRESOS POR SERVICIOS | 2.185.500.719 | 4.576.306.848 | 3.471.596.137 | 4.072.697.238 | 4.737.045.144 |
| EGRESOS POR SERVICIOS | -1.007.878.217 | -2.151.858.266 | -1.589.788.223 | -1.839.678.041 | -2.128.450.466 |
| GASTOS DE ADMINISTRACIÓN | -4.604.494.072 | -10.138.099.887 | -6.134.592.794 | -7.100.703.902 | -8.192.453.433 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 96.552.778 | 124.872.843 | 169.044.507 | 256.986.432 | 273.629.722 |
| RESULTADO MONETARIO | -8.583.868.846 | -14.100.947.550 | -3.506.214.267 | -3.980.175.870 | -4.516.708.855 |
| OTROS | 467.796.340 | 122.506.208 | 177.504.332 | 158.512.959 | 188.897.057 |
| IMPUESTO A LAS GANANCIAS | -1.508.056.018 | -975.073.496 | -658.874.943 | -681.209.239 | -569.263.491 |
| OTRO RESULTADO INTEGRAL | 529.249.612 | -845.040.601 | -403.035.974 | -546.472.011 | -835.769.225 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 326.257.771 | 495.943.516 | 837.972.051 | 782.962.812 | 980.249.257 |
| CONTINGENTES ACREEDORAS | 20.227.632.950 | 61.281.422.148 | 80.068.096.754 | 81.133.804.122 | 81.239.762.083 |
| DE CONTROL ACREEDORAS | 832.635.579 | 1.306.982.168 | 1.670.246.727 | 2.049.686.838 | 1.953.892.269 |
| DE DERIVADOS ACREEDORAS | 1.587.865.268 | 4.337.857.580 | 7.379.567.631 | 7.201.842.311 | 10.255.199.532 |
| CONTINGENTES DEUDORAS | 5.722.499.877 | 15.931.154.905 | 23.016.117.284 | 22.106.545.449 | 24.991.279.215 |
| DE CONTROL DEUDORAS | 126.124.740.384 | 512.783.495.816 | 226.942.650.878 | 231.950.601.785 | 239.133.751.201 |
| DE DERIVADOS DEUDORAS | 8.905.879.037 | 6.529.091.143 | 7.571.762.415 | 8.112.284.958 | 10.043.419.457 |
| DE ACTIVIDAD FIDUCIARIA DEUDORAS | 429.250.265 | 1.071.828.826 | 2.056.668.674 | 2.162.854.542 | 1.859.762.136 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||