What it means to be in situation 1

If when consulting the Debtors’ Center with your CUIT, CUIL or CDI you see that you have been assigned situation 1, your condition is normal.

Situation 1 corresponds to people with debts less than 31 days in arrears. This can happen, for example, if:

– You made credit card purchases that have not yet expired or are within that period.

– You have a current personal loan and you pay the installments on time or with very short delays.

Being in situation 1 does not require specific management before the bank or the BCRA. In any case, it is advisable to:

– Periodically review your credit situation to check that the data is up to date.

– Verify that there are no debts that you have already paid.

– Check with the bank if there is information that you do not recognize.

Staying in situation 1 and avoiding major delays helps to take care of your credit history and improve your chances of accessing new financial products.

More information: Ordered text (TO) on Classification of Debtors