The Credit Conditions Survey (ECC) is a quarterly qualitative survey carried out by the BCRA with the aim of collecting additional information on the behavior and trends observed in the bank credit market. The information obtained complements the set of more frequent quantitative statistics available to this institution, aimed at achieving a better understanding of the factors that influence the evolution of loans granted by the financial system.
This survey is conducted on a sample of entities that are consulted about the evolution of their credit supply and the demand they face. The performance of credit to companies and households is considered, focusing on the changes observed in the current quarter compared to the immediately previous period, as well as those expected during the next three months.
This report disseminates the results for the fourth quarter of 2025, obtained from the survey carried out between December 22, 2025 and January 8, 2026.
