The new API, which adds to the set of APIs already available, offers open query points, with no registration requirements. It provides simple access to consult and update information about financial products and services. In this way, it facilitates integration with systems, reduces administrative procedures and ensures updated data.
Main functionalities:
– Savings banks: complete list by entity, with update data and simplified due diligence processes.
– Product packages: details of services, maximum commissions, beneficiaries and territory of validity.
– Fixed terms: available modalities, minimum amounts, terms, effective annual rates and incorporation channels.
– Title loans: permitted destinations, maximum rates, terms and regulated parameters.
– Mortgage loans: eligibility conditions, rates, terms, and income requirements.
– Personal loans: lines reported by the entities, with rates, amounts and total financial costs.
– Credit cards: fees, financing rates, and key features.
Benefits for users:
– Enhanced transparency: public access to regulated information.
– Standardized data: direct integration into digital systems and tools.
– Permanent updating: data reported by entities in accordance with regulations.
– Access without authentication: direct queries without registration.
– Broad compatibility: Ideal for websites, apps, and analytics dashboards.
The Transparency Regime API is now available in version 1.0 and has technical documentation, examples and user guides for consultation.
With this initiative, the BCRA reaffirms its commitment to transparency, technological innovation and improvement in the quality of information available to citizens, companies, financial institutions and developers. The Central Bank will continue to advance in concrete actions that contribute to a safer and more reliable financial system for all Argentines.
