This new API, which supplements the set of APIs already available, offers open endpoints, with no need to register. It grants streamlined access to query and update information about financial products and services. In this way, it facilitates integration with systems, reduces administrative steps and provides up-to-date data.
Key features:
– Savings accounts: full list by institution, with information on updates and simplified due diligence processes.
– Product bundles: details of services, maximum fees, eligible customers and eligible locations.
– Time deposits: types, minimum amounts, terms, effective annual rates and available channels.
– Pledge loans: permitted use, maximum rates, terms and regulated parameters.
– Mortgage loans: eligibility requirements, rates, terms and income requirements.
– Personal loans: credit lines reported by institutions, rates, amounts and total financial costs.
– Credit cards: fees, interest rates and main features.
Benefits to users:
– Enhanced transparency: public access to regulated information.
– Standardized data: direct integration into digital tools and systems.
– Continuous update: data reported by institutions as required by the applicable regulations.
– Access without authentication: direct queries without registration.
– Broad compatibility: ideal for websites, apps, and analytics dashboards.
The Transparency Regime API version 1.0 is now available with technical documents, examples and user guides.
With this initiative, the BCRA reaffirms its commitment to transparency, technological innovation and improvement in the quality of information available to citizens, companies, financial institutions and developers. The BCRA will keep on taking specific actions that contribute towards a safer and more reliable financial system for everyone.
