Late Payment Interest Rate (TIM) Calculator

Interest Calculator | Moratorium Interest Rate (TIM)

This tool is aimed at facilitating the calculation of the interest rate accrued in a given period by applying the statistical series of the Moratorium Interest Rate (TIM).

The TIM is calculated based on the average between a passive interest rate and an active interest rate. In addition, the average interest rate used as a base fluctuates within two bands aimed at preserving the value of the debts and their reasonableness.

The calculator allows users to know, from an initial amount and a certain period, the interest and the total amount resulting from applying the TIM.