Interoperable e-wallets

Interoperable digital wallets are those that, through an application on a mobile device or a website, allow payments to be made by transfer (PCT) by taking funds from an account (bank or non-bank provider) by reading a QR code available at the counter of the store, at a terminal, a ticket, among other alternatives.

Regardless of the brand of the QR code, any interoperable digital wallet can be used to make transfer payments.