Financial Statements

(*) At the bottom of this Balance Sheet is a table with the detail of the note of the Auditor's Report corresponding to the end of the quarterly or annual financial year

Amounts expressed in thousands of pesos.

	Dic-2023	Dic-2024	Set-2025	Oct-2025	Nov-2025
A C T I V O	841,047,653	3,105,942,851	5,418,155,069	5,492,177,416	5,828,472,876
EFECTIVO Y DEPOSITO EN BANCOS	62,285,919	115,403,083	375,775,030	362,803,519	372,761,702
TÍTULOS PÚBLICOS Y PRIVADOS	45,605,523	202,467,288	730,336,375	702,791,594	831,478,531
PRÉSTAMOS	445,065,730	1,615,816,639	3,252,974,816	3,368,722,553	3,513,859,080
SECTOR FINANCIERO	3,948,759	28,882,937	95,364,967	61,572,716	101,933,746
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	454,594,963	1,650,257,376	3,341,693,119	3,508,877,022	3,614,125,214
ADELANTOS	4,194,305	16,804,100	55,066,015	50,970,867	43,450,552
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS	44,590,602	89,341,570	200,992,474	233,796,012	234,021,259
HIPOTECARIOS	758,150	815,069	649,127	685,425	689,106
PRENDARIOS	218,723,400	651,973,322	1,663,622,857	1,800,150,677	1,835,997,755
PERSONALES	83,726,954	529,662,555	1,005,787,259	1,037,969,571	1,028,582,268
OTROS	91,620,595	341,250,623	479,317,728	453,044,065	532,804,678
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR	32,923,891	108,036,836	186,459,989	199,943,566	209,959,530
COBROS NO APLICADOS	-101,955	-103,879	-136,565	-132,060	-336,298
INTERESES DOCUMENTADOS	-1,139,288	-1,544,831	-2,498,752	-2,710,229	-2,462,674
AJUSTES NIIF	-20,701,691	-85,977,989	-247,567,013	-264,840,872	-268,580,962
PREVISIONES	-13,477,992	-63,323,674	-184,083,270	-201,727,185	-202,199,880
OTROS CRED.POR INTERM.FINAN.	179,193,703	988,782,637	752,972,741	746,647,085	787,070,065
CREDITO POR ARRENDAMIENTO FINANCIERO	31,381,070	57,529,784	99,939,742	102,723,160	105,461,931
PART. EN OTRAS SOCIEDADES	867,005	24,048	1,329,887	1,463,933	1,555,973
OTRAS	867,005	24,048	1,329,887	1,463,933	1,555,973
CRÉDITOS DIVERSOS	52,573,953	86,153,890	141,000,140	142,495,509	149,255,305
PROPIEDAD, PLANTAS Y EQUIPO	16,032,628	25,672,213	33,787,242	34,571,626	35,613,943
BIENES DIVERSOS	1,184,749	2,795,824	2,738,033	2,691,327	3,451,617
ACTIVOS INTANGIBLES	6,577,689	11,101,369	25,913,290	26,347,021	26,866,582
PARTIDAS PEND. DE IMPUTACIÓN	279,684	196,076	1,387,773	920,089	1,098,147
P A S I V O	691,994,911	2,751,100,944	4,829,238,332	4,874,896,958	5,181,423,844
DEPÓSITOS	312,980,393	1,610,316,992	2,395,775,469	2,354,319,806	2,495,801,620
SECTOR PÚBLICO NO FINANCIERO		2,094,342	248	391	391
SECTOR FINANCIERO	219,885	453,183	333,771	358,534	269,773
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	312,760,508	1,607,769,467	2,395,441,450	2,353,960,881	2,495,531,456
CAJA DE AHORROS	250,848,759	1,453,073,459	2,199,941,451	1,984,658,721	1,734,183,742
PLAZO FIJO E INVERSIONES A PLAZO	54,896,017	144,663,471	183,009,115	356,705,716	741,874,987
OTROS	760,310	1,287,551	1,434,402	1,667,642	1,541,885
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR	6,257,455	8,750,679	11,063,902	10,937,190	17,937,424
AJUSTES NIIF	-2,033	-5,693	-7,420	-8,388	-6,582
OTRAS OBLIG.POR INTERMED. FINANC.	335,338,301	1,010,781,343	2,218,559,099	2,278,455,004	2,421,265,759
OBLIGACIONES DIVERSAS	33,232,524	111,359,936	192,131,833	218,170,282	239,857,170
PROVISIONES	614,522	716,031	1,278,298	1,344,897	1,356,362
OBLIGACIONES SUBORDINADAS	9,758,513	17,758,167	21,298,956	22,425,030	22,500,616
PARTIDAS PENDIENTES DE IMPUTACIÓN	70,658	168,475	194,677	181,939	642,317
P A T R I M O N I O N E T O	149,052,742	354,841,907	588,916,737	617,280,458	647,049,032
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO	235,137,416	393,612,831	587,569,194	601,617,722	616,601,117
RESULTADOS NO ASIGNADOS	-86,084,674	-38,770,924	1,347,543	15,662,736	30,447,915
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O	-36,527,222	52,516,737	116,897,635	133,918,911	151,628,401
INGRESOS FINANCIEROS	534,520,621	1,144,603,320	1,501,606,547	1,766,093,992	2,016,173,085
POR INTERESES	496,297,029	999,624,433	1,300,829,202	1,547,174,306	1,778,985,323
OTROS INGRESOS FINANCIEROS	38,223,592	144,978,887	200,777,345	218,919,686	237,187,762
EGRESOS FINANCIEROS	-384,501,353	-628,861,128	-879,738,820	-1,049,353,675	-1,207,831,614
POR INTERESES	-333,357,224	-520,402,354	-745,357,758	-890,695,076	-1,025,814,741
OTROS EGRESOS FINANCIEROS	-51,144,129	-108,458,774	-134,381,062	-158,658,599	-182,016,873
CARGO POR INCOBRABILIDAD	-18,133,987	-116,131,747	-227,382,099	-263,515,163	-296,193,402
INGRESOS POR SERVICIOS	31,637,945	65,330,854	101,169,446	117,762,292	137,322,732
EGRESOS POR SERVICIOS	-22,988,761	-65,434,534	-77,502,612	-89,704,081	-101,406,639
GASTOS DE ADMINISTRACIÓN	-82,204,965	-178,413,657	-172,411,697	-198,044,700	-223,780,298
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS	4,913,891	10,585,554	4,903,582	5,637,435	6,198,446
RESULTADO MONETARIO	-109,531,390	-162,303,052	-82,055,118	-95,756,428	-111,678,179
OTROS	2,146,894	18,936,770	14,766,249	17,416,347	20,298,802
IMPUESTO A LAS GANANCIAS	1,952,712	-27,302,244	-66,457,843	-76,617,108	-87,474,532
OTRO RESULTADO INTEGRAL	5,661,171	-8,493,399
PARTIDAS FUERA DE BALANCE
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE	6,467,023	50,812,784	135,912,668	148,518,740	172,195,298
CONTINGENTES ACREEDORAS	1,120,090	30,285,983	36,576,609	35,935,670	36,345,629
DE CONTROL ACREEDORAS	4,947,615	10,964,465	21,673,331	20,905,319	21,734,637
DE DERIVADOS ACREEDORAS	43,510
CONTINGENTES DEUDORAS	512,161,302	1,432,451,566	3,295,653,735	3,483,308,824	3,614,144,296
DE CONTROL DEUDORAS	185,620,937	245,573,827	888,588,647	903,129,905	802,135,507
DE DERIVADOS DEUDORAS	1,361,364	7,044,000	57,111,111	71,436,111	70,761,111

REPORTS
GUY	CODE	GUY	CODE
YEAR-END CLOSING		YEAR-END CLOSING
FAVORABLE WITHOUT QUALIFICATIONS	1	ADVERSE OPINION	6
FAVOURABLE WITH CERTAIN EXPOSURE QUALIFICATIONS	2	ABSTENTION OF OPINION	7
FAVORABLE WITH CERTAIN VALUATION QUALIFICATIONS	3	QUARTERLY CLOSE (LIMITED SCOPE)
FAVORABLE WITH INDETERMINATE QUALIFICATIONS WITH LIMITATIONS ON SCOPE	4	NO COMMENTS	8
FAVORABLE WITH INDETER RESERVATIONS. WITH UNCERTAINTY S/ FUTURE EVENTS	5	WITH OBSERVATIONS FOR CERTAIN FACTS	9
		WITH OBSERVATIONS FOR UNDETERMINED FACTS	10