Financial Statements

(*) At the bottom of this Balance Sheet is a table with the detail of the note of the Auditor's Report corresponding to the end of the quarterly or annual financial year

Amounts expressed in thousands of pesos.

	Dic-2023	Dic-2024	Dic-2025	Ene-2026	Feb-2026
A C T I V O	841,047,653	3,105,942,851	6,402,096,820	6,203,757,908	6,259,603,578
EFECTIVO Y DEPOSITO EN BANCOS	62,285,919	115,403,083	315,434,852	403,523,306	369,214,864
TÍTULOS PÚBLICOS Y PRIVADOS	45,605,523	202,467,288	866,873,035	945,964,912	940,864,415
PRÉSTAMOS	445,065,730	1,615,816,639	3,770,450,713	3,726,277,135	3,844,610,643
SECTOR FINANCIERO	3,948,759	28,882,937	229,588,463	151,224,219	148,111,203
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	454,594,963	1,650,257,376	3,740,970,087	3,794,945,273	3,933,639,360
ADELANTOS	4,194,305	16,804,100	64,293,915	78,200,666	72,829,303
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS	44,590,602	89,341,570	244,591,196	207,131,901	205,062,330
HIPOTECARIOS	758,150	815,069	693,223	687,641	669,259
PRENDARIOS	218,723,400	651,973,322	1,842,265,524	1,890,881,384	2,182,080,328
PERSONALES	83,726,954	529,662,555	1,033,185,236	1,063,417,139	1,118,425,022
OTROS	91,620,595	341,250,623	611,563,106	622,643,802	412,324,329
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR	32,923,891	108,036,836	219,573,010	226,341,997	240,817,203
COBROS NO APLICADOS	-101,955	-103,879	-136,706	-116,235	-420,264
INTERESES DOCUMENTADOS	-1,139,288	-1,544,831	-2,083,786	-1,867,640	-1,679,178
AJUSTES NIIF	-20,701,691	-85,977,989	-272,974,631	-292,375,382	-296,468,972
PREVISIONES	-13,477,992	-63,323,674	-200,107,837	-219,892,357	-237,139,920
OTROS CRED.POR INTERM.FINAN.	179,193,703	988,782,637	1,117,155,494	776,162,044	746,019,355
CREDITO POR ARRENDAMIENTO FINANCIERO	31,381,070	57,529,784	111,372,296	115,644,535	119,154,457
PART. EN OTRAS SOCIEDADES	867,005	24,048	303,511	145,649	92,496
OTRAS	867,005	24,048	303,511	145,649	92,496
CRÉDITOS DIVERSOS	52,573,953	86,153,890	151,454,711	164,627,809	167,951,058
PROPIEDAD, PLANTAS Y EQUIPO	16,032,628	25,672,213	35,963,586	37,031,192	35,695,794
BIENES DIVERSOS	1,184,749	2,795,824	3,484,151	3,771,839	4,184,599
ACTIVOS INTANGIBLES	6,577,689	11,101,369	27,547,794	28,259,175	29,223,004
PARTIDAS PEND. DE IMPUTACIÓN	279,684	196,076	2,056,677	2,350,312	2,592,893
P A S I V O	691,994,911	2,751,100,944	5,697,946,259	5,454,908,268	5,470,045,002
DEPÓSITOS	312,980,393	1,610,316,992	2,822,687,433	2,479,094,752	2,498,792,312
SECTOR PÚBLICO NO FINANCIERO		2,094,342	388	385	382
SECTOR FINANCIERO	219,885	453,183	298,721	378,446	366,164
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	312,760,508	1,607,769,467	2,822,388,324	2,478,715,921	2,498,425,766
CAJA DE AHORROS	250,848,759	1,453,073,459	2,042,232,443	1,671,973,889	1,671,784,788
PLAZO FIJO E INVERSIONES A PLAZO	54,896,017	144,663,471	764,924,855	789,643,456	807,493,934
OTROS	760,310	1,287,551	1,672,174	1,763,777	1,662,454
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR	6,257,455	8,750,679	13,565,939	15,342,937	17,490,813
AJUSTES NIIF	-2,033	-5,693	-7,087	-8,138	-6,223
OTRAS OBLIG.POR INTERMED. FINANC.	335,338,301	1,010,781,343	2,594,727,335	2,678,194,242	2,665,539,075
OBLIGACIONES DIVERSAS	33,232,524	111,359,936	251,944,817	269,492,071	277,702,676
PROVISIONES	614,522	716,031	4,603,949	4,670,587	4,685,849
OBLIGACIONES SUBORDINADAS	9,758,513	17,758,167	23,172,601	23,296,779	23,072,962
PARTIDAS PENDIENTES DE IMPUTACIÓN	70,658	168,475	810,124	159,837	252,128
P A T R I M O N I O N E T O	149,052,742	354,841,907	704,150,561	748,849,640	789,558,576
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO	235,137,416	393,612,831	646,275,291	665,322,648	686,152,647
RESULTADOS NO ASIGNADOS	-86,084,674	-38,770,924	57,875,270	83,526,992	103,405,929
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O	-36,527,222	52,516,737	182,607,310	24,011,749	42,175,541
INGRESOS FINANCIEROS	534,520,621	1,144,603,320	2,281,052,262	225,402,967	443,032,315
POR INTERESES	496,297,029	999,624,433	2,023,628,287	208,941,255	407,854,539
OTROS INGRESOS FINANCIEROS	38,223,592	144,978,887	257,423,975	16,461,712	35,177,776
EGRESOS FINANCIEROS	-384,501,353	-628,861,128	-1,357,001,883	-116,033,929	-230,151,245
POR INTERESES	-333,357,224	-520,402,354	-1,153,185,168	-95,028,679	-189,264,727
OTROS EGRESOS FINANCIEROS	-51,144,129	-108,458,774	-203,816,715	-21,005,250	-40,886,518
CARGO POR INCOBRABILIDAD	-18,133,987	-116,131,747	-323,272,922	-42,182,303	-81,473,065
INGRESOS POR SERVICIOS	31,637,945	65,330,854	157,948,977	15,096,439	30,454,897
EGRESOS POR SERVICIOS	-22,988,761	-65,434,534	-117,091,480	-12,071,560	-25,491,476
GASTOS DE ADMINISTRACIÓN	-82,204,965	-178,413,657	-252,860,553	-21,097,325	-43,272,800
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS	4,913,891	10,585,554	7,404,739	609,249	1,643,615
RESULTADO MONETARIO	-109,531,390	-162,303,052	-130,582,090	-16,693,067	-35,193,719
OTROS	2,146,894	18,936,770	19,991,329	2,390,318	2,059,365
IMPUESTO A LAS GANANCIAS	1,952,712	-27,302,244	-103,141,209	-11,446,538	-19,488,552
OTRO RESULTADO INTEGRAL	5,661,171	-8,493,399	160,140	37,498	56,206
PARTIDAS FUERA DE BALANCE
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE	6,467,023	50,812,784	192,148,331	213,167,905	231,493,132
CONTINGENTES ACREEDORAS	1,120,090	30,285,983	38,392,242	37,927,816	37,315,977
DE CONTROL ACREEDORAS	4,947,615	10,964,465	15,575,233	13,834,275	13,763,527
DE DERIVADOS ACREEDORAS	43,510
CONTINGENTES DEUDORAS	512,161,302	1,432,451,566	3,824,827,352	3,872,992,486	3,938,461,918
DE CONTROL DEUDORAS	185,620,937	245,573,827	1,116,062,144	740,431,051	872,144,847
DE DERIVADOS DEUDORAS	1,361,364	7,044,000	65,086,111	64,411,111	58,736,111

REPORTS
GUY	CODE	GUY	CODE
YEAR-END CLOSING		YEAR-END CLOSING
FAVORABLE WITHOUT QUALIFICATIONS	1	ADVERSE OPINION	6
FAVOURABLE WITH CERTAIN EXPOSURE QUALIFICATIONS	2	ABSTENTION OF OPINION	7
FAVORABLE WITH CERTAIN VALUATION QUALIFICATIONS	3	QUARTERLY CLOSE (LIMITED SCOPE)
FAVORABLE WITH INDETERMINATE QUALIFICATIONS WITH LIMITATIONS ON SCOPE	4	NO COMMENTS	8
FAVORABLE WITH INDETER RESERVATIONS. WITH UNCERTAINTY S/ FUTURE EVENTS	5	WITH OBSERVATIONS FOR CERTAIN FACTS	9
		WITH OBSERVATIONS FOR UNDETERMINED FACTS	10