Financial Statements

(*) At the bottom of this Balance Sheet is a table with the detail of the note of the Auditor's Report corresponding to the end of the quarterly or annual financial year

Amounts expressed in thousands of pesos.

	Dic-2023	Dic-2024	Dic-2025	Ene-2026	Feb-2026
A C T I V O	57,732,191,931	124,772,099,406	182,984,981,223	183,472,087,658	184,136,614,626
EFECTIVO Y DEPOSITO EN BANCOS	10,249,347,879	24,596,594,185	35,428,534,459	35,826,359,735	34,156,351,498
TÍTULOS PÚBLICOS Y PRIVADOS	12,053,725,828	34,260,377,609	38,769,434,045	39,573,354,859	42,703,441,702
PRÉSTAMOS	13,308,506,217	45,939,985,160	83,083,569,745	82,826,657,640	82,225,083,707
SECTOR PÚBLICO NO FINANCIERO	56,169,732	204,814,768	452,486,907	458,238,841	437,568,216
SECTOR FINANCIERO	250,820,798	1,255,814,613	3,598,204,524	3,835,138,880	3,703,946,717
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	13,414,172,143	45,774,784,755	83,598,220,629	83,503,059,558	83,398,876,690
ADELANTOS	1,444,913,331	4,203,262,145	8,261,334,913	8,320,050,902	8,266,409,686
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS	3,155,306,674	11,590,133,599	19,578,147,589	19,498,193,217	19,296,313,757
HIPOTECARIOS	175,327,222	955,512,435	3,113,469,652	3,153,955,254	3,153,764,223
PRENDARIOS	716,855,309	2,419,877,862	4,059,716,998	4,028,150,781	4,024,518,583
PERSONALES	1,092,152,537	5,565,216,165	10,143,332,634	10,314,726,428	10,403,298,446
OTROS	5,917,656,570	18,876,825,820	34,358,380,574	33,886,319,087	33,809,298,564
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR	1,267,969,930	2,707,825,399	4,852,949,424	5,022,248,017	5,141,327,415
COBROS NO APLICADOS	-2,906,047	-6,269,475	-10,950,336	-6,698,625	-12,961,796
INTERESES DOCUMENTADOS	-227,776,333	-349,475,220	-512,344,934	-475,818,527	-464,051,123
AJUSTES NIIF	-125,327,050	-188,123,975	-245,815,885	-238,066,976	-219,041,065
PREVISIONES	-412,656,456	-1,295,428,976	-4,565,342,315	-4,969,779,639	-5,315,307,916
OTROS CRED.POR INTERM.FINAN.	15,598,187,259	6,745,311,828	9,705,590,543	8,253,816,493	8,025,194,205
CREDITO POR ARRENDAMIENTO FINANCIERO	113,826,558	319,040,078	602,839,288	621,022,981	630,811,023
PART. EN OTRAS SOCIEDADES	846,164,061	1,904,013,496	1,393,685,137	1,555,097,897	1,601,359,430
EN ENTIDADES FINANCIERAS	502,107,367	174,558,005	320,364,100	330,324,559	338,504,147
OTRAS	344,056,694	1,737,212,340	1,073,321,037	1,224,773,338	1,262,855,283
DETERIORO DE VALOR		-7,756,849
CRÉDITOS DIVERSOS	2,098,793,386	4,192,118,618	4,902,395,381	5,465,997,180	5,203,628,148
PROPIEDAD, PLANTAS Y EQUIPO	2,512,452,223	4,766,927,126	6,265,540,102	6,437,290,148	6,588,785,774
BIENES DIVERSOS	416,516,623	842,098,203	1,054,253,952	1,094,016,643	1,127,568,573
ACTIVOS INTANGIBLES	524,451,156	1,168,655,425	1,692,522,376	1,717,371,530	1,757,067,012
PARTIDAS PEND. DE IMPUTACIÓN	10,220,741	36,977,678	86,616,195	101,102,552	117,323,554
P A S I V O	44,366,554,238	96,780,376,950	148,184,386,478	147,571,242,109	147,028,184,308
DEPÓSITOS	35,997,416,565	80,783,384,929	119,378,983,495	119,118,794,116	120,267,439,791
SECTOR PÚBLICO NO FINANCIERO	1,385,730,977	4,231,934,397	4,995,588,679	5,963,885,615	7,179,795,468
SECTOR FINANCIERO	58,474,197	83,281,924	98,396,016	91,698,707	87,559,816
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	34,553,211,391	76,468,168,608	114,284,998,800	113,063,209,794	113,000,084,507
CUENTAS CORRIENTES	8,115,442,637	13,915,728,787	18,181,921,630	15,766,103,495	15,788,136,171
CAJA DE AHORROS	17,222,198,389	38,223,122,865	52,508,905,475	50,703,064,173	50,300,767,579
PLAZO FIJO E INVERSIONES A PLAZO	7,869,669,460	22,477,544,961	41,671,288,688	44,628,944,146	44,904,085,336
OTROS	530,998,865	961,227,835	1,110,481,487	1,058,908,881	1,070,605,465
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR	814,902,040	890,544,160	812,401,520	906,189,099	936,489,956
OTRAS OBLIG.POR INTERMED. FINANC.	4,208,202,005	10,587,135,058	21,380,505,452	21,296,437,200	20,047,875,940
OBLIGACIONES DIVERSAS	3,206,490,978	3,714,286,035	5,384,029,103	5,572,470,876	5,217,930,579
PROVISIONES	178,828,889	656,035,591	604,055,057	594,076,125	540,674,962
OBLIGACIONES SUBORDINADAS	752,551,051	960,213,691	1,347,867,809	919,937,560	895,477,306
PARTIDAS PENDIENTES DE IMPUTACIÓN	23,064,750	79,321,646	88,945,562	69,526,232	58,785,730
P A T R I M O N I O N E T O	13,365,637,693	27,991,722,456	34,800,594,745	35,900,845,549	37,108,430,318
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO	10,609,737,313	23,028,505,913	33,096,396,217	33,983,795,024	35,122,410,328
RESULTADOS NO ASIGNADOS	2,755,900,380	4,963,216,543	1,704,198,528	1,917,050,525	1,986,019,990
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O	2,945,480,199	3,508,128,917	1,306,959,691	109,548,603	246,282,587
INGRESOS FINANCIEROS	35,444,267,426	49,029,824,609	42,847,599,472	3,849,064,566	7,590,353,583
POR INTERESES	26,758,119,237	31,547,204,127	32,219,676,075	2,836,486,761	5,536,239,787
OTROS INGRESOS FINANCIEROS	8,686,148,189	17,482,620,482	10,627,923,397	1,012,577,805	2,054,113,796
EGRESOS FINANCIEROS	-19,485,242,843	-20,607,641,833	-21,114,831,012	-1,698,425,729	-3,445,901,407
POR INTERESES	-16,813,609,748	-16,136,273,724	-17,423,239,092	-1,339,190,553	-2,670,281,403
OTROS EGRESOS FINANCIEROS	-2,671,633,095	-4,471,368,109	-3,691,591,920	-359,235,176	-775,620,004
CARGO POR INCOBRABILIDAD	-588,346,680	-1,526,719,958	-5,429,830,865	-876,817,013	-1,382,552,762
INGRESOS POR SERVICIOS	2,185,500,719	4,576,306,848	6,821,275,385	575,882,842	1,147,852,243
EGRESOS POR SERVICIOS	-1,007,878,217	-2,151,858,266	-3,057,321,977	-255,999,229	-501,484,264
GASTOS DE ADMINISTRACIÓN	-4,604,494,072	-10,138,099,887	-11,959,946,588	-962,848,391	-1,925,266,079
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS	96,552,778	124,872,843	367,931,703	264,267,057	140,959,389
RESULTADO MONETARIO	-8,583,868,846	-14,100,947,550	-6,598,898,492	-679,059,618	-1,397,140,338
OTROS	467,796,340	122,506,208	388,359,097	1,590,801	31,053,627
IMPUESTO A LAS GANANCIAS	-1,508,056,018	-975,073,496	-816,257,742	-57,840,100	-80,204,645
OTRO RESULTADO INTEGRAL	529,249,612	-845,040,601	-141,119,290	-50,266,583	68,613,240
PARTIDAS FUERA DE BALANCE
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE	326,257,771	495,943,516	1,565,775,798	1,768,860,099	2,033,528,644
CONTINGENTES ACREEDORAS	20,227,632,950	61,281,422,148	83,137,066,737	83,987,794,121	83,622,343,333
DE CONTROL ACREEDORAS	832,635,579	1,306,982,168	1,720,755,192	1,738,225,680	1,877,972,916
DE DERIVADOS ACREEDORAS	1,587,865,268	4,337,857,580	7,511,563,643	7,914,620,320	7,349,799,557
CONTINGENTES DEUDORAS	5,722,499,877	15,931,154,905	27,128,106,990	27,349,912,151	26,734,207,398
DE CONTROL DEUDORAS	126,124,740,384	512,783,495,816	282,420,187,825	306,681,145,123	319,745,926,260
DE DERIVADOS DEUDORAS	8,905,879,037	6,529,091,143	8,481,284,399	9,071,713,983	8,482,689,433
DE ACTIVIDAD FIDUCIARIA DEUDORAS	429,250,265	1,071,828,826	1,918,076,620	2,037,968,157	2,135,855,123

REPORTS
GUY	CODE	GUY	CODE
YEAR-END CLOSING		YEAR-END CLOSING
FAVORABLE WITHOUT QUALIFICATIONS	1	ADVERSE OPINION	6
FAVOURABLE WITH CERTAIN EXPOSURE QUALIFICATIONS	2	ABSTENTION OF OPINION	7
FAVORABLE WITH CERTAIN VALUATION QUALIFICATIONS	3	QUARTERLY CLOSE (LIMITED SCOPE)
FAVORABLE WITH INDETERMINATE QUALIFICATIONS WITH LIMITATIONS ON SCOPE	4	NO COMMENTS	8
FAVORABLE WITH INDETER RESERVATIONS. WITH UNCERTAINTY S/ FUTURE EVENTS	5	WITH OBSERVATIONS FOR CERTAIN FACTS	9
		WITH OBSERVATIONS FOR UNDETERMINED FACTS	10