Financial Statements

(*) At the bottom of this Balance Sheet is a table with the detail of the note of the Auditor's Report corresponding to the end of the quarterly or annual financial year

Amounts expressed in thousands of pesos.

	Dic-2023	Dic-2024	Set-2025	Oct-2025	Nov-2025
A C T I V O	38,848,280,606	81,601,690,971	104,395,739,111	107,995,900,563	114,476,736,555
EFECTIVO Y DEPOSITO EN BANCOS	4,740,552,657	8,434,262,593	11,941,653,183	11,872,347,336	13,081,565,969
TÍTULOS PÚBLICOS Y PRIVADOS	11,749,050,285	31,347,558,612	38,734,975,815	40,206,803,316	42,206,541,143
PRÉSTAMOS	7,746,867,932	26,702,064,366	40,808,362,695	41,965,321,610	42,997,869,717
SECTOR PÚBLICO NO FINANCIERO	478,811,836	1,087,541,453	1,535,564,428	1,385,838,772	1,512,973,375
SECTOR FINANCIERO	10,455,065	108,859,745	319,838,935	335,563,457	371,628,426
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	8,021,344,197	26,105,829,679	40,500,034,997	42,016,043,475	43,266,539,867
ADELANTOS	209,655,334	587,273,644	929,130,691	1,014,295,130	1,206,100,747
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS	1,955,678,599	8,136,533,340	10,295,788,056	10,694,077,660	10,636,716,215
HIPOTECARIOS	535,401,921	1,152,380,179	3,110,177,727	3,613,426,008	3,863,574,503
PRENDARIOS	224,872,977	848,904,348	1,397,331,486	1,397,746,269	1,380,382,303
PERSONALES	725,203,254	3,856,249,136	7,224,276,440	7,415,203,266	7,584,790,182
OTROS	2,577,593,693	6,623,051,244	11,225,764,381	11,387,397,567	11,817,493,266
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR	1,963,691,125	5,320,285,159	6,682,607,783	6,885,081,885	7,156,056,195
COBROS NO APLICADOS	-2,502,647	-4,630,418	-6,010,428	-4,798,113	-4,888,016
INTERESES DOCUMENTADOS	-92,093,256	-217,887,075	-202,120,718	-229,646,127	-218,614,866
AJUSTES NIIF	-76,156,803	-196,329,878	-156,910,421	-156,740,070	-155,070,662
PREVISIONES	-763,743,166	-600,166,511	-1,547,075,665	-1,772,124,094	-2,153,271,951
OTROS CRED.POR INTERM.FINAN.	10,580,983,280	7,869,427,749	3,788,799,884	4,266,952,852	6,292,282,107
CREDITO POR ARRENDAMIENTO FINANCIERO	28,039,383	70,105,269	115,083,630	122,868,508	125,256,151
PART. EN OTRAS SOCIEDADES	661,257,680	1,399,418,617	1,729,175,086	1,917,907,390	1,967,539,431
EN ENTIDADES FINANCIERAS	134,166,280	235,676,989	258,541,316	264,596,207	284,514,333
OTRAS	527,440,442	1,164,484,626	1,471,494,380	1,654,171,793	1,683,885,708
DETERIORO DE VALOR	-349,042	-742,998	-860,610	-860,610	-860,610
CRÉDITOS DIVERSOS	1,018,894,671	1,392,505,040	1,731,744,480	1,967,894,412	1,972,000,856
PROPIEDAD, PLANTAS Y EQUIPO	1,537,421,051	3,108,572,649	3,771,427,901	3,855,092,350	3,941,747,145
BIENES DIVERSOS	67,067,605	139,524,233	204,566,091	212,936,971	223,801,641
ACTIVOS INTANGIBLES	66,082,684	189,829,835	221,821,354	229,009,240	232,311,911
FILIALES EN EL EXTERIOR	646,729,433	872,313,949	1,228,426,775	1,302,682,347	1,317,746,485
PARTIDAS PEND. DE IMPUTACIÓN	5,333,945	76,108,059	119,702,217	76,084,231	118,073,999
P A S I V O	30,013,494,967	58,832,337,977	77,631,323,603	78,814,717,133	84,482,541,425
DEPÓSITOS	26,486,060,990	54,372,435,986	71,250,128,788	71,777,300,912	77,314,374,461
SECTOR PÚBLICO NO FINANCIERO	8,234,482,339	19,324,126,473	26,499,723,568	26,993,683,771	29,691,638,363
SECTOR FINANCIERO	164,752,393	202,685,361	249,036,847	262,949,694	272,952,997
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	18,086,826,258	34,845,624,152	44,501,368,373	44,520,667,447	47,349,783,101
CUENTAS CORRIENTES	1,274,772,363	3,138,242,609	3,337,590,014	3,113,461,013	3,421,125,079
CAJA DE AHORROS	8,125,469,919	11,734,990,838	15,156,367,414	15,563,381,491	17,420,748,257
PLAZO FIJO E INVERSIONES A PLAZO	7,635,339,892	18,147,641,747	23,884,419,676	23,825,160,436	24,302,843,926
OTROS	497,285,975	1,097,852,025	1,502,939,135	1,445,965,621	1,640,460,244
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR	553,958,109	726,896,933	620,052,134	572,698,886	564,605,595
OTRAS OBLIG.POR INTERMED. FINANC.	1,366,733,678	2,210,660,855	3,549,854,374	3,223,539,825	3,130,817,360
OBLIGACIONES DIVERSAS	2,010,816,883	1,937,498,993	2,455,692,641	3,376,406,688	3,525,283,670
PROVISIONES	138,871,826	244,365,571	271,304,471	369,146,923	428,324,567
PARTIDAS PENDIENTES DE IMPUTACIÓN	11,011,590	67,376,572	104,343,329	68,322,785	83,741,367
P A T R I M O N I O N E T O	8,834,785,639	22,769,352,994	26,764,415,508	29,181,183,430	29,994,195,130
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO	6,446,275,644	16,753,273,822	25,222,147,510	27,517,698,374	28,525,694,119
RESULTADOS NO ASIGNADOS	2,388,509,995	6,016,079,172	1,542,267,998	1,663,485,056	1,468,501,011
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O	2,391,752,394	4,158,693,298	-432,179,680	1,342,767,784	1,450,230,372
INGRESOS FINANCIEROS	26,628,697,870	40,428,799,366	19,420,767,109	22,753,278,676	25,629,584,864
POR INTERESES	13,684,031,865	16,695,972,427	12,359,535,051	14,549,279,216	16,624,910,005
OTROS INGRESOS FINANCIEROS	12,944,666,005	23,732,826,939	7,061,232,058	8,203,999,460	9,004,674,859
EGRESOS FINANCIEROS	-15,765,453,136	-16,902,697,483	-9,475,734,341	-11,193,546,730	-12,698,264,655
POR INTERESES	-14,506,156,845	-14,362,872,867	-8,308,605,970	-9,884,891,853	-11,258,992,191
OTROS EGRESOS FINANCIEROS	-1,259,296,291	-2,539,824,616	-1,167,128,371	-1,308,654,877	-1,439,272,464
CARGO POR INCOBRABILIDAD	-472,274,528	-610,377,071	-1,241,517,641	-1,510,968,078	-1,955,685,082
INGRESOS POR SERVICIOS	704,436,541	1,412,353,812	1,508,624,743	1,719,105,200	1,941,490,243
EGRESOS POR SERVICIOS	-666,112,782	-1,513,541,947	-1,266,828,369	-1,501,242,319	-1,702,277,335
GASTOS DE ADMINISTRACIÓN	-2,379,425,636	-4,933,925,241	-4,326,952,047	-4,937,448,612	-5,579,763,492
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS	142,746,591	282,417,575	629,425,717	672,312,049	723,067,137
RESULTADO MONETARIO	-4,784,493,608	-10,452,599,828	-4,291,689,121	-4,897,808,643	-5,585,313,730
OTROS	28,697,043	-168,442,760	-96,524,322	-40,923,731	-49,734,580
IMPUESTO A LAS GANANCIAS	-1,286,491,765	-2,038,670,640	-228,270,726	-319,708,897	-197,790,468
OTRO RESULTADO INTEGRAL	241,425,804	-1,344,622,485	-1,063,480,682	599,718,869	924,917,470
PARTIDAS FUERA DE BALANCE
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE	437,001,608	992,378,561	1,317,580,420	1,389,058,097	1,399,788,517
CONTINGENTES ACREEDORAS	6,003,121,285	17,494,836,300	27,249,952,802	25,149,764,735	38,501,542,903
DE CONTROL ACREEDORAS	452,549,288	190,693,820	230,159,439	243,117,230	232,443,721
DE DERIVADOS ACREEDORAS	91,021,868	46,160,590	698,850	97,486,000	69,923,500
CONTINGENTES DEUDORAS	10,004,635,254	28,309,035,229	47,680,414,177	51,434,697,445	53,057,624,692
DE CONTROL DEUDORAS	24,812,210,140	29,254,304,842	43,555,005,674	52,624,270,401	53,370,405,876
DE DERIVADOS DEUDORAS	1,885,337,268	2,142,318,785	17,661,970	110,464,320	111,803,070
DE ACTIVIDAD FIDUCIARIA DEUDORAS	6,815,630,278	9,658,362,618	12,897,869,474	13,354,697,666	13,346,290,823

REPORTS
GUY	CODE	GUY	CODE
YEAR-END CLOSING		YEAR-END CLOSING
FAVORABLE WITHOUT QUALIFICATIONS	1	ADVERSE OPINION	6
FAVOURABLE WITH CERTAIN EXPOSURE QUALIFICATIONS	2	ABSTENTION OF OPINION	7
FAVORABLE WITH CERTAIN VALUATION QUALIFICATIONS	3	QUARTERLY CLOSE (LIMITED SCOPE)
FAVORABLE WITH INDETERMINATE QUALIFICATIONS WITH LIMITATIONS ON SCOPE	4	NO COMMENTS	8
FAVORABLE WITH INDETER RESERVATIONS. WITH UNCERTAINTY S/ FUTURE EVENTS	5	WITH OBSERVATIONS FOR CERTAIN FACTS	9
		WITH OBSERVATIONS FOR UNDETERMINED FACTS	10