Financial Statements

(*) At the bottom of this Balance Sheet is a table with the detail of the note of the Auditor's Report corresponding to the end of the quarterly or annual financial year

Amounts expressed in thousands of pesos.

	Dic-2023	Dic-2024	Nov-2025	Dic-2025	Ene-2026
A C T I V O	97,421,520,190	209,479,733,228	294,745,435,324	303,007,517,677	304,462,074,190
EFECTIVO Y DEPOSITO EN BANCOS	15,052,186,455	33,146,259,861	48,628,409,392	47,403,282,839	49,566,844,737
TÍTULOS PÚBLICOS Y PRIVADOS	23,848,381,636	65,810,403,509	79,002,225,881	81,576,581,779	79,748,498,097
PRÉSTAMOS	21,500,439,879	74,257,866,165	125,922,646,161	131,221,155,104	132,434,945,797
SECTOR PÚBLICO NO FINANCIERO	534,981,568	1,292,356,221	1,942,064,397	2,179,504,459	2,093,254,247
SECTOR FINANCIERO	265,224,622	1,393,557,295	3,654,699,335	4,258,058,409	4,438,506,194
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	21,890,111,303	73,530,871,810	126,993,716,396	131,848,485,099	133,695,092,213
ADELANTOS	1,658,762,970	4,807,339,889	9,391,413,076	9,368,255,389	9,553,832,124
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS	5,155,575,875	19,816,008,509	29,378,187,528	31,000,263,909	31,303,207,749
HIPOTECARIOS	711,487,293	2,108,707,683	6,911,392,158	7,291,475,883	7,615,187,084
PRENDARIOS	1,160,451,686	3,920,755,532	7,222,555,180	7,269,693,766	7,268,314,210
PERSONALES	1,901,082,745	9,951,127,856	18,633,547,684	18,890,298,915	19,445,714,379
OTROS	8,586,870,858	25,841,127,687	44,736,023,236	47,015,679,730	47,032,120,552
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR	3,264,584,946	8,136,147,394	12,128,812,743	12,420,705,067	12,854,474,101
COBROS NO APLICADOS	-5,510,649	-11,003,772	-13,055,835	-16,744,097	-13,101,851
INTERESES DOCUMENTADOS	-321,008,877	-568,907,126	-741,727,405	-719,386,706	-681,497,814
AJUSTES NIIF	-222,185,544	-470,431,842	-653,431,969	-671,756,757	-683,158,321
PREVISIONES	-1,189,877,614	-1,958,919,161	-6,667,833,967	-7,064,892,863	-7,791,906,857
OTROS CRED.POR INTERM.FINAN.	26,358,364,242	15,603,522,214	15,102,228,934	16,260,939,803	15,308,546,674
CREDITO POR ARRENDAMIENTO FINANCIERO	173,247,011	446,675,131	825,514,253	842,341,667	867,694,755
PART. EN OTRAS SOCIEDADES	1,508,288,746	3,303,456,161	3,261,081,280	3,352,390,194	3,567,081,315
EN ENTIDADES FINANCIERAS	636,273,647	410,234,994	558,128,575	610,014,407	628,321,485
OTRAS	872,364,141	2,901,721,014	2,715,553,905	2,743,316,317	2,939,700,360
DETERIORO DE VALOR	-349,042	-8,499,847	-12,601,200	-940,530	-940,530
CRÉDITOS DIVERSOS	3,170,262,010	5,670,777,548	7,362,124,320	7,215,540,083	7,445,603,915
PROPIEDAD, PLANTAS Y EQUIPO	4,065,905,902	7,901,171,988	9,962,856,070	10,396,524,863	10,679,379,742
BIENES DIVERSOS	484,768,977	984,418,260	1,276,179,053	1,291,017,388	1,342,183,898
ACTIVOS INTANGIBLES	597,111,529	1,369,586,629	1,881,440,866	1,958,454,936	1,986,663,448
FILIALES EN EL EXTERIOR	646,729,433	872,313,949	1,317,746,485	1,334,172,347	1,331,847,097
PARTIDAS PEND. DE IMPUTACIÓN	15,834,370	113,281,813	202,982,629	155,116,674	182,784,715
P A S I V O	75,072,044,116	158,363,815,871	230,426,055,896	236,722,773,986	236,085,459,533
DEPÓSITOS	62,796,457,948	136,766,137,907	193,146,701,053	197,949,880,957	197,154,098,409
SECTOR PÚBLICO NO FINANCIERO	9,620,213,316	23,558,155,212	35,547,528,703	30,686,947,169	30,683,726,564
SECTOR FINANCIERO	223,446,475	286,420,468	371,416,810	279,168,850	269,454,316
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	52,952,798,157	112,921,562,227	157,227,755,540	166,983,764,938	166,200,917,529
CUENTAS CORRIENTES	9,390,215,000	17,053,971,396	19,003,755,828	22,023,624,411	19,390,389,113
CAJA DE AHORROS	25,598,517,067	51,411,187,162	69,979,388,395	72,356,135,461	69,405,280,142
PLAZO FIJO E INVERSIONES A PLAZO	15,559,905,369	40,769,850,179	64,002,030,409	68,709,336,446	73,371,972,860
OTROS	1,029,045,150	2,060,367,411	2,698,459,648	2,632,801,027	2,695,840,273
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR	1,375,117,604	1,626,191,772	1,544,127,842	1,261,874,680	1,337,443,279
AJUSTES NIIF	-2,033	-5,693	-6,582	-7,087	-8,138
OTRAS OBLIG.POR INTERMED. FINANC.	5,910,273,984	13,808,577,256	25,586,908,965	27,232,387,736	27,646,539,818
OBLIGACIONES DIVERSAS	5,250,540,385	5,763,144,964	9,159,703,438	8,935,238,528	9,124,566,208
PROVISIONES	318,315,237	901,117,193	1,033,839,274	1,052,003,872	1,068,435,496
OBLIGACIONES SUBORDINADAS	762,309,564	977,971,858	1,353,714,573	1,371,040,410	943,234,339
PARTIDAS PENDIENTES DE IMPUTACIÓN	34,146,998	146,866,693	145,188,593	182,222,483	148,585,263
P A T R I M O N I O N E T O	22,349,476,074	51,115,917,357	64,319,379,428	66,284,743,691	68,376,614,657
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO	17,291,150,373	40,175,392,566	61,281,566,013	63,006,650,332	64,589,338,002
RESULTADOS NO ASIGNADOS	5,058,325,701	10,940,524,791	3,037,813,415	3,278,093,359	3,787,276,655
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O	5,300,705,371	7,719,338,952	2,788,827,784	2,893,873,449	205,386,955
INGRESOS FINANCIEROS	62,607,485,917	90,603,227,295	65,754,211,392	73,978,106,716	6,530,099,551
POR INTERESES	40,938,448,131	49,242,800,987	46,979,845,872	53,158,158,540	4,754,526,243
OTROS INGRESOS FINANCIEROS	21,669,037,786	41,360,426,308	18,774,365,520	20,819,948,176	1,775,573,308
EGRESOS FINANCIEROS	-35,635,197,332	-38,139,200,444	-32,954,108,519	-36,471,661,574	-2,755,491,634
POR INTERESES	-31,653,123,817	-31,019,548,945	-28,041,794,381	-31,018,269,400	-2,245,785,580
OTROS EGRESOS FINANCIEROS	-3,982,073,515	-7,119,651,499	-4,912,314,138	-5,453,392,174	-509,706,054
CARGO POR INCOBRABILIDAD	-1,078,755,195	-2,253,228,776	-6,909,371,999	-7,965,781,488	-1,425,786,803
INGRESOS POR SERVICIOS	2,921,575,205	6,053,991,514	8,119,777,528	9,169,240,743	786,736,750
EGRESOS POR SERVICIOS	-1,696,979,760	-3,730,834,747	-4,515,148,634	-5,093,794,660	-425,422,102
GASTOS DE ADMINISTRACIÓN	-7,066,124,673	-15,250,438,785	-16,323,473,965	-18,458,807,743	-1,481,917,706
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS	244,213,260	417,875,972	1,043,443,419	1,155,724,811	477,539,475
RESULTADO MONETARIO	-13,477,893,844	-24,715,850,430	-11,512,646,958	-13,118,045,470	-1,360,266,977
OTROS	498,640,277	-26,999,782	332,143,279	227,826,060	-27,040,877
IMPUESTO A LAS GANANCIAS	-2,792,595,071	-3,041,046,380	-1,068,038,417	-1,245,792,799	48,926,451
OTRO RESULTADO INTEGRAL	776,336,587	-2,198,156,485	822,040,658	716,858,853	-161,989,173
PARTIDAS FUERA DE BALANCE
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE	769,726,402	1,539,134,861	2,880,327,480	3,205,151,192	3,416,833,301
CONTINGENTES ACREEDORAS	26,231,874,325	78,806,544,431	120,339,195,239	122,362,586,477	123,430,230,746
DE CONTROL ACREEDORAS	1,290,132,482	1,508,640,453	2,219,464,887	2,042,639,861	2,013,174,907
DE DERIVADOS ACREEDORAS	1,678,930,646	4,384,018,170	9,379,644,838	7,514,834,643	7,932,554,320
CONTINGENTES DEUDORAS	16,239,296,433	45,672,641,700	82,549,593,656	84,845,454,464	86,207,125,966
DE CONTROL DEUDORAS	151,122,571,461	542,283,374,485	343,238,416,154	344,577,790,482	371,189,687,129
DE DERIVADOS DEUDORAS	10,792,577,669	8,678,453,928	10,526,732,198	8,606,342,540	9,194,197,874
DE ACTIVIDAD FIDUCIARIA DEUDORAS	7,244,880,543	10,730,191,444	15,447,340,403	15,536,389,579	15,624,497,693

REPORTS
GUY	CODE	GUY	CODE
YEAR-END CLOSING		YEAR-END CLOSING
FAVORABLE WITHOUT QUALIFICATIONS	1	ADVERSE OPINION	6
FAVOURABLE WITH CERTAIN EXPOSURE QUALIFICATIONS	2	ABSTENTION OF OPINION	7
FAVORABLE WITH CERTAIN VALUATION QUALIFICATIONS	3	QUARTERLY CLOSE (LIMITED SCOPE)
FAVORABLE WITH INDETERMINATE QUALIFICATIONS WITH LIMITATIONS ON SCOPE	4	NO COMMENTS	8
FAVORABLE WITH INDETER RESERVATIONS. WITH UNCERTAINTY S/ FUTURE EVENTS	5	WITH OBSERVATIONS FOR CERTAIN FACTS	9
		WITH OBSERVATIONS FOR UNDETERMINED FACTS	10