Financial Statements

(*) At the bottom of this Balance Sheet is a table with the detail of the note of the Auditor's Report corresponding to the end of the quarterly or annual financial year

Amounts expressed in thousands of pesos.

	Dic-2023	Dic-2024	Ago-2025	Set-2025	Oct-2025
A C T I V O	97,421,520,190	209,479,733,228	267,240,731,240	277,296,349,131	283,988,695,944
EFECTIVO Y DEPOSITO EN BANCOS	15,052,186,455	33,146,259,861	43,167,894,581	45,580,000,454	46,648,721,766
TÍTULOS PÚBLICOS Y PRIVADOS	23,848,381,636	65,810,403,509	70,977,327,671	73,259,002,083	75,582,595,423
PRÉSTAMOS	21,500,439,879	74,257,866,165	116,205,189,347	120,008,884,599	122,653,893,414
SECTOR PÚBLICO NO FINANCIERO	534,981,568	1,292,356,221	1,812,424,584	1,824,249,506	1,755,021,873
SECTOR FINANCIERO	265,224,622	1,393,557,295	3,036,916,605	3,228,053,567	3,043,532,653
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	21,890,111,303	73,530,871,810	116,187,579,376	120,224,545,375	123,707,705,572
ADELANTOS	1,658,762,970	4,807,339,889	7,763,266,029	8,324,159,864	8,499,339,076
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS	5,155,575,875	19,816,008,509	27,264,202,723	27,716,781,741	28,874,148,567
HIPOTECARIOS	711,487,293	2,108,707,683	5,363,064,657	5,954,389,342	6,611,599,914
PRENDARIOS	1,160,451,686	3,920,755,532	6,596,847,350	6,930,430,116	7,185,729,409
PERSONALES	1,901,082,745	9,951,127,856	17,564,348,371	17,930,797,582	18,321,295,691
OTROS	8,586,870,858	25,841,127,687	41,933,260,612	43,497,206,868	43,978,698,109
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR	3,264,584,946	8,136,147,394	10,891,184,156	11,194,396,008	11,675,132,136
COBROS NO APLICADOS	-5,510,649	-11,003,772	-16,512,464	-12,355,528	-12,577,429
INTERESES DOCUMENTADOS	-321,008,877	-568,907,126	-637,376,813	-710,651,387	-775,772,668
AJUSTES NIIF	-222,185,544	-470,431,842	-534,705,245	-600,609,231	-649,887,233
PREVISIONES	-1,189,877,614	-1,958,919,161	-4,831,731,218	-5,267,963,849	-5,852,366,684
OTROS CRED.POR INTERM.FINAN.	26,358,364,242	15,603,522,214	11,221,569,755	12,584,448,767	13,143,058,621
CREDITO POR ARRENDAMIENTO FINANCIERO	173,247,011	446,675,131	751,258,597	785,791,019	817,148,810
PART. EN OTRAS SOCIEDADES	1,508,288,746	3,303,456,161	2,827,906,273	2,871,484,468	3,165,076,573
EN ENTIDADES FINANCIERAS	636,273,647	410,234,994	499,216,620	509,331,784	530,052,332
OTRAS	872,364,141	2,901,721,014	2,341,209,109	2,374,753,884	2,647,625,441
DETERIORO DE VALOR	-349,042	-8,499,847	-12,519,456	-12,601,200	-12,601,200
CRÉDITOS DIVERSOS	3,170,262,010	5,670,777,548	8,084,886,604	8,230,804,617	7,649,566,109
PROPIEDAD, PLANTAS Y EQUIPO	4,065,905,902	7,901,171,988	9,342,719,681	9,565,961,906	9,759,967,364
BIENES DIVERSOS	484,768,977	984,418,260	1,198,197,274	1,209,307,777	1,240,801,351
ACTIVOS INTANGIBLES	597,111,529	1,369,586,629	1,737,299,665	1,780,051,744	1,826,576,480
FILIALES EN EL EXTERIOR	646,729,433	872,313,949	1,180,935,499	1,228,426,775	1,302,682,347
PARTIDAS PEND. DE IMPUTACIÓN	15,834,370	113,281,813	545,546,293	192,184,922	198,607,686
P A S I V O	75,072,044,116	158,363,815,871	208,631,323,761	218,452,808,616	221,122,889,959
DEPÓSITOS	62,796,457,948	136,766,137,907	173,725,023,717	182,171,472,982	184,317,629,047
SECTOR PÚBLICO NO FINANCIERO	9,620,213,316	23,558,155,212	32,423,686,180	32,565,721,561	32,986,820,190
SECTOR FINANCIERO	223,446,475	286,420,468	375,167,965	439,297,298	341,544,067
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT.	52,952,798,157	112,921,562,227	140,926,169,572	149,166,454,123	150,989,264,790
CUENTAS CORRIENTES	9,390,215,000	17,053,971,396	17,856,834,610	18,425,756,030	17,158,723,596
CAJA DE AHORROS	25,598,517,067	51,411,187,162	60,452,935,545	64,350,937,286	67,110,297,162
PLAZO FIJO E INVERSIONES A PLAZO	15,559,905,369	40,769,850,179	58,565,451,767	62,174,678,434	62,618,200,354
OTROS	1,029,045,150	2,060,367,411	2,459,373,664	2,467,001,437	2,440,703,493
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR	1,375,117,604	1,626,191,772	1,591,581,903	1,748,088,356	1,661,348,573
AJUSTES NIIF	-2,033	-5,693	-7,917	-7,420	-8,388
OTRAS OBLIG.POR INTERMED. FINANC.	5,910,273,984	13,808,577,256	24,725,274,252	26,199,678,182	25,297,199,308
OBLIGACIONES DIVERSAS	5,250,540,385	5,763,144,964	7,885,140,974	7,699,065,557	9,010,163,996
PROVISIONES	318,315,237	901,117,193	906,842,038	923,297,820	997,686,332
OBLIGACIONES SUBORDINADAS	762,309,564	977,971,858	1,239,730,945	1,283,280,956	1,358,434,158
PARTIDAS PENDIENTES DE IMPUTACIÓN	34,146,998	146,866,693	149,311,835	176,013,119	141,777,118
P A T R I M O N I O N E T O	22,349,476,074	51,115,917,357	58,609,407,479	58,843,540,515	62,865,805,985
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO	17,291,150,373	40,175,392,566	55,351,328,390	55,730,259,966	59,450,513,676
RESULTADOS NO ASIGNADOS	5,058,325,701	10,940,524,791	3,258,079,089	3,113,280,549	3,415,292,309
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O	5,300,705,371	7,719,338,952	837,586,984	-69,014,607	2,683,405,857
INGRESOS FINANCIEROS	62,607,485,917	90,603,227,295	42,583,245,014	49,639,084,388	58,224,744,056
POR INTERESES	40,938,448,131	49,242,800,987	29,360,765,746	34,943,747,107	41,175,313,646
OTROS INGRESOS FINANCIEROS	21,669,037,786	41,360,426,308	13,222,479,268	14,695,337,281	17,049,430,410
EGRESOS FINANCIEROS	-35,635,197,332	-38,139,200,444	-20,181,161,032	-24,520,938,437	-29,072,859,384
POR INTERESES	-31,653,123,817	-31,019,548,945	-16,961,948,402	-20,695,575,752	-24,663,324,586
OTROS EGRESOS FINANCIEROS	-3,982,073,515	-7,119,651,499	-3,219,212,630	-3,825,362,685	-4,409,534,798
CARGO POR INCOBRABILIDAD	-1,078,755,195	-2,253,228,776	-3,929,438,611	-4,730,804,211	-5,676,065,845
INGRESOS POR SERVICIOS	2,921,575,205	6,053,991,514	5,461,860,450	6,346,839,333	7,226,785,019
EGRESOS POR SERVICIOS	-1,696,979,760	-3,730,834,747	-2,952,783,875	-3,472,781,447	-4,007,338,565
GASTOS DE ADMINISTRACIÓN	-7,066,124,673	-15,250,438,785	-11,033,068,701	-12,691,817,177	-14,476,135,725
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS	244,213,260	417,875,972	813,688,575	907,959,021	966,402,639
RESULTADO MONETARIO	-13,477,893,844	-24,715,850,430	-7,817,897,159	-8,890,453,094	-10,123,383,014
OTROS	498,640,277	-26,999,782	36,788,580	107,138,984	271,556,359
IMPUESTO A LAS GANANCIAS	-2,792,595,071	-3,041,046,380	-1,036,677,726	-863,992,060	-1,121,482,522
OTRO RESULTADO INTEGRAL	776,336,587	-2,198,156,485	-1,106,968,531	-1,899,249,907	471,182,839
PARTIDAS FUERA DE BALANCE
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE	769,726,402	1,539,134,861	2,080,151,938	2,433,742,345	2,682,289,581
CONTINGENTES ACREEDORAS	26,231,874,325	78,806,544,431	108,135,452,042	108,526,291,494	107,055,695,282
DE CONTROL ACREEDORAS	1,290,132,482	1,508,640,453	2,215,272,670	2,205,725,039	2,143,318,487
DE DERIVADOS ACREEDORAS	1,678,930,646	4,384,018,170	7,201,842,311	10,255,898,382	15,160,344,588
CONTINGENTES DEUDORAS	16,239,296,433	45,672,641,700	71,174,886,211	75,967,347,127	80,836,520,854
DE CONTROL DEUDORAS	151,122,571,461	542,283,374,485	277,248,641,424	283,577,345,522	326,713,608,552
DE DERIVADOS DEUDORAS	10,792,577,669	8,678,453,928	8,184,721,070	10,118,192,538	12,133,654,630
DE ACTIVIDAD FIDUCIARIA DEUDORAS	7,244,880,543	10,730,191,444	14,257,851,383	14,757,631,610	15,322,984,165

REPORTS
GUY	CODE	GUY	CODE
YEAR-END CLOSING		YEAR-END CLOSING
FAVORABLE WITHOUT QUALIFICATIONS	1	ADVERSE OPINION	6
FAVOURABLE WITH CERTAIN EXPOSURE QUALIFICATIONS	2	ABSTENTION OF OPINION	7
FAVORABLE WITH CERTAIN VALUATION QUALIFICATIONS	3	QUARTERLY CLOSE (LIMITED SCOPE)
FAVORABLE WITH INDETERMINATE QUALIFICATIONS WITH LIMITATIONS ON SCOPE	4	NO COMMENTS	8
FAVORABLE WITH INDETER RESERVATIONS. WITH UNCERTAINTY S/ FUTURE EVENTS	5	WITH OBSERVATIONS FOR CERTAIN FACTS	9
		WITH OBSERVATIONS FOR UNDETERMINED FACTS	10