Estados contables
Información actualizada a de 2025
(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
Montos expresados en miles de pesos.
| Dic-2023 | Dic-2024 | Jul-2025 | Ago-2025 | Set-2025 | |
|---|---|---|---|---|---|
| A C T I V O | 38.848.280.606 | 81.601.690.971 | 99.663.720.845 | 103.134.090.399 | 104.395.739.111 |
| EFECTIVO Y DEPOSITO EN BANCOS | 4.740.552.657 | 8.434.262.593 | 11.827.286.054 | 12.873.334.347 | 11.941.653.183 |
| TÍTULOS PÚBLICOS Y PRIVADOS | 11.749.050.285 | 31.347.558.612 | 36.560.062.761 | 35.936.894.758 | 38.734.975.815 |
| PRÉSTAMOS | 7.746.867.932 | 26.702.064.366 | 38.765.992.589 | 40.205.214.786 | 40.808.362.695 |
| SECTOR PÚBLICO NO FINANCIERO | 478.811.836 | 1.087.541.453 | 1.462.888.233 | 1.515.524.574 | 1.535.564.428 |
| SECTOR FINANCIERO | 10.455.065 | 108.859.745 | 290.795.351 | 311.030.730 | 319.838.935 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 8.021.344.197 | 26.105.829.679 | 38.252.346.395 | 39.785.324.856 | 40.500.034.997 |
| ADELANTOS | 209.655.334 | 587.273.644 | 773.965.691 | 679.009.537 | 929.130.691 |
| DOC A SOLA FIRMA, DESCONT. Y COMPRADOS | 1.955.678.599 | 8.136.533.340 | 10.393.943.092 | 10.791.785.382 | 10.295.788.056 |
| HIPOTECARIOS | 535.401.921 | 1.152.380.179 | 2.421.312.250 | 2.718.917.855 | 3.110.177.727 |
| PRENDARIOS | 224.872.977 | 848.904.348 | 1.345.894.145 | 1.387.124.324 | 1.397.331.486 |
| PERSONALES | 725.203.254 | 3.856.249.136 | 6.707.069.785 | 7.036.353.467 | 7.224.276.440 |
| OTROS | 2.577.593.693 | 6.623.051.244 | 10.575.556.857 | 10.930.260.738 | 11.225.764.381 |
| INTERESES Y DIF. COTIZ. DEVENG. A COBRAR | 1.963.691.125 | 5.320.285.159 | 6.340.745.952 | 6.565.557.506 | 6.682.607.783 |
| COBROS NO APLICADOS | -2.502.647 | -4.630.418 | -5.557.674 | -6.658.740 | -6.010.428 |
| INTERESES DOCUMENTADOS | -92.093.256 | -217.887.075 | -190.382.815 | -206.748.826 | -202.120.718 |
| AJUSTES NIIF | -76.156.803 | -196.329.878 | -110.200.888 | -110.276.387 | -156.910.421 |
| PREVISIONES | -763.743.166 | -600.166.511 | -1.240.037.390 | -1.406.665.374 | -1.547.075.665 |
| OTROS CRED.POR INTERM.FINAN. | 10.580.983.280 | 7.869.427.749 | 3.209.320.476 | 3.649.158.340 | 3.788.799.884 |
| CREDITO POR ARRENDAMIENTO FINANCIERO | 28.039.383 | 70.105.269 | 98.049.337 | 105.939.183 | 115.083.630 |
| PART. EN OTRAS SOCIEDADES | 661.257.680 | 1.399.418.617 | 1.727.151.179 | 1.720.828.125 | 1.729.175.086 |
| EN ENTIDADES FINANCIERAS | 134.166.280 | 235.676.989 | 281.114.304 | 256.617.548 | 258.541.316 |
| OTRAS | 527.440.442 | 1.164.484.626 | 1.446.815.741 | 1.464.989.443 | 1.471.494.380 |
| DETERIORO DE VALOR | -349.042 | -742.998 | -778.866 | -778.866 | -860.610 |
| CRÉDITOS DIVERSOS | 1.018.894.671 | 1.392.505.040 | 2.183.955.102 | 2.861.953.557 | 1.731.744.480 |
| PROPIEDAD, PLANTAS Y EQUIPO | 1.537.421.051 | 3.108.572.649 | 3.644.103.653 | 3.702.517.264 | 3.771.427.901 |
| BIENES DIVERSOS | 67.067.605 | 139.524.233 | 177.959.369 | 190.983.686 | 204.566.091 |
| ACTIVOS INTANGIBLES | 66.082.684 | 189.829.835 | 210.085.931 | 211.334.122 | 221.821.354 |
| FILIALES EN EL EXTERIOR | 646.729.433 | 872.313.949 | 1.196.079.326 | 1.180.935.499 | 1.228.426.775 |
| PARTIDAS PEND. DE IMPUTACIÓN | 5.333.945 | 76.108.059 | 63.675.068 | 494.996.732 | 119.702.217 |
| P A S I V O | 30.013.494.967 | 58.832.337.977 | 72.607.728.737 | 76.357.847.418 | 77.631.323.603 |
| DEPÓSITOS | 26.486.060.990 | 54.372.435.986 | 66.576.193.351 | 68.481.184.169 | 71.250.128.788 |
| SECTOR PÚBLICO NO FINANCIERO | 8.234.482.339 | 19.324.126.473 | 25.497.239.979 | 26.341.293.148 | 26.499.723.568 |
| SECTOR FINANCIERO | 164.752.393 | 202.685.361 | 254.741.560 | 264.203.963 | 249.036.847 |
| SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. | 18.086.826.258 | 34.845.624.152 | 40.824.211.812 | 41.875.687.058 | 44.501.368.373 |
| CUENTAS CORRIENTES | 1.274.772.363 | 3.138.242.609 | 3.514.090.301 | 3.267.583.960 | 3.337.590.014 |
| CAJA DE AHORROS | 8.125.469.919 | 11.734.990.838 | 14.256.060.247 | 15.051.097.921 | 15.156.367.414 |
| PLAZO FIJO E INVERSIONES A PLAZO | 7.635.339.892 | 18.147.641.747 | 21.267.511.413 | 21.643.436.766 | 23.884.419.676 |
| OTROS | 497.285.975 | 1.097.852.025 | 1.407.212.103 | 1.438.725.358 | 1.502.939.135 |
| INTERESES Y DIF. COTIZ. DEVENG. A PAGAR | 553.958.109 | 726.896.933 | 379.337.748 | 474.843.053 | 620.052.134 |
| OTRAS OBLIG.POR INTERMED. FINANC. | 1.366.733.678 | 2.210.660.855 | 2.976.901.282 | 4.827.753.332 | 3.549.854.374 |
| OBLIGACIONES DIVERSAS | 2.010.816.883 | 1.937.498.993 | 2.715.526.147 | 2.702.555.089 | 2.455.692.641 |
| PROVISIONES | 138.871.826 | 244.365.571 | 275.007.811 | 279.005.538 | 271.304.471 |
| PARTIDAS PENDIENTES DE IMPUTACIÓN | 11.011.590 | 67.376.572 | 64.100.146 | 67.349.290 | 104.343.329 |
| P A T R I M O N I O N E T O | 8.834.785.639 | 22.769.352.994 | 27.055.992.108 | 26.776.242.981 | 26.764.415.508 |
| CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO | 6.446.275.644 | 16.753.273.822 | 19.951.459.756 | 25.176.193.488 | 25.222.147.510 |
| RESULTADOS NO ASIGNADOS | 2.388.509.995 | 6.016.079.172 | 7.104.532.352 | 1.600.049.493 | 1.542.267.998 |
| R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O | 2.391.752.394 | 4.158.693.298 | 567.053.669 | 147.085.196 | -432.179.680 |
| INGRESOS FINANCIEROS | 26.628.697.870 | 40.428.799.366 | 14.455.941.965 | 16.719.183.906 | 19.420.767.109 |
| POR INTERESES | 13.684.031.865 | 16.695.972.427 | 8.627.364.246 | 10.334.992.021 | 12.359.535.051 |
| OTROS INGRESOS FINANCIEROS | 12.944.666.005 | 23.732.826.939 | 5.828.577.719 | 6.384.191.885 | 7.061.232.058 |
| EGRESOS FINANCIEROS | -15.765.453.136 | -16.902.697.483 | -6.540.835.781 | -7.773.292.041 | -9.475.734.341 |
| POR INTERESES | -14.506.156.845 | -14.362.872.867 | -5.685.271.855 | -6.790.896.557 | -8.308.605.970 |
| OTROS EGRESOS FINANCIEROS | -1.259.296.291 | -2.539.824.616 | -855.563.926 | -982.395.484 | -1.167.128.371 |
| CARGO POR INCOBRABILIDAD | -472.274.528 | -610.377.071 | -860.237.922 | -1.070.336.532 | -1.241.517.641 |
| INGRESOS POR SERVICIOS | 704.436.541 | 1.412.353.812 | 1.102.603.096 | 1.303.098.817 | 1.508.624.743 |
| EGRESOS POR SERVICIOS | -666.112.782 | -1.513.541.947 | -889.999.348 | -1.046.435.111 | -1.266.828.369 |
| GASTOS DE ADMINISTRACIÓN | -2.379.425.636 | -4.933.925.241 | -3.273.691.440 | -3.783.288.267 | -4.326.952.047 |
| CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS | 142.746.591 | 282.417.575 | 506.396.748 | 552.168.877 | 629.425.717 |
| RESULTADO MONETARIO | -4.784.493.608 | -10.452.599.828 | -3.347.771.154 | -3.766.772.986 | -4.291.689.121 |
| OTROS | 28.697.043 | -168.442.760 | -88.986.741 | -135.118.325 | -96.524.322 |
| IMPUESTO A LAS GANANCIAS | -1.286.491.765 | -2.038.670.640 | -247.671.779 | -291.626.622 | -228.270.726 |
| OTRO RESULTADO INTEGRAL | 241.425.804 | -1.344.622.485 | -248.693.975 | -560.496.520 | -1.063.480.682 |
| PARTIDAS FUERA DE BALANCE | |||||
| CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE | 437.001.608 | 992.378.561 | 1.202.417.617 | 1.171.883.951 | 1.317.580.420 |
| CONTINGENTES ACREEDORAS | 6.003.121.285 | 17.494.836.300 | 25.540.199.690 | 26.965.332.875 | 27.249.952.802 |
| DE CONTROL ACREEDORAS | 452.549.288 | 190.693.820 | 136.930.398 | 138.140.855 | 230.159.439 |
| DE DERIVADOS ACREEDORAS | 91.021.868 | 46.160.590 | 2.810.000 | 698.850 | |
| CONTINGENTES DEUDORAS | 10.004.635.254 | 28.309.035.229 | 46.666.881.051 | 46.067.822.117 | 47.680.414.177 |
| DE CONTROL DEUDORAS | 24.812.210.140 | 29.254.304.842 | 43.965.206.079 | 44.791.931.100 | 43.555.005.674 |
| DE DERIVADOS DEUDORAS | 1.885.337.268 | 2.142.318.785 | 18.070.001 | 15.325.001 | 17.661.970 |
| DE ACTIVIDAD FIDUCIARIA DEUDORAS | 6.815.630.278 | 9.658.362.618 | 12.172.779.005 | 12.094.996.841 | 12.897.869.474 |
| INFORMES | |||
|---|---|---|---|
| TIPO | CODIGO | TIPO | CODIGO |
| CIERRE DE EJERCICIO | CIERRE DE EJERCICIO | ||
| FAVORABLE SIN SALVEDADES | 1 | OPINION ADVERSA | 6 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION | 2 | ABSTENCION DE OPINION | 7 |
| FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION | 3 | CIERRE TRIMESTRAL (ALCANCE LIMITADO) | |
| FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE | 4 | SIN OBSERVACIONES | 8 |
| FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS | 5 | CON OBSERVACIONES POR HECHOS DETERMINADOS | 9 |
| CON OBSERVACIONES POR HECHOS INDETERMINADOS | 10 | ||