Estados Contables

Información actualizada a Diciembre de 2023

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2021 Dic-2022 Oct-2023 Nov-2023 Dic-2023
A C T I V O 8.018.251.430 15.535.122.064 31.037.148.338 31.821.085.678 46.854.051.685
   EFECTIVO Y DEPOSITO EN BANCOS 1.538.550.157 2.441.909.791 3.756.331.282 4.673.180.789 8.822.746.965
   TÍTULOS PÚBLICOS Y PRIVADOS 1.781.329.974 6.120.032.380 10.683.618.315 8.211.542.468 10.062.818.855
   PRÉSTAMOS 2.604.127.717 4.437.168.591 9.588.631.282 10.230.501.121 11.584.141.255
      SECTOR PÚBLICO NO FINANCIERO 2.595.241 5.612.192 6.891.612 47.370.951 14.972.064
      SECTOR FINANCIERO 58.078.799 79.552.345 114.507.220 104.989.126 138.672.269
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 2.656.822.773 4.504.326.600 9.737.972.058 10.356.329.208 11.778.373.063
         ADELANTOS 289.524.166 522.472.049 969.343.462 1.037.357.387 1.156.992.678
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 638.581.762 1.055.358.161 2.559.923.137 2.661.592.261 2.823.225.731
         HIPOTECARIOS 71.113.333 79.829.684 116.537.963 130.433.649 144.844.637
         PRENDARIOS 94.233.687 209.866.835 539.856.696 590.663.453 700.656.520
         PERSONALES 285.149.029 470.063.690 794.006.485 842.707.243 870.057.306
         OTROS 1.135.122.097 1.897.285.479 4.185.872.986 4.474.440.726 5.268.670.523
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 187.548.711 356.621.175 856.412.042 925.906.485 1.126.891.781
         COBROS NO APLICADOS -263.205 -238.880 -401.879 -824.062 -1.359.318
         INTERESES DOCUMENTADOS -21.016.413 -43.638.692 -193.761.283 -202.426.403 -190.660.194
         AJUSTES NIIF -23.170.394 -43.292.901 -89.817.551 -103.521.531 -120.946.601
      PREVISIONES -113.369.096 -152.322.546 -270.739.608 -278.188.164 -347.876.141
   OTROS CRED.POR INTERM.FINAN. 1.401.811.141 1.197.231.991 3.736.843.383 4.795.028.855 11.355.635.770
   CREDITO POR ARRENDAMIENTO FINANCIERO 17.106.777 35.832.553 59.619.166 45.439.511 64.929.465
   PART. EN OTRAS SOCIEDADES 41.943.789 85.326.313 213.274.067 514.617.350 516.942.055
         EN ENTIDADES FINANCIERAS 14.610.460 25.687.239 56.832.693 336.789.278 277.813.041
         OTRAS 27.333.329 59.639.074 156.441.374 177.828.072 239.129.014
   CRÉDITOS DIVERSOS 170.022.223 357.266.742 1.098.596.924 1.196.620.354 1.752.591.727
   PROPIEDAD, PLANTAS Y EQUIPO 360.081.919 641.537.250 1.391.645.325 1.605.601.237 1.951.637.715
   BIENES DIVERSOS 36.480.048 84.100.953 197.916.107 209.212.456 282.437.916
   ACTIVOS INTANGIBLES 65.061.404 130.020.648 303.197.584 326.693.850 451.579.394
   PARTIDAS PEND. DE IMPUTACIÓN 1.736.281 4.694.852 7.474.903 12.647.687 8.590.568
P A S I V O 6.619.022.153 12.594.524.663 23.993.766.815 23.241.927.500 35.841.906.005
   DEPÓSITOS 5.547.871.338 10.850.565.793 19.657.639.352 18.432.538.658 28.851.256.244
      SECTOR PÚBLICO NO FINANCIERO 177.885.848 301.639.208 757.742.085 780.195.298 685.914.699
      SECTOR FINANCIERO 8.097.247 10.822.629 29.273.731 26.165.029 43.147.602
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 5.361.888.243 10.538.103.956 18.870.623.536 17.626.178.331 28.122.193.943
         CUENTAS CORRIENTES 1.269.804.937 1.958.914.682 4.075.120.396 3.933.189.315 5.397.453.477
         CAJA DE AHORROS 2.110.019.036 4.046.821.628 7.585.056.906 6.684.844.392 14.980.127.271
         PLAZO FIJO E INVERSIONES A PLAZO 1.879.685.247 4.216.762.783 6.296.662.159 6.048.722.545 6.663.345.863
         OTROS 52.954.542 104.685.861 297.989.627 309.713.543 419.419.410
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 49.424.481 210.919.002 615.794.448 649.708.536 661.847.922
   OTRAS OBLIG.POR INTERMED. FINANC. 622.368.953 1.000.456.854 2.396.592.468 2.337.340.193 3.554.072.242
   OBLIGACIONES DIVERSAS 309.414.203 500.724.824 1.490.016.907 1.986.779.719 2.499.614.235
   PROVISIONES 40.892.574 71.521.481 107.222.326 120.718.177 164.634.985
   OBLIGACIONES SUBORDINADAS 95.180.224 164.575.657 326.199.895 333.019.655 751.037.415
   PARTIDAS PENDIENTES DE IMPUTACIÓN 3.294.861 6.680.054 16.095.867 31.531.098 21.290.884
P A T R I M O N I O N E T O 1.399.229.277 2.940.597.401 7.043.381.523 8.579.158.178 11.012.145.680
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 1.233.914.227 2.507.422.891 5.697.607.166 6.624.141.132 8.547.044.665
   RESULTADOS NO ASIGNADOS 165.315.050 433.174.510 1.345.774.357 1.955.017.046 2.465.101.015
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 128.325.316 278.034.422 1.077.036.192 1.782.021.862 2.566.373.962
   INGRESOS FINANCIEROS 1.855.682.217 5.243.366.051 15.423.007.989 19.441.147.616 28.341.466.963
         POR INTERESES 1.511.422.618 4.215.991.295 12.769.870.828 15.476.069.546 22.062.242.329
         OTROS INGRESOS FINANCIEROS 344.259.599 1.027.374.756 2.653.137.161 3.965.078.070 6.279.224.634
   EGRESOS FINANCIEROS -950.844.974 -2.870.344.299 -8.939.017.459 -10.884.000.000 -15.275.000.000
         POR INTERESES -786.111.435 -2.419.805.245 -7.827.932.425 -9.484.157.263 -13.102.000.000
         OTROS EGRESOS FINANCIEROS -164.733.539 -450.539.054 -1.111.085.034 -1.400.419.769 -2.172.842.788
   CARGO POR INCOBRABILIDAD -58.528.643 -122.910.781 -276.849.064 -325.985.870 -489.111.793
   INGRESOS POR SERVICIOS 290.324.166 564.495.948 1.071.304.210 1.309.598.182 1.806.798.120
   EGRESOS POR SERVICIOS -124.839.272 -255.889.364 -483.222.980 -606.522.169 -832.175.975
   GASTOS DE ADMINISTRACIÓN -503.530.542 -1.013.100.277 -2.001.174.270 -2.413.588.347 -3.542.854.196
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 18.300.988 40.016.251 54.822.800 63.515.498 83.016.485
   RESULTADO MONETARIO -334.811.016 -1.192.027.799 -3.497.319.875 -4.608.144.806 -7.272.509.383
   OTROS -12.293.488 -7.461.792 231.723.677 455.827.686 370.064.830
   IMPUESTO A LAS GANANCIAS -46.825.352 -70.650.790 -533.304.545 -810.004.585 -1.142.720.927
   OTRO RESULTADO INTEGRAL -4.308.768 -37.458.726 27.065.709 160.755.689 519.984.147
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 71.237.358 91.901.787 138.975.663 140.370.014 234.992.305
   CONTINGENTES ACREEDORAS 2.376.256.597 6.661.315.032 13.029.341.317 14.575.624.670 18.796.893.270
   DE CONTROL ACREEDORAS 79.846.826 127.431.910 299.450.402 318.825.888 422.049.757
   DE DERIVADOS ACREEDORAS 453.122.080 641.991.369 1.689.031.843 1.983.543.733 1.300.340.086
   CONTINGENTES DEUDORAS 1.066.905.973 1.711.975.309 3.475.599.681 3.704.658.168 4.637.307.033
   DE CONTROL DEUDORAS 9.541.090.841 15.870.435.449 48.384.603.023 51.492.816.688 77.006.607.790
   DE DERIVADOS DEUDORAS 459.236.252 877.399.663 4.533.199.855 6.117.880.364 7.812.262.133
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 19.156.074 44.043.625 74.726.257 75.354.723 91.781.169
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10