Estados Contables

Información actualizada a Febrero de 2025

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2022 Dic-2023 Dic-2024 Ene-2025 Feb-2025
A C T I V O 15.535.122.064 46.853.472.520 104.068.480.689 108.149.179.368 108.697.278.073
   EFECTIVO Y DEPOSITO EN BANCOS 2.441.909.791 8.822.746.965 21.911.092.651 21.292.921.865 19.717.484.717
   TÍTULOS PÚBLICOS Y PRIVADOS 6.120.032.380 10.081.327.079 25.991.944.037 27.076.005.219 27.638.023.994
   PRÉSTAMOS 4.437.168.591 11.584.141.255 40.215.139.763 42.829.637.700 44.908.002.404
      SECTOR PÚBLICO NO FINANCIERO 5.612.192 14.972.064 85.337.389 86.128.439 81.633.685
      SECTOR FINANCIERO 79.552.345 138.672.269 644.721.339 602.757.118 691.979.168
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 4.504.326.600 11.778.373.063 40.657.065.334 43.447.876.659 45.549.379.011
         ADELANTOS 522.472.049 1.156.992.678 3.565.624.216 3.932.448.398 4.399.205.355
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 1.055.358.161 2.823.225.731 10.386.573.996 10.518.618.201 10.868.635.083
         HIPOTECARIOS 79.829.684 144.844.637 868.369.715 1.025.890.177 1.179.555.547
         PRENDARIOS 209.866.835 700.656.520 2.334.992.365 2.470.619.217 2.646.847.801
         PERSONALES 470.063.690 870.057.306 4.683.092.861 5.268.529.599 5.755.718.168
         OTROS 1.897.285.479 5.268.670.523 16.800.389.164 18.107.956.734 18.500.649.900
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 356.621.175 1.126.891.781 2.469.291.006 2.562.718.581 2.633.839.749
         COBROS NO APLICADOS -238.880 -1.359.318 -1.317.810 -1.001.594 -1.097.151
         INTERESES DOCUMENTADOS -43.638.692 -190.660.194 -272.193.037 -260.583.979 -260.107.441
         AJUSTES NIIF -43.292.901 -120.946.601 -177.757.142 -177.318.675 -173.868.000
      PREVISIONES -152.322.546 -347.876.141 -1.171.984.299 -1.307.124.516 -1.414.989.460
   OTROS CRED.POR INTERM.FINAN. 1.197.231.991 11.355.740.334 5.199.558.096 5.768.608.487 5.151.018.670
   CREDITO POR ARRENDAMIENTO FINANCIERO 35.832.553 64.929.465 185.309.344 195.614.345 209.209.228
   PART. EN OTRAS SOCIEDADES 85.326.313 518.290.794 1.662.910.371 1.726.014.834 1.762.400.618
         EN ENTIDADES FINANCIERAS 25.687.239 277.813.041 123.843.946 128.955.829 133.919.832
         OTRAS 59.639.074 240.477.753 1.539.066.425 1.597.059.005 1.628.480.786
   CRÉDITOS DIVERSOS 357.266.742 1.732.156.835 3.483.706.977 3.726.843.297 3.658.986.638
   PROPIEDAD, PLANTAS Y EQUIPO 641.537.250 1.951.637.715 3.817.080.532 3.901.055.550 3.995.073.199
   BIENES DIVERSOS 84.100.953 282.332.116 541.614.953 552.843.074 566.148.558
   ACTIVOS INTANGIBLES 130.020.648 451.579.394 1.034.759.296 1.040.107.679 1.062.378.477
   PARTIDAS PEND. DE IMPUTACIÓN 4.694.852 8.590.568 25.364.669 39.527.318 28.551.570
P A S I V O 12.594.524.663 35.865.945.335 80.309.383.995 83.552.973.101 83.592.027.553
   DEPÓSITOS 10.850.565.793 28.851.256.244 67.605.103.982 70.347.761.187 70.219.174.031
      SECTOR PÚBLICO NO FINANCIERO 301.639.208 685.914.699 1.843.385.398 2.416.068.320 2.248.090.017
      SECTOR FINANCIERO 10.822.629 43.147.602 73.911.710 52.029.480 50.667.510
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 10.538.103.956 28.122.193.943 65.687.806.874 67.879.663.387 67.920.416.504
         CUENTAS CORRIENTES 1.958.914.682 5.397.453.477 10.484.887.717 9.765.612.072 9.280.322.005
         CAJA DE AHORROS 4.046.821.628 14.980.127.271 33.828.574.791 34.174.515.297 33.212.504.068
         PLAZO FIJO E INVERSIONES A PLAZO 4.216.762.783 6.663.345.863 19.866.979.851 22.454.792.239 23.959.294.521
         OTROS 104.685.861 419.419.410 723.343.944 683.502.413 746.792.746
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 210.919.002 661.847.922 784.020.571 801.241.366 721.503.164
   OTRAS OBLIG.POR INTERMED. FINANC. 1.000.456.854 3.554.072.242 8.328.081.008 8.456.247.455 8.782.901.814
   OBLIGACIONES DIVERSAS 500.724.824 2.523.653.565 2.728.456.864 3.099.363.837 2.924.815.332
   PROVISIONES 71.521.481 164.634.985 632.760.683 632.689.424 622.698.183
   OBLIGACIONES SUBORDINADAS 164.575.657 751.037.415 958.961.832 970.292.409 985.276.899
   PARTIDAS PENDIENTES DE IMPUTACIÓN 6.680.054 21.290.884 56.019.626 46.618.789 57.161.294
P A T R I M O N I O N E T O 2.940.597.401 10.987.527.185 23.759.096.694 24.596.206.267 25.105.250.520
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 2.507.422.891 8.546.958.309 19.232.386.881 19.719.465.523 20.002.335.890
   RESULTADOS NO ASIGNADOS 433.174.510 2.440.568.876 4.526.709.813 4.876.740.744 5.102.914.630
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 278.034.422 2.541.755.467 2.969.386.843 297.612.963 253.934.301
   INGRESOS FINANCIEROS 5.243.366.051 28.341.571.527 39.736.294.980 2.241.825.484 4.199.599.585
         POR INTERESES 4.215.991.295 22.062.346.893 25.833.356.433 1.458.466.604 2.934.800.965
         OTROS INGRESOS FINANCIEROS 1.027.374.756 6.279.224.634 13.902.938.547 783.358.880 1.264.798.620
   EGRESOS FINANCIEROS -2.870.344.299 -15.275.584.309 -15.688.359.020 -924.096.584 -1.771.088.984
         POR INTERESES -2.419.805.245 -13.102.741.521 -11.949.519.653 -744.558.994 -1.435.820.149
         OTROS EGRESOS FINANCIEROS -450.539.054 -2.172.842.788 -3.738.839.367 -179.537.590 -335.268.835
   CARGO POR INCOBRABILIDAD -122.910.781 -489.111.793 -1.392.609.392 -200.149.512 -377.141.527
   INGRESOS POR SERVICIOS 564.495.948 1.806.798.120 3.873.584.339 390.444.288 767.813.644
   EGRESOS POR SERVICIOS -255.889.364 -832.175.975 -1.830.204.983 -169.021.865 -331.023.923
   GASTOS DE ADMINISTRACIÓN -1.013.100.277 -3.542.854.196 -8.187.071.641 -626.006.687 -1.248.937.357
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 40.016.251 83.016.485 101.512.297 38.797.591 59.063.837
   RESULTADO MONETARIO -1.192.027.799 -7.272.542.254 -12.242.673.875 -363.886.504 -772.000.042
   OTROS -7.461.792 371.394.125 109.977.529 25.943.664 48.798.356
   IMPUESTO A LAS GANANCIAS -70.650.790 -1.168.654.054 -709.240.076 -164.730.968 -210.533.394
   OTRO RESULTADO INTEGRAL -37.458.726 519.897.791 -801.823.315 48.494.056 -110.615.894
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 91.901.787 234.992.305 401.641.912 429.214.186 470.818.991
   CONTINGENTES ACREEDORAS 6.661.315.032 18.864.212.656 58.195.404.365 60.599.507.703 63.634.869.433
   DE CONTROL ACREEDORAS 127.431.910 422.049.757 1.161.109.483 969.528.125 1.115.948.990
   DE DERIVADOS ACREEDORAS 641.991.369 1.300.340.086 3.081.116.697 3.145.518.790 3.603.784.859
   CONTINGENTES DEUDORAS 1.711.975.309 4.637.307.034 13.501.174.830 13.931.381.499 14.800.662.184
   DE CONTROL DEUDORAS 15.870.435.449 77.006.607.790 137.141.382.999 135.181.612.145 143.894.446.596
   DE DERIVADOS DEUDORAS 877.399.663 7.812.262.133 4.813.289.023 5.027.820.483 5.310.982.467
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 44.043.625 91.781.169 324.528.764 324.705.372 325.075.331
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10