Estados Contables

Información actualizada a Noviembre de 2023

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2021 Dic-2022 Set-2023 Oct-2023 Nov-2023
A C T I V O 10.124.859.782 19.297.051.964 36.286.253.133 38.583.656.857 39.305.989.428
   EFECTIVO Y DEPOSITO EN BANCOS 1.805.679.693 2.883.473.163 4.545.587.888 4.477.943.972 5.720.868.756
   TÍTULOS PÚBLICOS Y PRIVADOS 2.168.718.006 7.618.985.162 12.604.058.497 12.317.706.490 9.542.704.175
   PRÉSTAMOS 3.055.175.703 5.152.596.419 9.762.801.719 10.969.707.755 11.803.187.992
      SECTOR PÚBLICO NO FINANCIERO 13.010.771 19.012.995 48.989.003 46.239.114 47.658.596
      SECTOR FINANCIERO 81.821.239 95.989.211 172.685.485 158.763.813 150.260.259
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 3.097.203.000 5.211.507.671 9.829.172.581 11.092.816.413 11.951.747.302
         ADELANTOS 331.669.822 612.268.241 1.101.475.216 1.154.920.700 1.292.371.632
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 722.780.227 1.191.733.540 2.530.757.994 2.864.536.666 3.025.983.663
         HIPOTECARIOS 86.777.993 98.481.295 132.649.051 139.106.360 147.431.900
         PRENDARIOS 97.392.124 218.454.300 510.443.911 557.327.729 612.609.080
         PERSONALES 382.211.372 616.249.872 939.643.781 1.016.577.177 1.073.637.242
         OTROS 1.320.233.498 2.179.841.354 4.043.864.879 4.721.770.546 5.059.797.723
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 207.194.086 396.218.170 835.006.543 964.671.382 1.091.329.363
         COBROS NO APLICADOS -604.514 -727.009 -1.375.419 -2.051.911 -4.349.260
         INTERESES DOCUMENTADOS -25.693.010 -54.712.356 -182.303.452 -228.819.854 -242.098.192
         AJUSTES NIIF -24.758.598 -46.299.736 -80.989.923 -95.222.382 -104.965.849
      PREVISIONES -136.859.307 -173.913.458 -288.045.350 -328.111.585 -346.478.165
   OTROS CRED.POR INTERM.FINAN. 2.136.622.380 1.741.415.546 5.296.693.662 6.474.091.173 7.227.897.145
   CREDITO POR ARRENDAMIENTO FINANCIERO 27.817.405 63.425.337 99.089.853 103.220.438 107.548.561
   PART. EN OTRAS SOCIEDADES 132.654.559 277.031.286 354.392.020 393.479.349 601.950.762
         EN ENTIDADES FINANCIERAS 95.562.012 200.940.176 176.497.164 193.803.232 371.165.021
         OTRAS 37.092.547 76.091.110 177.894.856 199.676.117 230.785.741
   CRÉDITOS DIVERSOS 226.619.031 442.852.997 1.352.046.521 1.360.170.038 1.487.283.353
   PROPIEDAD, PLANTAS Y EQUIPO 439.286.569 818.415.713 1.644.072.142 1.802.436.331 2.028.733.790
   BIENES DIVERSOS 51.244.784 135.280.506 290.881.306 312.415.329 358.071.350
   ACTIVOS INTANGIBLES 78.971.272 157.577.031 328.614.299 359.995.842 409.656.336
   PARTIDAS PEND. DE IMPUTACIÓN 2.070.380 5.998.804 8.015.226 12.490.140 18.087.208
P A S I V O 8.324.565.893 15.540.405.353 28.637.232.182 29.918.070.401 28.963.904.779
   DEPÓSITOS 7.074.425.831 13.447.791.115 24.151.293.714 24.642.616.177 22.937.120.649
      SECTOR PÚBLICO NO FINANCIERO 515.224.130 751.825.847 1.803.381.423 1.488.200.391 1.303.500.919
      SECTOR FINANCIERO 10.550.410 13.484.248 37.866.742 34.248.739 34.975.423
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 6.548.651.291 12.682.481.020 22.310.045.549 23.120.167.047 21.598.644.307
         CUENTAS CORRIENTES 1.638.382.609 2.616.488.398 4.767.682.996 5.822.347.547 5.371.624.231
         CAJA DE AHORROS 2.543.287.757 4.728.420.865 8.418.850.190 8.773.174.771 7.995.037.787
         PLAZO FIJO E INVERSIONES A PLAZO 2.227.533.357 4.942.475.706 8.076.835.337 7.400.761.978 7.051.111.152
         OTROS 77.475.828 144.975.047 347.869.169 372.980.699 380.515.370
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 61.971.740 250.121.004 698.807.857 750.902.052 800.355.767
   OTRAS OBLIG.POR INTERMED. FINANC. 732.765.289 1.194.184.397 2.471.276.804 2.838.312.121 2.987.147.638
   OBLIGACIONES DIVERSAS 373.393.575 646.730.411 1.563.684.627 1.963.746.087 2.519.098.316
   PROVISIONES 44.479.584 77.222.799 102.556.130 122.987.600 147.003.203
   OBLIGACIONES SUBORDINADAS 95.380.726 165.914.327 326.926.327 327.450.049 334.399.474
   PARTIDAS PENDIENTES DE IMPUTACIÓN 4.120.888 8.562.304 21.494.580 22.958.367 39.135.499
P A T R I M O N I O N E T O 1.800.293.889 3.756.646.611 7.649.020.951 8.665.586.456 10.342.084.649
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 1.636.291.651 3.271.004.307 6.545.165.520 7.149.072.966 8.192.252.717
   RESULTADOS NO ASIGNADOS 164.002.238 485.642.304 1.103.855.431 1.516.513.490 2.149.831.932
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 128.162.291 332.359.503 828.679.040 1.271.035.719 2.004.014.211
   INGRESOS FINANCIEROS 2.373.068.932 6.594.642.729 15.542.317.262 19.395.461.771 24.802.228.878
         POR INTERESES 1.899.159.716 5.042.025.273 12.406.229.768 15.432.000.970 19.450.164.528
         OTROS INGRESOS FINANCIEROS 473.909.216 1.552.617.456 3.136.087.494 3.963.460.801 5.352.064.350
   EGRESOS FINANCIEROS -1.245.607.582 -3.640.734.217 -9.224.028.189 -11.358.000.000 -14.183.000.000
         POR INTERESES -1.036.173.166 -3.091.449.382 -8.129.352.143 -9.991.989.022 -12.442.000.000
         OTROS EGRESOS FINANCIEROS -209.434.416 -549.284.835 -1.094.676.046 -1.366.061.142 -1.740.976.371
   CARGO POR INCOBRABILIDAD -74.066.278 -141.090.716 -259.704.791 -335.833.456 -410.675.025
   INGRESOS POR SERVICIOS 353.636.277 683.785.137 1.062.091.335 1.296.545.917 1.603.024.175
   EGRESOS POR SERVICIOS -157.125.053 -313.098.917 -484.406.736 -587.044.222 -730.109.828
   GASTOS DE ADMINISTRACIÓN -662.736.095 -1.332.481.849 -2.154.476.028 -2.638.409.394 -3.296.992.512
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 24.087.326 47.900.653 55.235.879 64.373.440 76.063.406
   RESULTADO MONETARIO -411.693.574 -1.427.593.845 -3.414.262.780 -4.152.355.134 -5.440.524.202
   OTROS -8.674.376 11.354.959 230.450.049 275.548.123 464.774.996
   IMPUESTO A LAS GANANCIAS -57.480.407 -114.393.116 -499.993.171 -715.142.070 -1.041.146.503
   OTRO RESULTADO INTEGRAL -5.246.879 -35.931.315 -24.543.790 25.940.908 160.385.451
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 93.967.360 126.306.781 188.164.705 188.475.961 194.787.553
   CONTINGENTES ACREEDORAS 2.602.722.626 7.087.671.236 13.087.938.647 13.881.272.252 15.544.932.436
   DE CONTROL ACREEDORAS 124.875.244 210.181.431 530.629.103 564.245.947 581.099.004
   DE DERIVADOS ACREEDORAS 564.028.655 805.553.410 1.744.801.945 2.141.042.089 2.312.571.986
   CONTINGENTES DEUDORAS 1.306.028.360 2.124.331.272 4.023.501.569 4.288.285.047 4.605.272.183
   DE CONTROL DEUDORAS 14.071.505.297 25.250.620.212 62.153.355.397 74.153.757.005 86.614.757.537
   DE DERIVADOS DEUDORAS 557.661.194 1.112.803.867 4.401.196.696 5.033.860.243 6.642.826.664
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 173.689.346 258.968.577 371.281.473 379.961.503 392.707.434
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10