Estados Contables

Información actualizada a Noviembre de 2023

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2021 Dic-2022 Set-2023 Oct-2023 Nov-2023
A C T I V O 16.762.722.420 32.077.158.132 62.238.472.809 66.702.380.771 69.653.188.254
   EFECTIVO Y DEPOSITO EN BANCOS 2.673.240.873 4.234.411.185 6.660.446.065 6.700.938.555 8.116.225.882
   TÍTULOS PÚBLICOS Y PRIVADOS 4.110.775.044 13.436.624.902 24.984.972.510 24.207.720.789 21.186.115.003
   PRÉSTAMOS 5.092.542.777 8.585.492.126 16.082.456.835 18.098.276.388 19.457.090.569
      SECTOR PÚBLICO NO FINANCIERO 120.621.119 205.217.554 411.536.952 448.116.638 465.034.124
      SECTOR FINANCIERO 94.117.958 103.482.836 183.896.742 168.311.197 163.823.403
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 5.137.193.038 8.644.790.224 16.108.623.269 18.153.583.896 19.530.347.687
         ADELANTOS 388.226.497 712.398.921 1.282.540.083 1.360.727.847 1.512.460.062
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 1.133.343.583 1.935.630.441 4.148.639.585 4.711.186.699 4.952.285.671
         HIPOTECARIOS 314.365.703 410.722.263 556.376.231 600.898.454 642.120.794
         PRENDARIOS 259.236.427 491.530.058 877.197.702 933.356.055 999.158.969
         PERSONALES 649.964.524 1.023.682.912 1.632.927.728 1.757.730.173 1.846.058.201
         OTROS 1.888.859.385 3.092.818.692 5.779.752.766 6.721.617.409 7.233.903.420
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 583.341.146 1.139.563.320 2.263.506.692 2.590.272.058 2.896.817.235
         COBROS NO APLICADOS -1.256.764 -1.925.695 -2.743.725 -3.434.586 -5.818.170
         INTERESES DOCUMENTADOS -34.061.633 -80.508.421 -261.434.742 -325.760.348 -342.388.329
         AJUSTES NIIF -44.825.830 -79.122.267 -168.139.051 -193.009.865 -204.250.166
      PREVISIONES -259.389.338 -367.998.488 -621.600.128 -671.735.343 -702.114.645
   OTROS CRED.POR INTERM.FINAN. 3.401.624.247 2.900.415.969 8.207.268.014 10.542.957.828 12.501.797.147
   CREDITO POR ARRENDAMIENTO FINANCIERO 42.385.484 90.422.326 146.739.117 155.094.387 163.211.598
   PART. EN OTRAS SOCIEDADES 221.396.778 457.465.460 730.486.323 812.818.322 1.099.405.928
         EN ENTIDADES FINANCIERAS 114.901.179 239.038.732 251.085.825 274.584.049 466.546.962
         OTRAS 106.535.043 218.555.115 479.637.644 538.471.419 633.096.112
         DETERIORO DE VALOR -39.444 -128.387 -237.146 -237.146 -237.146
   CRÉDITOS DIVERSOS 298.088.944 571.173.610 1.750.581.329 2.193.956.943 2.631.236.159
   PROPIEDAD, PLANTAS Y EQUIPO 692.717.893 1.329.779.342 2.674.998.249 2.917.374.695 3.287.462.761
   BIENES DIVERSOS 63.965.906 153.238.903 332.728.988 358.995.502 409.329.200
   ACTIVOS INTANGIBLES 90.103.505 180.501.457 375.283.660 410.574.768 467.729.596
   FILIALES EN EL EXTERIOR 72.706.288 129.573.940 273.300.238 274.972.889 286.058.474
   PARTIDAS PEND. DE IMPUTACIÓN 3.174.681 8.058.912 19.211.481 28.699.705 47.525.937
P A S I V O 14.049.397.230 26.255.952.560 49.732.885.014 52.573.382.113 52.938.358.568
   DEPÓSITOS 12.345.094.604 23.265.823.111 43.265.213.967 44.700.223.409 43.731.204.131
      SECTOR PÚBLICO NO FINANCIERO 2.369.707.964 3.740.427.303 7.377.283.901 7.499.087.224 8.121.411.944
      SECTOR FINANCIERO 37.926.582 68.479.881 113.848.785 112.574.372 128.700.459
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 9.937.460.058 19.456.915.927 35.774.081.281 37.088.561.813 35.481.091.728
         CUENTAS CORRIENTES 2.083.552.729 3.423.856.019 5.700.583.643 6.770.029.741 6.393.830.618
         CAJA DE AHORROS 3.601.765.428 6.720.075.938 13.183.097.078 13.822.564.703 12.789.026.257
         PLAZO FIJO E INVERSIONES A PLAZO 3.924.526.019 8.576.387.043 14.996.567.242 14.446.245.952 14.134.330.084
         OTROS 213.065.625 328.995.408 720.737.191 775.699.335 812.484.448
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 114.551.651 407.614.325 1.173.110.091 1.274.035.337 1.351.428.315
         AJUSTES NIIF -1.394 -12.806 -13.964 -13.255 -7.994
   OTRAS OBLIG.POR INTERMED. FINANC. 1.017.813.291 1.657.380.077 3.453.981.661 4.237.667.648 4.539.613.366
   OBLIGACIONES DIVERSAS 512.255.952 1.031.281.264 2.410.102.515 3.026.270.646 4.021.547.403
   PROVISIONES 72.025.635 120.446.873 180.935.233 206.529.938 240.578.456
   OBLIGACIONES SUBORDINADAS 96.457.775 169.034.043 331.484.862 332.164.878 339.369.572
   PARTIDAS PENDIENTES DE IMPUTACIÓN 5.749.973 11.987.192 91.166.776 70.525.594 66.045.640
P A T R I M O N I O N E T O 2.713.325.190 5.821.205.572 12.505.587.795 14.128.998.658 16.714.829.686
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 2.659.536.706 5.262.301.950 10.705.165.385 11.651.324.525 13.258.489.417
   RESULTADOS NO ASIGNADOS 53.788.484 558.903.622 1.800.422.410 2.477.674.133 3.456.340.269
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 183.493.141 623.418.564 1.497.537.293 2.199.533.257 3.263.748.266
   INGRESOS FINANCIEROS 3.877.502.754 11.047.592.609 26.702.067.807 33.348.683.004 42.822.487.490
         POR INTERESES 3.000.462.835 7.979.939.598 18.728.380.162 23.454.633.327 29.872.279.452
         OTROS INGRESOS FINANCIEROS 877.039.919 3.067.653.011 7.973.687.645 9.894.049.677 12.950.208.038
   EGRESOS FINANCIEROS -2.128.441.299 -6.291.445.688 -16.260.000.000 -20.108.000.000 -25.323.000.000
         POR INTERESES -1.808.296.712 -5.413.091.669 -14.605.000.000 -18.048.000.000 -22.713.000.000
         OTROS EGRESOS FINANCIEROS -320.144.587 -878.354.019 -1.655.170.973 -2.060.125.068 -2.609.556.087
   CARGO POR INCOBRABILIDAD -156.547.368 -266.307.160 -422.997.992 -526.553.972 -635.585.773
   INGRESOS POR SERVICIOS 484.342.420 962.134.551 1.420.707.241 1.730.140.434 2.138.099.773
   EGRESOS POR SERVICIOS -225.697.356 -480.643.901 -796.503.274 -975.334.733 -1.247.873.529
   GASTOS DE ADMINISTRACIÓN -1.030.399.974 -2.053.433.194 -3.297.670.157 -4.026.018.968 -5.027.528.063
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 80.027.995 102.085.500 143.200.482 162.226.747 188.729.823
   RESULTADO MONETARIO -579.638.898 -2.127.017.658 -5.263.615.504 -6.437.831.515 -8.487.824.758
   OTROS -4.230.853 24.713.901 222.418.896 284.444.299 498.957.785
   IMPUESTO A LAS GANANCIAS -103.522.282 -272.992.952 -925.411.147 -1.275.715.706 -1.807.511.443
   OTRO RESULTADO INTEGRAL -29.901.998 -21.267.444 -24.119.306 23.747.380 146.288.554
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 162.561.602 246.771.754 399.402.632 400.204.673 412.766.128
   CONTINGENTES ACREEDORAS 3.810.237.384 9.409.011.022 17.187.816.686 18.416.981.694 20.644.630.521
   DE CONTROL ACREEDORAS 190.972.865 269.017.781 647.940.111 711.491.702 656.425.461
   DE DERIVADOS ACREEDORAS 567.668.640 815.254.452 1.802.240.778 2.198.406.066 2.387.680.740
   CONTINGENTES DEUDORAS 3.760.341.629 6.300.337.104 10.803.489.727 11.457.040.810 11.928.147.023
   DE CONTROL DEUDORAS 17.474.087.750 31.176.233.725 71.794.930.893 85.930.704.426 101.380.000.000
   DE DERIVADOS DEUDORAS 563.217.693 1.119.241.763 4.959.710.592 5.392.160.946 7.571.249.835
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 1.523.404.685 2.387.828.692 3.648.229.990 3.663.071.344 3.847.893.936
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10