Estados Contables

Información actualizada a Octubre de 2022

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2020 Dic-2021 Ago-2022 Set-2022 Oct-2022
A C T I V O 10.902.169.244 16.762.722.420 24.046.436.930 26.396.548.008 27.798.109.119
   EFECTIVO Y DEPOSITO EN BANCOS 1.975.467.572 2.673.240.873 3.230.454.025 3.203.718.443 3.474.608.893
   TÍTULOS PÚBLICOS Y PRIVADOS 2.880.247.429 4.110.775.044 9.669.167.470 11.112.448.762 11.430.968.558
   PRÉSTAMOS 3.555.732.370 5.092.542.777 7.148.475.418 7.375.493.433 7.801.526.945
      SECTOR PÚBLICO NO FINANCIERO 97.734.244 120.621.119 157.537.601 170.374.135 176.924.111
      SECTOR FINANCIERO 68.654.075 94.117.958 103.412.927 109.150.630 106.465.180
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 3.608.305.327 5.137.193.038 7.164.073.905 7.401.565.144 7.834.559.464
         ADELANTOS 267.764.864 388.226.497 594.361.914 586.757.132 700.178.644
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 697.548.883 1.133.343.583 1.602.213.583 1.644.551.069 1.695.680.161
         HIPOTECARIOS 241.618.464 314.365.703 385.419.429 394.134.123 398.789.089
         PRENDARIOS 137.806.400 259.236.427 419.507.753 438.467.389 450.516.288
         PERSONALES 429.253.450 649.964.524 881.346.055 919.562.710 952.944.913
         OTROS 1.496.157.722 1.888.859.385 2.537.013.016 2.625.722.906 2.773.275.059
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 388.250.401 583.341.146 867.469.392 924.541.413 1.002.346.944
         COBROS NO APLICADOS -906.848 -1.256.764 -2.059.616 -1.404.343 -1.454.664
         INTERESES DOCUMENTADOS -16.208.554 -34.061.633 -56.655.888 -63.664.632 -67.766.445
         AJUSTES NIIF -32.979.455 -44.825.830 -64.541.733 -67.102.623 -69.950.525
      PREVISIONES -218.961.276 -259.389.338 -276.549.015 -305.596.476 -316.421.810
   OTROS CRED.POR INTERM.FINAN. 1.459.044.810 3.401.624.247 1.623.896.665 2.186.308.025 2.440.708.548
   CREDITO POR ARRENDAMIENTO FINANCIERO 25.441.945 42.385.484 68.382.373 75.762.539 80.712.531
   PART. EN OTRAS SOCIEDADES 142.716.741 221.396.778 338.564.491 361.472.770 385.549.245
         EN ENTIDADES FINANCIERAS 76.878.616 114.901.179 176.272.062 187.651.618 203.105.238
         OTRAS 65.874.507 106.535.043 162.362.651 173.927.628 182.550.483
         DETERIORO DE VALOR -36.382 -39.444 -70.222 -106.476 -106.476
   CRÉDITOS DIVERSOS 235.181.322 298.088.944 499.326.230 514.371.278 525.904.142
   PROPIEDAD, PLANTAS Y EQUIPO 471.991.524 692.717.893 1.080.371.499 1.146.380.976 1.215.778.369
   BIENES DIVERSOS 41.623.148 63.965.906 135.435.596 142.988.848 151.868.196
   ACTIVOS INTANGIBLES 52.670.372 90.103.505 145.194.106 154.566.889 164.843.782
   FILIALES EN EL EXTERIOR 59.584.219 72.706.288 99.108.823 105.080.463 112.469.445
   PARTIDAS PEND. DE IMPUTACIÓN 2.467.792 3.174.681 8.060.234 17.955.582 13.170.465
P A S I V O 9.209.714.995 14.049.397.230 19.692.906.631 21.679.338.964 22.724.204.957
   DEPÓSITOS 8.049.646.965 12.345.094.604 17.387.696.327 19.235.696.006 20.096.160.869
      SECTOR PÚBLICO NO FINANCIERO 1.442.091.613 2.369.707.964 3.054.776.711 3.511.627.636 3.476.406.950
      SECTOR FINANCIERO 28.358.452 37.926.582 54.981.064 67.052.004 63.227.829
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 6.579.196.900 9.937.460.058 14.277.938.552 15.657.016.366 16.556.526.090
         CUENTAS CORRIENTES 1.256.703.865 2.083.552.729 2.674.016.606 2.848.978.331 3.053.377.834
         CAJA DE AHORROS 2.498.285.709 3.601.765.428 4.610.946.130 5.096.123.922 5.285.885.050
         PLAZO FIJO E INVERSIONES A PLAZO 2.606.969.431 3.924.526.019 6.466.526.871 7.121.704.291 7.576.944.869
         OTROS 160.005.764 213.065.625 288.636.980 310.204.761 326.594.081
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 57.233.600 114.551.651 237.817.571 280.010.730 313.728.484
         AJUSTES NIIF -1.469 -1.394 -5.606 -5.669 -4.228
   OTRAS OBLIG.POR INTERMED. FINANC. 637.821.077 1.017.813.291 1.265.387.936 1.361.987.933 1.440.363.026
   OBLIGACIONES DIVERSAS 339.147.794 512.255.952 781.018.623 824.662.664 914.837.254
   PROVISIONES 96.967.968 72.025.635 112.118.779 104.215.966 109.641.917
   OBLIGACIONES SUBORDINADAS 80.215.808 96.457.775 132.390.427 140.979.174 150.246.699
   PARTIDAS PENDIENTES DE IMPUTACIÓN 5.915.383 5.749.973 14.294.539 11.797.221 12.955.192
P A T R I M O N I O N E T O 1.692.454.249 2.713.325.190 4.353.530.299 4.717.209.044 5.073.904.162
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 2.112.526.809 2.659.536.706 4.216.258.679 4.477.038.038 4.757.577.399
   RESULTADOS NO ASIGNADOS -420.072.560 53.788.484 137.271.620 240.171.006 316.326.763
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 261.479.123 183.493.141 192.908.267 305.949.158 370.363.528
   INGRESOS FINANCIEROS 2.298.345.017 3.877.502.754 5.111.902.359 6.333.280.042 7.814.396.757
         POR INTERESES 1.716.761.989 3.000.462.835 3.679.854.852 4.575.239.060 5.655.694.844
         OTROS INGRESOS FINANCIEROS 581.583.028 877.039.919 1.432.047.507 1.758.040.982 2.158.701.913
   EGRESOS FINANCIEROS -1.146.896.285 -2.128.441.299 -2.805.513.385 -3.490.422.420 -4.363.856.673
         POR INTERESES -944.459.435 -1.808.296.712 -2.342.702.612 -2.960.559.462 -3.723.177.923
         OTROS EGRESOS FINANCIEROS -202.436.850 -320.144.587 -462.810.773 -529.862.958 -640.678.750
   CARGO POR INCOBRABILIDAD -166.023.772 -156.547.368 -121.727.578 -159.580.350 -182.732.787
   INGRESOS POR SERVICIOS 318.212.900 484.342.420 516.596.154 615.631.301 724.695.125
   EGRESOS POR SERVICIOS -141.831.689 -225.697.356 -250.603.098 -302.147.195 -360.406.712
   GASTOS DE ADMINISTRACIÓN -693.857.007 -1.030.399.974 -1.073.061.481 -1.285.387.664 -1.526.426.690
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 34.999.363 80.027.995 64.039.322 73.250.755 82.154.237
   RESULTADO MONETARIO -171.902.698 -579.638.898 -1.099.599.720 -1.328.048.908 -1.612.909.545
   OTROS -3.750.008 -4.230.853 -9.602.317 6.887.986 9.255.820
   IMPUESTO A LAS GANANCIAS -109.246.437 -103.522.282 -106.608.565 -122.228.274 -174.510.019
   OTRO RESULTADO INTEGRAL 43.429.739 -29.901.998 -32.913.424 -35.286.115 -39.295.985
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 133.525.870 162.561.602 221.192.388 226.509.226 234.860.244
   CONTINGENTES ACREEDORAS 2.154.022.456 3.810.237.384 6.326.658.854 7.130.013.642 7.499.377.014
   DE CONTROL ACREEDORAS 123.560.257 190.972.865 180.679.106 240.563.451 266.713.194
   DE DERIVADOS ACREEDORAS 441.162.732 567.668.640 885.703.266 1.027.695.570 936.409.505
   CONTINGENTES DEUDORAS 2.751.965.512 3.760.341.629 5.127.650.377 5.520.518.573 5.708.745.498
   DE CONTROL DEUDORAS 9.097.264.638 17.474.087.750 25.631.284.295 26.546.827.979 27.320.317.333
   DE DERIVADOS DEUDORAS 430.973.128 563.217.693 939.903.831 1.314.632.707 1.147.266.055
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 1.114.728.489 1.523.404.685 1.941.811.769 2.114.498.512 2.188.703.788
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10