Estados Contables

Información actualizada a Enero de 2023

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2020 Dic-2021 Nov-2022 Dic-2022 Ene-2023
A C T I V O 10.902.169.244 16.762.722.420 29.559.669.980 32.074.776.620 33.675.872.702
   EFECTIVO Y DEPOSITO EN BANCOS 1.975.467.572 2.673.240.873 3.814.296.348 4.234.417.885 4.592.969.563
   TÍTULOS PÚBLICOS Y PRIVADOS 2.880.247.429 4.110.775.044 12.099.585.389 13.436.538.621 13.618.753.853
   PRÉSTAMOS 3.555.732.370 5.092.542.777 8.227.112.579 8.585.492.126 8.914.864.139
      SECTOR PÚBLICO NO FINANCIERO 97.734.244 120.621.119 186.872.364 205.217.554 203.441.278
      SECTOR FINANCIERO 68.654.075 94.117.958 102.755.473 103.482.836 84.817.006
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 3.608.305.327 5.137.193.038 8.275.640.671 8.644.790.224 9.008.542.750
         ADELANTOS 267.764.864 388.226.497 741.339.386 712.398.921 775.653.532
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 697.548.883 1.133.343.583 1.793.465.821 1.935.630.441 1.950.959.122
         HIPOTECARIOS 241.618.464 314.365.703 399.978.670 410.722.263 416.872.676
         PRENDARIOS 137.806.400 259.236.427 475.069.413 491.530.058 503.800.432
         PERSONALES 429.253.450 649.964.524 997.425.454 1.023.682.912 1.081.891.292
         OTROS 1.496.157.722 1.888.859.385 2.946.692.600 3.092.818.692 3.245.978.499
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 388.250.401 583.341.146 1.073.682.176 1.139.563.320 1.196.297.060
         COBROS NO APLICADOS -906.848 -1.256.764 -1.341.293 -1.925.695 -1.697.673
         INTERESES DOCUMENTADOS -16.208.554 -34.061.633 -73.668.358 -80.508.421 -79.634.298
         AJUSTES NIIF -32.979.455 -44.825.830 -77.003.198 -79.122.267 -81.577.892
      PREVISIONES -218.961.276 -259.389.338 -338.155.929 -367.998.488 -381.936.895
   OTROS CRED.POR INTERM.FINAN. 1.459.044.810 3.401.624.247 2.638.216.792 2.900.415.969 3.361.289.677
   CREDITO POR ARRENDAMIENTO FINANCIERO 25.441.945 42.385.484 86.800.221 90.422.326 94.122.657
   PART. EN OTRAS SOCIEDADES 142.716.741 221.396.778 408.442.662 441.690.232 489.965.884
         EN ENTIDADES FINANCIERAS 76.878.616 114.901.179 215.910.264 233.728.167 258.443.652
         OTRAS 65.874.507 106.535.043 192.638.874 208.090.452 231.650.619
         DETERIORO DE VALOR -36.382 -39.444 -106.476 -128.387 -128.387
   CRÉDITOS DIVERSOS 235.181.322 298.088.944 547.881.260 570.363.086 687.609.513
   PROPIEDAD, PLANTAS Y EQUIPO 471.991.524 692.717.893 1.272.147.508 1.339.130.656 1.413.555.791
   BIENES DIVERSOS 41.623.148 63.965.906 158.540.981 153.238.903 161.934.040
   ACTIVOS INTANGIBLES 52.670.372 90.103.505 174.874.743 180.501.457 191.050.463
   FILIALES EN EL EXTERIOR 59.584.219 72.706.288 121.120.324 129.501.190 137.935.337
   PARTIDAS PEND. DE IMPUTACIÓN 2.467.792 3.174.681 10.651.173 13.064.169 11.821.785
P A S I V O 9.209.714.995 14.049.397.230 24.147.978.032 26.258.050.379 27.413.745.043
   DEPÓSITOS 8.049.646.965 12.345.094.604 21.406.944.857 23.268.863.156 24.192.422.812
      SECTOR PÚBLICO NO FINANCIERO 1.442.091.613 2.369.707.964 3.643.848.766 3.740.427.302 3.799.090.842
      SECTOR FINANCIERO 28.358.452 37.926.582 69.347.790 76.942.466 62.854.960
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 6.579.196.900 9.937.460.058 17.693.748.301 19.451.493.388 20.330.477.010
         CUENTAS CORRIENTES 1.256.703.865 2.083.552.729 3.267.026.917 3.423.856.019 3.596.618.500
         CAJA DE AHORROS 2.498.285.709 3.601.765.428 5.751.398.825 6.720.075.937 6.885.831.002
         PLAZO FIJO E INVERSIONES A PLAZO 2.606.969.431 3.924.526.019 7.988.517.248 8.576.387.043 9.049.579.006
         OTROS 160.005.764 213.065.625 345.415.367 332.035.454 375.160.099
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 57.233.600 114.551.651 341.396.447 399.151.741 423.307.038
         AJUSTES NIIF -1.469 -1.394 -6.503 -12.806 -18.635
   OTRAS OBLIG.POR INTERMED. FINANC. 637.821.077 1.017.813.291 1.470.505.252 1.657.386.777 1.784.354.441
   OBLIGACIONES DIVERSAS 339.147.794 512.255.952 984.722.711 1.028.130.002 1.123.809.488
   PROVISIONES 96.967.968 72.025.635 113.150.804 120.684.792 123.571.315
   OBLIGACIONES SUBORDINADAS 80.215.808 96.457.775 158.763.886 169.034.043 176.889.587
   PARTIDAS PENDIENTES DE IMPUTACIÓN 5.915.383 5.749.973 13.890.522 13.951.609 12.697.400
P A T R I M O N I O N E T O 1.692.454.249 2.713.325.190 5.411.691.948 5.816.726.241 6.262.127.659
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 2.112.526.809 2.659.536.706 4.993.019.407 5.260.722.434 5.578.392.005
   RESULTADOS NO ASIGNADOS -420.072.560 53.788.484 418.672.541 556.003.807 683.735.654
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 261.479.123 183.493.141 467.152.256 619.266.334 77.170.382
   INGRESOS FINANCIEROS 2.298.345.017 3.877.502.754 9.315.254.679 11.047.592.588 1.301.392.744
         POR INTERESES 1.716.761.989 3.000.462.835 6.735.147.200 7.979.939.598 940.426.296
         OTROS INGRESOS FINANCIEROS 581.583.028 877.039.919 2.580.107.479 3.067.652.990 360.966.448
   EGRESOS FINANCIEROS -1.146.896.285 -2.128.441.299 -5.270.215.744 -6.291.531.969 -794.141.550
         POR INTERESES -944.459.435 -1.808.296.712 -4.514.432.354 -5.413.091.669 -712.296.645
         OTROS EGRESOS FINANCIEROS -202.436.850 -320.144.587 -755.783.390 -878.440.300 -81.844.905
   CARGO POR INCOBRABILIDAD -166.023.772 -156.547.368 -218.350.626 -266.307.160 -24.766.296
   INGRESOS POR SERVICIOS 318.212.900 484.342.420 834.404.083 962.134.550 84.432.484
   EGRESOS POR SERVICIOS -141.831.689 -225.697.356 -423.991.512 -480.643.902 -50.280.041
   GASTOS DE ADMINISTRACIÓN -693.857.007 -1.030.399.974 -1.770.625.107 -2.053.412.921 -188.459.658
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 34.999.363 80.027.995 91.683.003 102.085.500 13.868.530
   RESULTADO MONETARIO -171.902.698 -579.638.898 -1.859.045.007 -2.125.626.529 -225.524.802
   OTROS -3.750.008 -4.230.853 14.403.209 17.791.343 16.212.841
   IMPUESTO A LAS GANANCIAS -109.246.437 -103.522.282 -205.370.001 -270.048.931 -53.083.424
   OTRO RESULTADO INTEGRAL 43.429.739 -29.901.998 -40.994.721 -22.766.235 -2.480.446
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 133.525.870 162.561.602 242.819.167 246.771.754 258.626.329
   CONTINGENTES ACREEDORAS 2.154.022.456 3.810.237.384 7.900.965.895 9.409.011.022 9.937.451.773
   DE CONTROL ACREEDORAS 123.560.257 190.972.865 256.995.055 269.017.781 286.578.384
   DE DERIVADOS ACREEDORAS 441.162.732 567.668.640 952.244.360 815.254.452 859.211.742
   CONTINGENTES DEUDORAS 2.751.965.512 3.760.341.629 5.991.127.967 6.300.337.104 6.469.361.038
   DE CONTROL DEUDORAS 9.097.264.638 17.474.087.750 29.568.523.897 31.176.233.725 35.872.575.718
   DE DERIVADOS DEUDORAS 430.973.128 563.217.693 1.221.673.734 1.119.241.763 1.117.124.565
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 1.114.728.489 1.523.404.685 2.266.388.151 2.371.210.579 2.465.469.011
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10