Estados Contables

Información actualizada a Agosto de 2023

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2021 Dic-2022 Jun-2023 Jul-2023 Ago-2023
A C T I V O 16.762.722.420 32.077.158.132 47.761.677.810 51.119.332.134 57.583.456.753
   EFECTIVO Y DEPOSITO EN BANCOS 2.673.240.873 4.234.411.185 5.300.382.208 5.807.821.652 6.844.739.969
   TÍTULOS PÚBLICOS Y PRIVADOS 4.110.775.044 13.436.624.902 19.883.412.254 21.021.362.329 23.037.792.943
   PRÉSTAMOS 5.092.542.777 8.585.492.126 12.752.989.652 13.530.109.256 14.966.450.953
      SECTOR PÚBLICO NO FINANCIERO 120.621.119 205.217.554 369.508.573 355.782.215 392.675.284
      SECTOR FINANCIERO 94.117.958 103.482.836 139.055.762 116.210.268 151.131.242
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 5.137.193.038 8.644.790.224 12.756.428.034 13.597.760.636 15.033.083.613
         ADELANTOS 388.226.497 712.398.921 1.130.997.108 1.179.679.143 1.251.792.276
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 1.133.343.583 1.935.630.441 3.130.697.110 3.376.049.999 3.720.081.285
         HIPOTECARIOS 314.365.703 410.722.263 475.504.133 495.450.758 531.735.985
         PRENDARIOS 259.236.427 491.530.058 704.019.593 749.430.294 820.116.811
         PERSONALES 649.964.524 1.023.682.912 1.358.168.407 1.402.612.798 1.478.912.732
         OTROS 1.888.859.385 3.092.818.692 4.506.971.505 4.829.904.405 5.545.532.119
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 583.341.146 1.139.563.320 1.738.175.440 1.879.868.873 2.044.315.530
         COBROS NO APLICADOS -1.256.764 -1.925.695 -2.046.111 -2.034.941 -3.292.666
         INTERESES DOCUMENTADOS -34.061.633 -80.508.421 -172.766.414 -193.032.630 -225.058.451
         AJUSTES NIIF -44.825.830 -79.122.267 -113.292.737 -120.168.063 -131.052.008
      PREVISIONES -259.389.338 -367.998.488 -512.002.717 -539.643.863 -610.439.186
   OTROS CRED.POR INTERM.FINAN. 3.401.624.247 2.900.415.969 5.088.531.577 5.701.133.611 7.030.596.265
   CREDITO POR ARRENDAMIENTO FINANCIERO 42.385.484 90.422.326 125.321.815 132.492.697 139.564.980
   PART. EN OTRAS SOCIEDADES 221.396.778 457.465.460 692.794.672 752.988.707 671.103.233
         EN ENTIDADES FINANCIERAS 114.901.179 239.038.732 352.238.144 383.755.800 230.164.616
         OTRAS 106.535.043 218.555.115 340.743.840 369.420.219 441.130.429
         DETERIORO DE VALOR -39.444 -128.387 -187.312 -187.312 -191.812
   CRÉDITOS DIVERSOS 298.088.944 571.173.610 1.204.078.320 1.283.739.875 1.612.251.291
   PROPIEDAD, PLANTAS Y EQUIPO 692.717.893 1.329.779.342 1.989.065.431 2.109.221.520 2.372.280.867
   BIENES DIVERSOS 63.965.906 153.238.903 244.126.436 259.906.063 289.109.156
   ACTIVOS INTANGIBLES 90.103.505 180.501.457 273.344.346 292.535.296 332.160.077
   FILIALES EN EL EXTERIOR 72.706.288 129.573.940 197.105.935 213.037.018 271.901.701
   PARTIDAS PEND. DE IMPUTACIÓN 3.174.681 8.058.912 10.525.164 14.984.110 15.505.318
P A S I V O 14.049.397.230 26.255.952.560 38.678.939.321 41.249.623.835 46.377.703.736
   DEPÓSITOS 12.345.094.604 23.265.823.111 33.546.959.709 36.136.437.361 40.060.569.472
      SECTOR PÚBLICO NO FINANCIERO 2.369.707.964 3.740.427.303 5.331.328.952 5.749.627.932 6.486.999.249
      SECTOR FINANCIERO 37.926.582 68.479.881 81.365.574 101.556.007 129.707.323
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 9.937.460.058 19.456.915.927 28.134.265.183 30.285.253.422 33.443.862.900
         CUENTAS CORRIENTES 2.083.552.729 3.423.856.019 4.389.497.777 4.827.195.972 5.212.570.472
         CAJA DE AHORROS 3.601.765.428 6.720.075.938 9.933.699.360 10.523.261.268 11.829.668.261
         PLAZO FIJO E INVERSIONES A PLAZO 3.924.526.019 8.576.387.043 12.526.638.622 13.534.466.078 14.824.247.754
         OTROS 213.065.625 328.995.408 546.485.084 595.086.651 640.319.804
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 114.551.651 407.614.325 737.959.736 805.252.502 937.066.245
         AJUSTES NIIF -1.394 -12.806 -15.396 -9.049 -9.636
   OTRAS OBLIG.POR INTERMED. FINANC. 1.017.813.291 1.657.380.077 2.769.809.319 2.593.499.114 3.285.015.750
   OBLIGACIONES DIVERSAS 512.255.952 1.031.281.264 1.910.294.694 2.042.025.750 2.469.006.748
   PROVISIONES 72.025.635 120.446.873 185.609.162 191.587.316 206.052.702
   OBLIGACIONES SUBORDINADAS 96.457.775 169.034.043 242.455.637 258.762.124 330.309.738
   PARTIDAS PENDIENTES DE IMPUTACIÓN 5.749.973 11.987.192 23.810.800 27.312.170 26.749.326
P A T R I M O N I O N E T O 2.713.325.190 5.821.205.572 9.082.738.489 9.869.708.299 11.205.753.017
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 2.659.536.706 5.262.301.950 8.130.143.785 8.643.414.937 9.624.701.184
   RESULTADOS NO ASIGNADOS 53.788.484 558.903.622 952.594.704 1.226.293.362 1.581.051.833
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 183.493.141 623.418.564 755.775.603 1.020.373.946 1.434.066.996
   INGRESOS FINANCIEROS 3.877.502.754 11.047.592.609 11.866.541.267 15.139.116.708 20.494.955.794
         POR INTERESES 3.000.462.835 7.979.939.598 8.672.316.440 11.083.725.221 14.588.344.407
         OTROS INGRESOS FINANCIEROS 877.039.919 3.067.653.011 3.194.224.827 4.055.391.487 5.906.611.387
   EGRESOS FINANCIEROS -2.128.441.299 -6.291.445.688 -7.246.840.534 -9.304.909.641 -12.445.000.000
         POR INTERESES -1.808.296.712 -5.413.091.669 -6.484.580.015 -8.341.060.373 -11.177.000.000
         OTROS EGRESOS FINANCIEROS -320.144.587 -878.354.019 -762.260.519 -963.849.268 -1.268.212.919
   CARGO POR INCOBRABILIDAD -156.547.368 -266.307.160 -226.588.824 -266.974.367 -340.857.938
   INGRESOS POR SERVICIOS 484.342.420 962.134.551 696.084.771 870.917.664 1.121.069.568
   EGRESOS POR SERVICIOS -225.697.356 -480.643.901 -372.792.418 -473.479.448 -625.733.576
   GASTOS DE ADMINISTRACIÓN -1.030.399.974 -2.053.433.194 -1.595.194.458 -1.997.517.921 -2.609.117.838
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 80.027.995 102.085.500 73.934.051 83.315.726 98.486.451
   RESULTADO MONETARIO -579.638.898 -2.127.017.658 -2.233.074.174 -2.742.550.893 -3.867.944.319
   OTROS -4.230.853 24.713.901 96.411.548 143.476.449 177.462.931
   IMPUESTO A LAS GANANCIAS -103.522.282 -272.992.952 -321.469.012 -451.331.988 -680.046.086
   OTRO RESULTADO INTEGRAL -29.901.998 -21.267.444 18.763.386 20.311.657 111.132.664
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 162.561.602 246.771.754 319.134.382 336.520.526 396.442.558
   CONTINGENTES ACREEDORAS 3.810.237.384 9.409.011.022 14.017.264.936 15.481.468.110 16.230.319.240
   DE CONTROL ACREEDORAS 190.972.865 269.017.781 488.264.122 540.623.008 573.831.739
   DE DERIVADOS ACREEDORAS 567.668.640 815.254.452 1.632.614.462 1.315.642.901 1.851.258.101
   CONTINGENTES DEUDORAS 3.760.341.629 6.300.337.104 8.496.863.424 9.155.795.597 10.212.530.125
   DE CONTROL DEUDORAS 17.474.087.750 31.176.233.725 50.887.838.025 56.344.626.002 71.694.963.268
   DE DERIVADOS DEUDORAS 563.217.693 1.119.241.763 3.662.264.404 3.476.225.943 4.569.758.995
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 1.523.404.685 2.387.828.692 2.877.918.911 3.008.998.259 3.531.540.790
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10